GoCardless vs. PaySimple

Overview
ProductRatingMost Used ByProduct SummaryStarting Price
GoCardless
Score 8.5 out of 10
N/A
GoCardless, from the company of the same name in San Francisco, is a recurring payments platform that integrates with the applications businesses use every day, to give businesses more visibility over payments and saving the time on tasks like payment reconciliation. The vendor states they partner with more than 150 billing and subscription software partners globally, including Xero, Sage, QuickBooks, Zuora and Salesforce.N/A
PaySimple
Score 3.0 out of 10
N/A
PaySimple is a payment gateway software solution offered by PaySimple.
$59.95
per month
Pricing
GoCardlessPaySimple
Editions & Modules
No answers on this topic
Subscription
$59.95
per month
Offerings
Pricing Offerings
GoCardlessPaySimple
Free Trial
NoYes
Free/Freemium Version
NoNo
Premium Consulting/Integration Services
NoNo
Entry-level Setup FeeNo setup feeNo setup fee
Additional Details
More Pricing Information
Community Pulse
GoCardlessPaySimple
Considered Both Products
GoCardless
Chose GoCardless
GoCardless sends an email when a customer signs up in the portal which is crucial. We have many issues with not knowing when a customer has signed up to make a payment. GoCardless is seamless with a checkbox that makes this function possible. Our other software does not do …
Chose GoCardless
GoCardless better fit Kanopy's needs for the following reasons: (1) desire to decrease credit card payments which carry higher costs, (2) single payment solution for 12+ countries via direct debit at no fees for customers, and (3) better customer integration potential for …
Chose GoCardless
We didn't research a lot of platforms as GoCardless offered pretty much everything we were looking for, i.e low cost, easy to use & implement.
Chose GoCardless
It stacks up well against Stripe but I think they serve different purposes. Stripe is better when it comes to integrations, GoCardless is great for recurring payments, particularly for service-based businesses.
Chose GoCardless
GoCardless provides a simple way to take one-off card payments or set up direct debits for customers. Payment links can be included on electronic invoices, and certainly, from a UK perspective, it provides a more professional appearance than using, say, PayPal for …
Chose GoCardless
For direct debit it is superb. Integration is much easier, and it supports the different strands of our company's UK and European payments landscape.
Chose GoCardless
Gocardless had no integration or monthly fees. You only pay for what you use. Windcave has monthly fees (and a setup fee).
Chose GoCardless
[GoCardless has] lower fees and is easier to use.
PaySimple
Chose PaySimple
PayPal Payments Pro, Authorize.Net, QuickBooks Commerce and Maverick Payments
Chose PaySimple
I found PaySimple through another company. They offered integrated platforms for invoicing and follow-up questionnaires with our clients. I would never recommend PaySimple to a friend. In my experience, customer service could care less about helping you with a simple name …
Chose PaySimple
+ Clean interface
+ Customer Service easily accessible
- Cost reporting simplicity
Chose PaySimple
PayPal has no monthly but a high transaction fee. PaySimple has a low transaction but high monthly fee. So if you do a lot of transactions (like over 70K/mo) you should consider PaySimple.
Chose PaySimple
The interface is cleaner and more user-friendly.
Chose PaySimple
PaySimple feels a bit more comprehensive of a solution. The timing of invoice processing feels quicker and the bank level encryption feels more secure.
Chose PaySimple
SetMore has a superior booking service, but PaySimple has the best recurring billing platform.
Chose PaySimple
PaySimple has recurring payments and lower monthly fees. You can setup recurring payments which allows you to charge a customer automatically. That saves a lot of time every day. If a charge does not go through after being processed then I get an email right away showing that …
Chose PaySimple
Way better processing, customer service and invoicing with PaySimple.
Chose PaySimple
Authorize.net and a handful of other merchant processors and gateways. Most payment gateways (online portals to process payments) are rudimentary and not extremely intuitive. PaySimple is not and they are constantly coming up with new ways to improve upon an already very …
Features
GoCardlessPaySimple
Payment Gateways
Comparison of Payment Gateways features of Product A and Product B
GoCardless
9.2
Ratings
24% above category average
PaySimple
1.0
Ratings
152% below category average
Fraud Detection10.00 Ratings1.00 Ratings
API or SDK5.00 Ratings1.00 Ratings
Recurring Payment Support10.00 Ratings1.00 Ratings
Billing and Invoicing Support10.00 Ratings1.00 Ratings
Global Support10.00 Ratings1.00 Ratings
Payment Form Acceptance10.00 Ratings1.00 Ratings
Best Alternatives
GoCardlessPaySimple
Small Businesses
Apple Pay
Apple Pay
Score 9.3 out of 10
Apple Pay
Apple Pay
