| Product | Rating | Most Used By | Product Summary | Starting Price |
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 Brex | N/A | Brex headquartered in San Francisco offers a corporate card for expenses, ecommerce, as well as rewards card, and travel expense management. | $0 per month per user | |
 Melio | N/A | Melio is a small business-oriented Accounts Payable tool, presented as a service that helps small businesses keep up with business. A B2B payments experience and payment workflow designed to be simple, and to enable businesses to pay domestic and international vendors, expedite payments, or pay by card. | N/A |
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| Entry-level Setup Fee | No setup fee | No setup fee | ||||||||||||||
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| Considered Both Products | Brex  Cristina Bunea Co-Founder Chose Brex We use and thoroughly enjoy both. One we use as our main bank and Brex as our credit card provider. I'd say they serve different purposes (with Brex we get points), whereas Mercury we mostly use for wire transfers. We did initially start using Mercury because we needed a …  Aviva Rosman Co-Founder and COO Chose Brex Brex was one of the first corporate cards. It seems like there are many copy cats out there - hard to know how different they are but I appreciate Brex's customer service and easy to use UI. I think worth evaluating competitors as this market grows, but we're pretty locked into …  Dailius Wilson VP Sales & Growth Marketing Chose Brex Brex has been a great choice for our business and truly is a holistic software solution than a line of credit for a growing business. I also like how Brex is continuing to develop more features rather than maintaining a static product offering. | Melio  Blessing Chimezie Department director Chose Melio 1. One thing I like about Melio is the free version for small businesses or individuals or soleprenuels . 2. Melio offers free bank to bank payments on all plans, even the free version unlike other competitors. 3. You can pay vendors with credit cards even if they don't accept …  Petrus Slaghekke Owner Chose Melio Forwardly gives same day ACH deposits for free, Melio does not.  J Rio Fultz CEO Chose Melio Melio stacked up well against other solutions. The workflow and reporting were simple and the payment options were less expensive, without a monthly subscription. The ability to pay multiple invoicing in a few short clicks was appealing. The updated payment workflow was …  David Choy Founder Chose Melio I love Melio compared to bill.com, which seems to be full of fees and annoying ads that Melio does not have.  Zac Gaetano Creator Chose Melio Melio is 100% free if you just use ACH, and that by itself would be reason enough for me to stick with the platform, it boats a ton of other useful features that add to the experience.  Steven Ladd CEO Chose Melio Melio tested to be much easier to use than BILL. Additionally, Melio is free for bill payment; others charge quite a bit. Being able to recommend a free app to our clients makes standardizing on a single solution very easy for us.  Jamie Morehead Owner Chose Melio Less features than Ramp, but a solid option for free use for ACH. If you need International wires, fees may be higher than other options. However, you can issue paper checks, ACH, wires or use a linked credit card to pay bills.  Ryan Smith Owner Chose Melio So So Much Better. They Actually Send The Payments Like They're Supposed To.  Crystal Meadors Bookkeeping Specialist Chose Melio I prefer Melio over Bill.com. I prefer Melio because it is easier to cancel or correct a payment on the platform. I like the way that Melio lets you track vendor requests for payment information. I like that it is easy to follow the payment all the way through the process to …  Stephanie Mack Accounting Services Consultant & Trainer Chose Melio It is pretty good, but clients call frustrated with it when they have to fix things. I cannot offer it to advanced clients, since the system is too simple. |
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| Brex | Melio | |
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| Small Businesses |  Dext Score 9.8 out of 10 |  Square 9 Softworks Score 9.1 out of 10 |
| Medium-sized Companies |  Precoro Score 2.8 out of 10 | Square 9 Softworks Score 9.1 out of 10 |
| Enterprises |  Emburse Chrome River Score 9.1 out of 10 |  Webexpenses Score 9.2 out of 10 |
| All Alternatives | View all alternatives | View all alternatives |
| Brex | Melio | |
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| Likelihood to Recommend | 9.0 (0 ratings) | 8.5 (0 ratings) |
| Support Rating | 9.4 (0 ratings) | - (0 ratings) |
| Brex | Melio | |
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| Likelihood to Recommend |
Aviva Rosman Co-Founder and COO |
Steven Ladd CEO |
| Pros |
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Blessing Chimezie Department director |
| Cons |
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 Katherine Moore Chess Office/Public Relations Manager |
| Likelihood to Renew | No answers on this topic |
Blessing Chimezie Department director |
| Usability | No answers on this topic |
Blessing Chimezie Department director |
| Support Rating |
Dailius Wilson VP Sales & Growth Marketing |
Blessing Chimezie Department director |
| In-Person Training | No answers on this topic |
Blessing Chimezie Department director |
| Online Training | No answers on this topic |
Blessing Chimezie Department director |
| Alternatives Considered |
Cristina Bunea Co-Founder |
Zac Gaetano Creator |
| Return on Investment |
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