Apple Pay vs. PayPal Payments Pro

Overview
ProductRatingMost Used ByProduct SummaryStarting Price
Apple Pay
Score 9.3 out of 10
N/A
Apple Pay is a payment gateway the vendor states gives customers an easy, secure, and private way to pay in stores, within apps, on the web, and in Business Chat.N/A
PayPal Payments Pro
Score 7.8 out of 10
N/A
PayPal Payments Pro is an enterprise-class ecommerce payment solution, that provides payment processing security to build a professional-grade ecommerce site. It can be configured to meet business needs and works across devices. Users can tap into over 390 million active customer accounts around the globe.
$0.02
per transaction
Pricing
Apple PayPayPal Payments Pro
Editions & Modules
No answers on this topic
QR code Transactions
1.90% + fixed fee
per transaction
Charity Transactions
2.20% + fixed fee
per transaction
Commercial Transactions - In-Store
2.70% + fixed fee
per transaction
Commercial Transactions - Online
2.90% + fixed fee
per transaction
PayPal's pay later offers
2.90% + fixed fee
per transaction
Venmo
2.90% + fixed fee
per transaction
Offerings
Pricing Offerings
Apple PayPayPal Payments Pro
Free Trial
NoNo
Free/Freemium Version
NoNo
Premium Consulting/Integration Services
NoNo
Entry-level Setup FeeNo setup feeNo setup fee
Additional Details
More Pricing Information
Community Pulse
Apple PayPayPal Payments Pro
Considered Both Products
Apple Pay
Chose Apple Pay
Google Pay covers all google users, but Apple Pay works better with iphone users.
Chose Apple Pay
Apple Pay is easier because you don't need to use the app to send or request payments. You can just store card information and use your electronic device to pay. In addition, receipts are automatically generated and stored for easy reimbursement. Venmo generally requires …
Chose Apple Pay
When I had my Android/Samsung phone, I tried Samsung's version of Apple Pay and it was terrible. It was very glitchy, and sometimes I would get a notification that I paid for something when I wasn't even in a checkout screen, like I was just browsing the internet or something …
Chose Apple Pay
Newer, less old framework to worry about. It has the Apple name with it and basically comes ready to use on their devices which is nice for the audience who will be using it.
Chose Apple Pay
Apple is easier to use less work to set up. Easy to integrate and use.
Chose Apple Pay
It's a universal payment platform at this point, and every Apple user can simply donate using the program. Other payment servers take time to set up and type in card numbers, whereas Apple Pay is set up and ready to go.
Chose Apple Pay
Our choice to use Apple Pay was made because of the fast and easy access to funds, it is largely accepted by most vendors and it is a knowingly secure platform for transactions. Making it a trusted and effective resource for our company to utilize. We also found the setup to be …
Chose Apple Pay
Apple Pay and Google Pay are very similar function-wise but vary significantly in design. We chose Apple Pay for its improved security over physical card transactions. Apple pay also provides a much simpler user interface for the customer when processing a transaction, unlike …
Chose Apple Pay
I've used Concur Travel and Expense in the past and I very much liked that expenses were automatically inputted into the Concur reimbursement system. However, when I've used Concur for work, I had a corresponding credit card without Apple Pay -- so I used the credit card …
Chose Apple Pay
More functionality within Apple Pay. Using multiple cards, accessing without opening phone.
Chose Apple Pay
Apple is still superior to other things there. I am not too familiar with android payment systems, so I can't compare that. But I also know our customers prefer PayPal Payments, which does make payments easy, but it isn't as seamless as Apple Pay. Apple Pay is still the best …
PayPal Payments Pro
Chose PayPal Payments Pro
They are both great but the reputation of Paypal Payments Pro which has been around a lot longer is a significate difference when dealing with vendors. Paypal Payments Pro is a well respected name and known for making monetary transaction safe and secure . This gives us …
Chose PayPal Payments Pro
It is an excellent alternative, with a great interface, however, we become much more familiar with PayPal Payments because most of our clients and business partners use it, it makes our work environment more pleasant, and we have no problems processing payments.
Chose PayPal Payments Pro
Stipe is a little more complex to use but has better rates. In this particular instance, the client was more familiar with PayPal and wished to go with something they had heard of. They had already used PayPal (and had an account) and said that they felt more comfortable using …
Chose PayPal Payments Pro
We use PayFast to accept local online payments in South Africa. PayFast works well to receive Rands although PayFast does not support invoicing. PayFast does however support recurring payments in the form of a "payment subscription". Payfast has fewer overall features however, …
Chose PayPal Payments Pro
I believe Cash App and Venmo are better ways to transfer money with better customer service and support and so many less restrictions.
Chose PayPal Payments Pro
From my personal experience, PayPal Payments is by far the easiest to implement and better supported and documented. Other options are either over complicated or too expensive.
