Apple Pay vs. Authorize.net

Overview
ProductRatingMost Used ByProduct SummaryStarting Price
Apple Pay
Score 9.3 out of 10
N/A
Apple Pay is a payment gateway the vendor states gives customers an easy, secure, and private way to pay in stores, within apps, on the web, and in Business Chat.N/A
Authorize.net
Score 7.9 out of 10
N/A
Authorize.net is a payment gateway software solution offered by Visa featuring secure data processing and fraud protection.
$25
monthly gateway
Pricing
Apple PayAuthorize.net
Editions & Modules
No answers on this topic
All-in-One Option
25 & 2.9% + $0.30
monthly gateway/per transaction
Payment Gateway Only
$25
monthly gateway
Offerings
Pricing Offerings
Apple PayAuthorize.net
Free Trial
NoNo
Free/Freemium Version
NoNo
Premium Consulting/Integration Services
NoNo
Entry-level Setup FeeNo setup feeNo setup fee
Additional Details
More Pricing Information
Community Pulse
Apple PayAuthorize.net
Considered Both Products
Apple Pay
Chose Apple Pay
Google Pay covers all google users, but Apple Pay works better with iphone users.
Chose Apple Pay
Apple Pay is easier because you don't need to use the app to send or request payments. You can just store card information and use your electronic device to pay. In addition, receipts are automatically generated and stored for easy reimbursement. Venmo generally requires …
Chose Apple Pay
When I had my Android/Samsung phone, I tried Samsung's version of Apple Pay and it was terrible. It was very glitchy, and sometimes I would get a notification that I paid for something when I wasn't even in a checkout screen, like I was just browsing the internet or something …
Chose Apple Pay
Newer, less old framework to worry about. It has the Apple name with it and basically comes ready to use on their devices which is nice for the audience who will be using it.
Chose Apple Pay
Apple is easier to use less work to set up. Easy to integrate and use.
Chose Apple Pay
It's a universal payment platform at this point, and every Apple user can simply donate using the program. Other payment servers take time to set up and type in card numbers, whereas Apple Pay is set up and ready to go.
Chose Apple Pay
Our choice to use Apple Pay was made because of the fast and easy access to funds, it is largely accepted by most vendors and it is a knowingly secure platform for transactions. Making it a trusted and effective resource for our company to utilize. We also found the setup to be …
Chose Apple Pay
Apple Pay and Google Pay are very similar function-wise but vary significantly in design. We chose Apple Pay for its improved security over physical card transactions. Apple pay also provides a much simpler user interface for the customer when processing a transaction, unlike …
Chose Apple Pay
I've used Concur Travel and Expense in the past and I very much liked that expenses were automatically inputted into the Concur reimbursement system. However, when I've used Concur for work, I had a corresponding credit card without Apple Pay -- so I used the credit card …
Chose Apple Pay
More functionality within Apple Pay. Using multiple cards, accessing without opening phone.
Chose Apple Pay
Apple is still superior to other things there. I am not too familiar with android payment systems, so I can't compare that. But I also know our customers prefer PayPal Payments, which does make payments easy, but it isn't as seamless as Apple Pay. Apple Pay is still the best …
Authorize.net
Chose Authorize.net
If you need a fast, reliable integration, Authorize.Net is the perfect starting solution because it has everything you need to start your business. As you grow, however, or if the kind of product you are selling requires specific payments solution (like recurring payments to …
Chose Authorize.net
I selected Authorize.net for online card processing as my client was strongly recommending it. On the recommendation from their on-site payment provider. This also means that he has the same customer service rep to call for online and for retail. It seems pretty similar to …
Chose Authorize.net
Authoize.Net is the best solution for small businesses. Flat rate pricing with no setup charges. Online customer support and has a huge knowledge database. Recurring billing was a big plus for us.
Chose Authorize.net
Our donor database, Bloomerang, partners with Stripe for donation forms. This has made Stripe a more user-friendly and viable option for donation processing. We are currently planning to switch over to Stripe, but at this time use PayPal to process donations.
