Authorize.net vs. PhonePe

Overview
ProductRatingMost Used ByProduct SummaryStarting Price
Authorize.net
Score 7.9 out of 10
N/A
Authorize.net is a payment gateway software solution offered by Visa featuring secure data processing and fraud protection.
$25
monthly gateway
PhonePe
Score 6.0 out of 10
N/A
PhonePe is a mobile payments app that allows you to transfer money instantly to anyone, by using just their mobile number.N/A
Pricing
Authorize.netPhonePe
Editions & Modules
All-in-One Option
25 & 2.9% + $0.30
monthly gateway/per transaction
Payment Gateway Only
$25
monthly gateway
No answers on this topic
Offerings
Pricing Offerings
Authorize.netPhonePe
Free Trial
NoNo
Free/Freemium Version
NoNo
Premium Consulting/Integration Services
NoNo
Entry-level Setup FeeNo setup feeNo setup fee
Additional DetailsPhone app is free. Transaction fees will vary according to businesses.
More Pricing Information
Community Pulse
Authorize.netPhonePe
Features
Authorize.netPhonePe
Payment Gateways
Comparison of Payment Gateways features of Product A and Product B
Authorize.net
-
Ratings
PhonePe
5.2
Ratings
33% below category average
Fraud Detection00 Ratings3.00 Ratings
API or SDK00 Ratings3.00 Ratings
Recurring Payment Support00 Ratings7.50 Ratings
Billing and Invoicing Support00 Ratings7.50 Ratings
Global Support00 Ratings6.50 Ratings
Payment Form Acceptance00 Ratings4.00 Ratings
User Ratings
Authorize.netPhonePe
Likelihood to Recommend
8.4
(0 ratings)
6.0
(0 ratings)
Likelihood to Renew
9.1
(0 ratings)
-
(0 ratings)
Support Rating
5.0
(0 ratings)
-
(0 ratings)
User Testimonials
Authorize.netPhonePe
Likelihood to Recommend
Authorize.net is reliable and I feel confident that customers' information is protected. The security protocols used by Authorize.net appear to be as good, and probably better than many credit card payment processors. However, the initial setup process was very difficult. I distinctly recall getting up and running as being very cumbersome and time-consuming. I also was disappointed with how the processing and deposit of payments were not consistent. I distinctly remember regretting the decision to go with Authorize.net. However, as mentioned before, with the time and effort required to get the account set up and running, I refused to go through the process again and try a different provider.
Read full review
If i have to pay the amount via UPI then i will prefer PhonePe this is my prefered platform, But if i have to pay on the Paytm then i have the Paytm postpaid limits so i will pay the payment via Paytm postpaid. I think maximum users has Postpaid limits on the different platforms like Amazon, Paytm etc.
Read full review
Pros
  • All payments are automatically sent straight into bank account almost instantly!
  • Is a reliable and secure payment processing company with robust security protocols to help against chargebacks.
  • It has very good compatibility with wordpress plugins such as woo-commerce or gravity forms.
Read full review
  • Payment status confirmation
  • User details before the payment start
  • Bills and Payment
  • Reminders of the bills
Read full review
Cons
  • The lack of data portability is a big issue for me.
  • Authorize.net uses the same $49.00 gateway setup fee to scam merchants out of money, which is no better than any of the other gateways out there.
  • Their customer service is not up to the mark. You can get stuck if you need any help from their end.
Read full review
  • Like GPay, you dont have the option for secure login using PIN or password.
  • Sometimes your transaction gets stuck in between for long duration, so that's a technical bug with this app.
  • if you are booking your travel tickets with PhonePe and in case you cancelled it. Then you wont get any refunds for that.
Read full review
Likelihood to Renew
Authorize.net has been a useful system for our Chamber. We appreciate the ease of use and access to our Main Frame. Connecting Authorize.net to our system for membership, event and other payment ease has been excellent and we have experienced no problems whatsoever.
Read full review
No answers on this topic
Usability
Except for some of the back of the house issues with settings the overall usability was great
Read full review
No answers on this topic
Support Rating
I have no experience directly with the support offered by Authorize.Net.
Read full review
No answers on this topic
Alternatives Considered
We had previously used SAGE and Transaction Express. We've also explored Stripe, Amazon Pay, and Apple Pay as parallel payment options. In every situation, Authnet has better rates with fewer strings attached. It has also proven to have a significantly rich API which is a must-have for any solution we implement.
Read full review
The only thing that I find as a reason to use phonePe is the ease, comfort and convenience in doing what you want from a payment app. You get multiple competitors but you need to select for the best UX
Read full review
Return on Investment
  • Lets us charge cards so we can get paid on time, every time.
  • It was very difficult to setup the DocuSign integration the first time, but after we got it setup, it's made the onboarding process very easy. That probably saves about 30 minutes every time we get a new client.
Read full review
  • PhonePe instantly fetches the complete bank information based on your verified number.
  • You can even buy gold and invest in mutual funds via same app.
  • There are lots of fake accounts on PhonePe so the company should allow legitimate account users only.
Read full review
ScreenShots