Authorize.net vs. Klarna Checkout

Overview
ProductRatingMost Used ByProduct SummaryStarting Price
Authorize.net
Score 7.9 out of 10
N/A
Authorize.net is a payment gateway software solution offered by Visa featuring secure data processing and fraud protection.
$25
monthly gateway
Klarna Checkout
Score 4.3 out of 10
N/A
Swedish company Klarna offers Klarna Checkout, a compliant and personalized ecommerce shopping cart solution.N/A
Pricing
Authorize.netKlarna Checkout
Editions & Modules
All-in-One Option
25 & 2.9% + $0.30
monthly gateway/per transaction
Payment Gateway Only
$25
monthly gateway
No answers on this topic
Offerings
Pricing Offerings
Authorize.netKlarna Checkout
Free Trial
NoNo
Free/Freemium Version
NoNo
Premium Consulting/Integration Services
NoNo
Entry-level Setup FeeNo setup feeNo setup fee
Additional Details
More Pricing Information
Community Pulse
Authorize.netKlarna Checkout
Features
Authorize.netKlarna Checkout
Online Storefront
Comparison of Online Storefront features of Product A and Product B
Authorize.net
-
Ratings
Klarna Checkout
10.0
Ratings
24% above category average
Mobile storefront00 Ratings10.00 Ratings
Website integration00 Ratings10.00 Ratings
Online Shopping Cart
Comparison of Online Shopping Cart features of Product A and Product B
Authorize.net
-
Ratings
Klarna Checkout
10.0
Ratings
26% above category average
Checkout user experience00 Ratings10.00 Ratings
Online Payment System
Comparison of Online Payment System features of Product A and Product B
Authorize.net
-
Ratings
Klarna Checkout
10.0
Ratings
19% above category average
eCommerce security00 Ratings10.00 Ratings
eCommerce Business Management
Comparison of eCommerce Business Management features of Product A and Product B
Authorize.net
-
Ratings
Klarna Checkout
8.0
Ratings
0% below category average
Order processing00 Ratings8.00 Ratings
User Ratings
Authorize.netKlarna Checkout
Likelihood to Recommend
8.4
(0 ratings)
10.0
(0 ratings)
Likelihood to Renew
9.1
(0 ratings)
-
(0 ratings)
Support Rating
5.0
(0 ratings)
-
(0 ratings)
User Testimonials
Authorize.netKlarna Checkout
Likelihood to Recommend
Authorize.net is reliable and I feel confident that customers' information is protected. The security protocols used by Authorize.net appear to be as good, and probably better than many credit card payment processors. However, the initial setup process was very difficult. I distinctly recall getting up and running as being very cumbersome and time-consuming. I also was disappointed with how the processing and deposit of payments were not consistent. I distinctly remember regretting the decision to go with Authorize.net. However, as mentioned before, with the time and effort required to get the account set up and running, I refused to go through the process again and try a different provider.
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Klarna is great for any retailer who is looking to offer payment options to their customers. It is primarily a resource for retailers, but probably not a good tool for people who work in different kinds of sales departments.
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Pros
  • All payments are automatically sent straight into bank account almost instantly!
  • Is a reliable and secure payment processing company with robust security protocols to help against chargebacks.
  • It has very good compatibility with wordpress plugins such as woo-commerce or gravity forms.
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  • Flexible payment option.
  • Easy to navigate the back end.
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Cons
  • The lack of data portability is a big issue for me.
  • Authorize.net uses the same $49.00 gateway setup fee to scam merchants out of money, which is no better than any of the other gateways out there.
  • Their customer service is not up to the mark. You can get stuck if you need any help from their end.
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  • Some Magento integration needs extra customisation
  • Account setup can take time
  • Able to configure your own offers via the dashboard
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Likelihood to Renew
Authorize.net has been a useful system for our Chamber. We appreciate the ease of use and access to our Main Frame. Connecting Authorize.net to our system for membership, event and other payment ease has been excellent and we have experienced no problems whatsoever.
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Usability
Except for some of the back of the house issues with settings the overall usability was great
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No answers on this topic
Support Rating
I have no experience directly with the support offered by Authorize.Net.
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No answers on this topic
Alternatives Considered
We had previously used SAGE and Transaction Express. We've also explored Stripe, Amazon Pay, and Apple Pay as parallel payment options. In every situation, Authnet has better rates with fewer strings attached. It has also proven to have a significantly rich API which is a must-have for any solution we implement.
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Klarna have the most advanced and comprehensive solution which includes buy now pay later.
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Return on Investment
  • Lets us charge cards so we can get paid on time, every time.
  • It was very difficult to setup the DocuSign integration the first time, but after we got it setup, it's made the onboarding process very easy. That probably saves about 30 minutes every time we get a new client.
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  • Increased checkout conversion rates
  • Increased flexibility for payment methods
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ScreenShots