Chose Authorize.net
I have found a similar feature on Authorize.net like PayPal, that's why I have shifted here. Few things are even better than Paypal. Authorize.net offers your customers a variety of payment options online. Authorize.net accepts payments from customers using mobile devices. …
Chose Authorize.net
We were unfamiliar with other products like Authorize.Net having used Stripe for so long. One of our e-commerce customers wanted to use Stripe as a payment platform on their website. Stripe seems okay, we looked at it, but the support was not as good as the system we have now.
Chose Authorize.net
We had previously used SAGE and Transaction Express. We've also explored Stripe, Amazon Pay, and Apple Pay as parallel payment options. In every situation, Authnet has better rates with fewer strings attached. It has also proven to have a significantly rich API which is a …
Chose Authorize.net
This was used by another organization, and I see both of them with similar traits, Google pay of course is easy to use with smart phones and mobiles.
Chose Authorize.net
We did not like Accrisoft but do prefer Quickbooks and Authorize together
Chose Authorize.net
Authorize.net is a reliable and affordable payment processing service that offers more robust security than other services, such as Stripe or PayPal with their monthly fees at $25 dollars month lot of people may be turned off by these high prices but you get what you pay for - …
Chose Authorize.net
Authorize.net in a pure e-commerce environment is a very good choice for small to medium/small e-commerce businesses. It is not a good solution for brick-and-mortar businesses or relatively large e-commerce retailers.
Chose Authorize.net
We used Authorize.net when we signed up with our processor. It's interesting because every processor we talked to used authorize.net. I think there are a couple other big players in this space but it seemed like authorize.net was the leader by far. I haven't compared them to …
Chose Authorize.net
Stripe's platform doesn't seem to offer a lot in the way of customer service. I felt Authorize.Net's customer service was far superior. I didn't like that PayPal's platform redirected you to their site and then back into our site. It seemed confusing to the user and I'd rather …
Chose Authorize.net
We did not select authorize.net, it came with the software package with our catering system Spoonfed. I would prefer either Toast or LevelUp as a payment processor over authorize.net—those two are easier to use from a manager perspective and process refunds. My experience with …
Chose Authorize.net
The slightly better rates and the recommendation of our bank are probably the only reasons we use it. There aren't any features that blew us away or are enough to make us diehards. If another option presents itself, we may very well switch.
Chose Authorize.net
Square is very bare-bones and does not offer a lot of the options that Authorize.Net does. With Square, you do not get the benefit of the added security features to get protection against chargebacks and fraud. The reporting features are also less helpful with Square. Square is …
Chose Authorize.net
Authorize.net is often on the more complex end to implement (at least for custom implementations). Stripe and Braintree are somewhat more developer-friendly and also have more intuitive user interfaces (for management and day-to-day use).

Some other services also have better …
Chose Authorize.net
While other gateways (like Braintree) are a little fresher and more innovative than Authorize.Net, no one has the track record that AuthNet has. Plus you have to consider that if you want to use the Braintree gateway (or many others) without using their payment processing, you …
Chose Authorize.net
Authorize.net does not stack up well against Stripe. Stripe is much simpler and easy to maintain. Stripe's recurring payment platform allows the manager to easily associate subscriptions with customers.
Where Authorize.net takes about 4 hours to learn, Stripe takes about 1 …
Chose Authorize.net
The Authorize.net API is more robust than the competitors' that we tested. The one drawback is that there is no hosted SSL protected JS library, which is a great feature that Stripe offers. We chose Authorize.net for situations where the solution needed a very customizable …
Chose Authorize.net
I've only used one other system and they were about the same - secure site to store credit card data.
