Apple Pay vs. GoCardless

Overview
ProductRatingMost Used ByProduct SummaryStarting Price
Apple Pay
Score 9.3 out of 10
N/A
Apple Pay is a payment gateway the vendor states gives customers an easy, secure, and private way to pay in stores, within apps, on the web, and in Business Chat.N/A
GoCardless
Score 8.5 out of 10
N/A
GoCardless, from the company of the same name in San Francisco, is a recurring payments platform that integrates with the applications businesses use every day, to give businesses more visibility over payments and saving the time on tasks like payment reconciliation. The vendor states they partner with more than 150 billing and subscription software partners globally, including Xero, Sage, QuickBooks, Zuora and Salesforce.N/A
Pricing
Apple PayGoCardless
Editions & Modules
No answers on this topic
No answers on this topic
Offerings
Pricing Offerings
Apple PayGoCardless
Free Trial
NoNo
Free/Freemium Version
NoNo
Premium Consulting/Integration Services
NoNo
Entry-level Setup FeeNo setup feeNo setup fee
Additional Details
More Pricing Information
Community Pulse
Apple PayGoCardless
Considered Both Products
Apple Pay
Chose Apple Pay
Google Pay covers all google users, but Apple Pay works better with iphone users.
Chose Apple Pay
Apple Pay is easier because you don't need to use the app to send or request payments. You can just store card information and use your electronic device to pay. In addition, receipts are automatically generated and stored for easy reimbursement. Venmo generally requires …
Chose Apple Pay
When I had my Android/Samsung phone, I tried Samsung's version of Apple Pay and it was terrible. It was very glitchy, and sometimes I would get a notification that I paid for something when I wasn't even in a checkout screen, like I was just browsing the internet or something …
Chose Apple Pay
Newer, less old framework to worry about. It has the Apple name with it and basically comes ready to use on their devices which is nice for the audience who will be using it.
Chose Apple Pay
Apple is easier to use less work to set up. Easy to integrate and use.
Chose Apple Pay
It's a universal payment platform at this point, and every Apple user can simply donate using the program. Other payment servers take time to set up and type in card numbers, whereas Apple Pay is set up and ready to go.
Chose Apple Pay
Our choice to use Apple Pay was made because of the fast and easy access to funds, it is largely accepted by most vendors and it is a knowingly secure platform for transactions. Making it a trusted and effective resource for our company to utilize. We also found the setup to be …
Chose Apple Pay
Apple Pay and Google Pay are very similar function-wise but vary significantly in design. We chose Apple Pay for its improved security over physical card transactions. Apple pay also provides a much simpler user interface for the customer when processing a transaction, unlike …
Chose Apple Pay
I've used Concur Travel and Expense in the past and I very much liked that expenses were automatically inputted into the Concur reimbursement system. However, when I've used Concur for work, I had a corresponding credit card without Apple Pay -- so I used the credit card …
Chose Apple Pay
More functionality within Apple Pay. Using multiple cards, accessing without opening phone.
Chose Apple Pay
Apple is still superior to other things there. I am not too familiar with android payment systems, so I can't compare that. But I also know our customers prefer PayPal Payments, which does make payments easy, but it isn't as seamless as Apple Pay. Apple Pay is still the best …
GoCardless
Chose GoCardless
GoCardless sends an email when a customer signs up in the portal which is crucial. We have many issues with not knowing when a customer has signed up to make a payment. GoCardless is seamless with a checkbox that makes this function possible. Our other software does not do …
Chose GoCardless
GoCardless better fit Kanopy's needs for the following reasons: (1) desire to decrease credit card payments which carry higher costs, (2) single payment solution for 12+ countries via direct debit at no fees for customers, and (3) better customer integration potential for …
Chose GoCardless
We didn't research a lot of platforms as GoCardless offered pretty much everything we were looking for, i.e low cost, easy to use & implement.
Chose GoCardless
It stacks up well against Stripe but I think they serve different purposes. Stripe is better when it comes to integrations, GoCardless is great for recurring payments, particularly for service-based businesses.
Chose GoCardless
GoCardless provides a simple way to take one-off card payments or set up direct debits for customers. Payment links can be included on electronic invoices, and certainly, from a UK perspective, it provides a more professional appearance than using, say, PayPal for …
Chose GoCardless
For direct debit it is superb. Integration is much easier, and it supports the different strands of our company's UK and European payments landscape.
Chose GoCardless
Gocardless had no integration or monthly fees. You only pay for what you use. Windcave has monthly fees (and a setup fee).