Chose PayPal Payments Pro
PayPal is much easier to use and it gave me options to pay through PayPal directly when doing online purchases. Costs were also more advantageous as I wouldn't have large amounts of money to transfer.
Chose PayPal Payments Pro
Stripe is not as robust as PayPal. PayPal offers way more services and features compared to Stripe. Stripe is a good platform that integrates well with other software. But Stripe doesn't have all the benefits that a giant like PayPal has. Stripe is a bit more difficult to set …
Chose PayPal Payments Pro
For us, TransferWise was a very good option to be able to send and receive payments, it is a very reliable system and allowed our employees to receive payroll money safely, however, the reason we prefer PayPal Payments is because offers us a more instantaneous receipt of money, …
Chose PayPal Payments Pro
Stripe has lower fees which I like better, but money takes longer to reach my bank.

I haven't heard of Stripe freezing people's funds either, which is a major concern of mine in continuing to use PayPal.
Chose PayPal Payments Pro
PayPal Payments, at the end of the day, was an easy sell to management and an auto integration with our eCommerce software. We already informally accepted PayPal for international customers to reduce risk, and taking it a step further was an easy next step. It was a one or …
Chose PayPal Payments Pro
We use authorize.net on one of our other websites as the payment processor. It is good too but definitely took a while to integrate because of some issues. PayPal Payments was much easier.
Chose PayPal Payments Pro
I don't think there's really any competition here. There's Venmo (also owned by PayPal) who is now offering business accounts, but it still isn't quite the same.

The closest thing in terms of ease of use would be Apple Pay or Google Pay (and there are a handful of others out …
Chose PayPal Payments Pro
PayPal Payments is probably the lowest-grade product compared to Wave Accounting and HoneyBook. It is very basic where Wave gives you more detailed reports about your income/expenses, the ability to track your expenses, personalize your account more, and other features. The …
Chose PayPal Payments Pro
  • On the micropayments side, PayPal Payments was the clear victor, charging significantly less as compare to other payment gateways in past.
  • PayPal Payments used to return our original processing fee in the past.
  • PayPal Payments is currently available in over 200 countries/regions …
Chose PayPal Payments Pro
We chose PayPal Payments about 10 years ago because it was easy to get up and running. We had not considered using another provider until recently when we had a less-than-positive experience with PayPal customer service. Stripe is an up-and-coming competitor with PayPal …
Chose PayPal Payments Pro
  • Paytm is an Indian competitor of PayPal Payments. Which supports UPI transactions, but not easy to make international payments like PayPal.
  • RazorPay is another product. I have tried to use it in one of my project, but later changed my mind to PayPal Payments because of some …
Chose PayPal Payments Pro
We didn't go for any other alternatives to PayPal Payments, as it's considered the gold standard for accepting quick payments.
Chose PayPal Payments Pro
PayPal Payments is simple to implement and use. Most of the clients prefer to use PayPal Payments instead of other similar services, sustaining the choice of implementing the tool as a digital service for online payments. I would suggest adopting it as an additional service to …
Chose PayPal Payments Pro
We use PayPal Payments largely because it's easy and all of our partners, on the supply side and the client side, can use it, too. It makes the payment process simple and fast, and many partners already use PayPal Payments, so it saves them time, too. We trust the name PayPal …
Chose PayPal Payments Pro
We use other products for other situations, but as far as sending money PayPal is hard to beat. We've used Square POS at live events to collect donations and payments for tickets, simply because the swipe accessory for iPhone was convenient and easy to use. We haven't had live …
Chose PayPal Payments Pro
I have used Zelle, Venmo, Cash App, Amazon Pay, and others only because they are popular with other people who wished to be paid that way. I got PayPal first, years ago, have used it on our website for our customers, and still like it the best. I have another friend who runs …
Chose PayPal Payments Pro
PayPal was one of the first companies to offer the swipe via phone equipment and feature for sales and easily integrated products from the e-commerce site. Although other companies began and do offer the same features, PayPal was/is the most well-known and established payment …
Chose PayPal Payments Pro
PayPal Payments is probably my favorite payment app because it is the most intuitive, it is easy to use, and it is also one of the longest standing apps which has given ample time to become familiar with it and ensure that it works well. It allows employees to designate one …
Chose PayPal Payments Pro
I have not used any other payment apps other than PayPal.