Score 9.3 out of 10
Medium-sized Companies
Apple Pay
Apple Pay
Score 9.3 out of 10
Apple Pay
Apple Pay
Score 9.3 out of 10
Enterprises
Checkout.com
Checkout.com
Score 8.5 out of 10
Checkout.com
Checkout.com
Score 8.5 out of 10
All AlternativesView all alternativesView all alternatives
User Ratings
GoCardlessPaySimple
Likelihood to Recommend
9.0
(0 ratings)
3.0
(0 ratings)
Usability
9.0
(0 ratings)
-
(0 ratings)
Support Rating
2.0
(0 ratings)
-
(0 ratings)
User Testimonials
GoCardlessPaySimple
Likelihood to Recommend
I think it's a great payment gateway for small businesses which are new to the business and looking for something low budget & an easy-to-use platform to begin accepting the payments. It does streamline the cash flow & gives good visibility to payment status but sometimes it takes 3-4 days in the reconciliation of balances which might not be suitable for businesses looking to have a quick turn-around-time of balances.
Read full review
We're a marketing agency and it's worked perfectly for our recurring payment retainers (same amount each month).
It would also work well for a company with a set product line up or a company that wants a more traditional "store" setup.
Read full review
Pros
  • Reliably takes recurring payments
  • Makes it easy and secure for customers to set up their direct debits with us
  • Informs us when payments have failed at the customer's end
  • Makes it easy to see upcoming payments that will be collected
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  • Their Support is very responsive and helpful. Any time that I have had trouble understanding an email I received from Pay Simple or how to update something on an invoice, I have used the chat feature. The agents are quick and provide great step by step instructions to assist. If they did not have a solution, they assured me it would be submitted as a request to development or let me know when it would be coming.
  • I love the ease of initially beginning/charging a payment (either one time or recurring). It is not time-consuming and is very straightforward which is helpful when entering multiple new payments a day. Everything I need to enter a new payment is directly on the home screen and easy to find.
  • I appreciate the clean layout of the homepage.
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Cons
  • Reduction in fees for customers who use it for large volumes of clients
  • Easier for clients to review their payment plans
  • Payment sooner to our bank account
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  • More proactive and empowering role in merchant fee's and alternative processors. Transparency is challenging in understanding Paysimple's role and relationship to the processors.
  • Identifying areas for further value to clients.
  • More targeted small to mid-size business perspective to anticipate growth challenges and prevent blocks on funds for legitimate sales and growth.
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Usability
It has a good web dashboard, you can see who has paid, who hasn’t, when payments will be taken from client and when they will arrive in the bank account
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No answers on this topic
Support Rating
There is no phone support, email only, and the support is slow coming. The support staff often don't read your support query properly, so you waste time having to re-explain yourself. That is the only downside of this product.
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No answers on this topic
Alternatives Considered
GoCardless better fit Kanopy's needs for the following reasons: (1) desire to decrease credit card payments which carry higher costs, (2) single payment solution for 12+ countries via direct debit at no fees for customers, and (3) better customer integration potential for company website portal and A/R 3rd party tool.
Read full review
I found PaySimple through another company. They offered integrated platforms for invoicing and follow-up questionnaires with our clients. I would never recommend PaySimple to a friend. In my experience, customer service could care less about helping you with a simple name change or becoming PCI compliant. The overall cost to our company became unbearable.
Read full review
Return on Investment
  • Customers appreciate using a bank account for payments to eliminate any credit card fees that may be implemented in the future.
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  • Because we've got a really awesome rate with them it's definitely a positive ROI. I can't say what that figure is but it's pretty good. Also, our customers have a huge ROI over their prior way of getting payment from their customers.
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ScreenShots

PaySimple Screenshots

Screenshot of PaySimple DashboardScreenshot of Online InvoicesScreenshot of Web Payment FormsScreenshot of Point of Sale (POS)Screenshot of Mobile AppScreenshot of Collect payments on the go.