Chose GoCardless
[GoCardless has] lower fees and is easier to use.
Features
Apple PayGoCardless
Payment Gateways
Comparison of Payment Gateways features of Product A and Product B
Apple Pay
8.3
Ratings
13% above category average
GoCardless
9.2
Ratings
24% above category average
Fraud Detection8.50 Ratings10.00 Ratings
API or SDK7.00 Ratings5.00 Ratings
Recurring Payment Support9.10 Ratings10.00 Ratings
Billing and Invoicing Support8.90 Ratings10.00 Ratings
Global Support7.60 Ratings10.00 Ratings
Payment Form Acceptance9.00 Ratings10.00 Ratings
Best Alternatives
Apple PayGoCardless
Small Businesses
Thryv
Thryv
Score 8.7 out of 10
Apple Pay
Apple Pay
Score 9.3 out of 10
Medium-sized Companies
Checkout.com
Checkout.com
Score 8.5 out of 10
Apple Pay
Apple Pay
Score 9.3 out of 10
Enterprises
Checkout.com
Checkout.com
Score 8.5 out of 10
Checkout.com
Checkout.com
Score 8.5 out of 10
All AlternativesView all alternativesView all alternatives
User Ratings
Apple PayGoCardless
Likelihood to Recommend
9.5
(0 ratings)
9.0
(0 ratings)
Likelihood to Renew
7.3
(0 ratings)
-
(0 ratings)
Usability
9.5
(0 ratings)
9.0
(0 ratings)
Support Rating
-
(0 ratings)
2.0
(0 ratings)
User Testimonials
Apple PayGoCardless
Likelihood to Recommend
If you accept payments while selling goods and services, Apple Pay can help you speed up the payment process while securely accepting payments. Since there is no need to stick a card into a machine, users won't have to fumble looking for a card when they can put their whole wallet on Apple Pay and check out easily.
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I think it's a great payment gateway for small businesses which are new to the business and looking for something low budget & an easy-to-use platform to begin accepting the payments. It does streamline the cash flow & gives good visibility to payment status but sometimes it takes 3-4 days in the reconciliation of balances which might not be suitable for businesses looking to have a quick turn-around-time of balances.
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Pros
  • The double click which launches it couldn't be easier; you don't even have to open your phone and find the app.
  • It's pretty much fool proof from there, as just holding your phone near the reader is sufficient for success.
  • Haptic feedback ensures that I know the payment registered.
  • I have full faith and confidence that the transaction was executed securely.
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  • Reliably takes recurring payments
  • Makes it easy and secure for customers to set up their direct debits with us
  • Informs us when payments have failed at the customer's end
  • Makes it easy to see upcoming payments that will be collected
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Cons
  • At times, my Apple Pay will pop up unintentionally. Perhaps there can be more safeguards around that.
  • Apple Pay is not super great if I need to make a return. For any return, I've found that paper receipts are superior.
  • Apple Pay sometimes requires very specific positioning when scanning the phone, which is frustrating.
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  • Reduction in fees for customers who use it for large volumes of clients
  • Easier for clients to review their payment plans
  • Payment sooner to our bank account
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Likelihood to Renew
It's now a standard.
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No answers on this topic
Usability
Love the simplicity, i think it's a good way of getting apple-lovers to purchase things from the palm of their hand
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It has a good web dashboard, you can see who has paid, who hasn’t, when payments will be taken from client and when they will arrive in the bank account
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Support Rating
No answers on this topic
There is no phone support, email only, and the support is slow coming. The support staff often don't read your support query properly, so you waste time having to re-explain yourself. That is the only downside of this product.
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Alternatives Considered
When I had my Android/Samsung phone, I tried Samsung's version of Apple Pay and it was terrible. It was very glitchy, and sometimes I would get a notification that I paid for something when I wasn't even in a checkout screen, like I was just browsing the internet or something and I'd get a notification! It was alarming and I quickly uninstalled the app and never used it again.
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GoCardless better fit Kanopy's needs for the following reasons: (1) desire to decrease credit card payments which carry higher costs, (2) single payment solution for 12+ countries via direct debit at no fees for customers, and (3) better customer integration potential for company website portal and A/R 3rd party tool.
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Return on Investment
  • Able to provide employees with digital company cards.
  • Convenient tracking of money spent.
  • Caring for others in our workplace and community through gifts and purchases.
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  • Customers appreciate using a bank account for payments to eliminate any credit card fees that may be implemented in the future.
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ScreenShots