Features
Apple PayPayPal Payments Pro
Payment Gateways
Comparison of Payment Gateways features of Product A and Product B
Apple Pay
8.3
Ratings
13% above category average
PayPal Payments Pro
-
Ratings
Fraud Detection8.50 Ratings00 Ratings
API or SDK7.00 Ratings00 Ratings
Recurring Payment Support9.10 Ratings00 Ratings
Billing and Invoicing Support8.90 Ratings00 Ratings
Global Support7.60 Ratings00 Ratings
Payment Form Acceptance9.00 Ratings00 Ratings
Best Alternatives
Apple PayPayPal Payments Pro
Small Businesses
Thryv
Thryv
Score 8.7 out of 10
Apple Pay
Apple Pay
Score 9.3 out of 10
Medium-sized Companies
Checkout.com
Checkout.com
Score 8.5 out of 10
Apple Pay
Apple Pay
Score 9.3 out of 10
Enterprises
Checkout.com
Checkout.com
Score 8.5 out of 10
Checkout.com
Checkout.com
Score 8.5 out of 10
All AlternativesView all alternativesView all alternatives
User Ratings
Apple PayPayPal Payments Pro
Likelihood to Recommend
9.5
(0 ratings)
8.2
(0 ratings)
Likelihood to Renew
7.3
(0 ratings)
-
(0 ratings)
Usability
9.5
(0 ratings)
-
(0 ratings)
Support Rating
-
(0 ratings)
2.3
(0 ratings)
User Testimonials
Apple PayPayPal Payments Pro
Likelihood to Recommend
If you accept payments while selling goods and services, Apple Pay can help you speed up the payment process while securely accepting payments. Since there is no need to stick a card into a machine, users won't have to fumble looking for a card when they can put their whole wallet on Apple Pay and check out easily.
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Paypal is great for personal payments as well as business payments for ecommerce of for paying monthly memberships. It is a user friendly software that needs little expertise to get used to. For larger payments, the fees become high therefore it is more suitable for payments of upto few hundred dollars.
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Pros
  • The double click which launches it couldn't be easier; you don't even have to open your phone and find the app.
  • It's pretty much fool proof from there, as just holding your phone near the reader is sufficient for success.
  • Haptic feedback ensures that I know the payment registered.
  • I have full faith and confidence that the transaction was executed securely.
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  • You can Keep track of transactions and conform accounts daily
  • Require users set strong passwords
  • PayPal Payments also comes with an encryption feature that protects our customer’s and our data to the highest possible standard of security.
  • Like its desktop version, PayPal Payments has a mobile application that is super easy to operate.
  • PayPal Payments is extremely user-friendly and easy to use and comes up with a Great user interface.
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Cons
  • At times, my Apple Pay will pop up unintentionally. Perhaps there can be more safeguards around that.
  • Apple Pay is not super great if I need to make a return. For any return, I've found that paper receipts are superior.
  • Apple Pay sometimes requires very specific positioning when scanning the phone, which is frustrating.
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  • Sometimes the UX flow would not deliver the customer back to our site, leaving orders in limbo "Pre-approved" status. The customer would call days later asking why we hadn't shipped it.
  • The PayPal logo on the checkout page can be kind of large and obtrusive.
  • They mention new features and programs on their login page, but it's hard to find any details on them deeper in the software.
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Likelihood to Renew
It's now a standard.
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No answers on this topic
Usability
Love the simplicity, i think it's a good way of getting apple-lovers to purchase things from the palm of their hand
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No answers on this topic
Support Rating
No answers on this topic
Customer service representatives were unable to explain why customer in Australia were unable to make payments using our link. It turned out that customers in Australia must create an account. PayPal's user interface did not reveal this to our customers in Australia. There was plenty about this issue appearing in online forums and PayPal customer service couldn't explain this. This change in PayPal's usability happened between April and May of 2021 and was done without notice to vendors (like us).
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Alternatives Considered
When I had my Android/Samsung phone, I tried Samsung's version of Apple Pay and it was terrible. It was very glitchy, and sometimes I would get a notification that I paid for something when I wasn't even in a checkout screen, like I was just browsing the internet or something and I'd get a notification! It was alarming and I quickly uninstalled the app and never used it again.
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For us, TransferWise was a very good option to be able to send and receive payments, it is a very reliable system and allowed our employees to receive payroll money safely, however, the reason we prefer PayPal Payments is because offers us a more instantaneous receipt of money, TransferWise made us wait several days for payments to be completed, we had to wait a long time for our employees to receive the money we sent them. PayPal Payments is very different, payments are completed instantly, the only delay is the one that is placed with the freezing of funds when sending money to a new employee.
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Return on Investment
  • Able to provide employees with digital company cards.
  • Convenient tracking of money spent.
  • Caring for others in our workplace and community through gifts and purchases.
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  • In the past year we've lost a couple hundred dollars due to cancelled payment agreements
  • Due to the large percentage who choose PayPal Payments, it's brought in thousands in sales that may have been abandoned otherwise
  • Customers trust PayPal Payments and some feel more comfortable with it rather than putting in their credit card info. It's allowed purchasers who otherwise wouldn't have bought to purchase with the security of not having to enter sensitive payment info.
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