Features
Apple PayAuthorize.net
Payment Gateways
Comparison of Payment Gateways features of Product A and Product B
Apple Pay
8.3
Ratings
13% above category average
Authorize.net
-
Ratings
Fraud Detection8.50 Ratings00 Ratings
API or SDK7.00 Ratings00 Ratings
Recurring Payment Support9.10 Ratings00 Ratings
Billing and Invoicing Support8.90 Ratings00 Ratings
Global Support7.60 Ratings00 Ratings
Payment Form Acceptance9.00 Ratings00 Ratings
Best Alternatives
Apple PayAuthorize.net
Small Businesses
Thryv
Thryv
Score 8.7 out of 10
Apple Pay
Apple Pay
Score 9.3 out of 10
Medium-sized Companies
Checkout.com
Checkout.com
Score 8.5 out of 10
Apple Pay
Apple Pay
Score 9.3 out of 10
Enterprises
Checkout.com
Checkout.com
Score 8.5 out of 10
Checkout.com
Checkout.com
Score 8.5 out of 10
All AlternativesView all alternativesView all alternatives
User Ratings
Apple PayAuthorize.net
Likelihood to Recommend
9.5
(0 ratings)
8.4
(0 ratings)
Likelihood to Renew
7.3
(0 ratings)
9.1
(0 ratings)
Usability
9.5
(0 ratings)
-
(0 ratings)
Support Rating
-
(0 ratings)
5.0
(0 ratings)
User Testimonials
Apple PayAuthorize.net
Likelihood to Recommend
If you accept payments while selling goods and services, Apple Pay can help you speed up the payment process while securely accepting payments. Since there is no need to stick a card into a machine, users won't have to fumble looking for a card when they can put their whole wallet on Apple Pay and check out easily.
Read full review
Authorize.net is reliable and I feel confident that customers' information is protected. The security protocols used by Authorize.net appear to be as good, and probably better than many credit card payment processors. However, the initial setup process was very difficult. I distinctly recall getting up and running as being very cumbersome and time-consuming. I also was disappointed with how the processing and deposit of payments were not consistent. I distinctly remember regretting the decision to go with Authorize.net. However, as mentioned before, with the time and effort required to get the account set up and running, I refused to go through the process again and try a different provider.
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Pros
  • The double click which launches it couldn't be easier; you don't even have to open your phone and find the app.
  • It's pretty much fool proof from there, as just holding your phone near the reader is sufficient for success.
  • Haptic feedback ensures that I know the payment registered.
  • I have full faith and confidence that the transaction was executed securely.
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  • All payments are automatically sent straight into bank account almost instantly!
  • Is a reliable and secure payment processing company with robust security protocols to help against chargebacks.
  • It has very good compatibility with wordpress plugins such as woo-commerce or gravity forms.
Read full review
Cons
  • At times, my Apple Pay will pop up unintentionally. Perhaps there can be more safeguards around that.
  • Apple Pay is not super great if I need to make a return. For any return, I've found that paper receipts are superior.
  • Apple Pay sometimes requires very specific positioning when scanning the phone, which is frustrating.
Read full review
  • The lack of data portability is a big issue for me.
  • Authorize.net uses the same $49.00 gateway setup fee to scam merchants out of money, which is no better than any of the other gateways out there.
  • Their customer service is not up to the mark. You can get stuck if you need any help from their end.
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Likelihood to Renew
It's now a standard.
Read full review
Authorize.net has been a useful system for our Chamber. We appreciate the ease of use and access to our Main Frame. Connecting Authorize.net to our system for membership, event and other payment ease has been excellent and we have experienced no problems whatsoever.
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Usability
Love the simplicity, i think it's a good way of getting apple-lovers to purchase things from the palm of their hand
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Except for some of the back of the house issues with settings the overall usability was great
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Support Rating
No answers on this topic
I have no experience directly with the support offered by Authorize.Net.
Read full review
Alternatives Considered
When I had my Android/Samsung phone, I tried Samsung's version of Apple Pay and it was terrible. It was very glitchy, and sometimes I would get a notification that I paid for something when I wasn't even in a checkout screen, like I was just browsing the internet or something and I'd get a notification! It was alarming and I quickly uninstalled the app and never used it again.
Read full review
We had previously used SAGE and Transaction Express. We've also explored Stripe, Amazon Pay, and Apple Pay as parallel payment options. In every situation, Authnet has better rates with fewer strings attached. It has also proven to have a significantly rich API which is a must-have for any solution we implement.
Read full review
Return on Investment
  • Able to provide employees with digital company cards.
  • Convenient tracking of money spent.
  • Caring for others in our workplace and community through gifts and purchases.
Read full review
  • Lets us charge cards so we can get paid on time, every time.
  • It was very difficult to setup the DocuSign integration the first time, but after we got it setup, it's made the onboarding process very easy. That probably saves about 30 minutes every time we get a new client.
Read full review
ScreenShots