GoCardless vs. PhonePe

GoCardless

PhonePe

Overview
Product	Rating	Most Used By	Product Summary	Starting Price
GoCardless	Score 8.5 out of 10	N/A	GoCardless, from the company of the same name in San Francisco, is a recurring payments platform that integrates with the applications businesses use every day, to give businesses more visibility over payments and saving the time on tasks like payment reconciliation. The vendor states they partner with more than 150 billing and subscription software partners globally, including Xero, Sage, QuickBooks, Zuora and Salesforce.	N/A
PhonePe	Score 6.0 out of 10	N/A	PhonePe is a mobile payments app that allows you to transfer money instantly to anyone, by using just their mobile number.	N/A

Pricing

GoCardless

PhonePe

Editions & Modules

No answers on this topic

Offerings

Pricing Offerings
GoCardless	PhonePe
Free Trial
No	No
Free/Freemium Version
No	No
Premium Consulting/Integration Services
No	No

Entry-level Setup Fee

No setup fee

Additional Details

—

Phone app is free. Transaction fees will vary according to businesses.

More Pricing Information

Community Pulse
	GoCardless	PhonePe
Considered Both Products	GoCardless Verified User Anonymous Chose GoCardless GoCardless sends an email when a customer signs up in the portal which is crucial. We have many issues with not knowing when a customer has signed up to make a payment. GoCardless is seamless with a checkbox that makes this function possible. Our other software does not do … Incentivized Helpful? Cody Murley Controller Chose GoCardless GoCardless better fit Kanopy's needs for the following reasons: (1) desire to decrease credit card payments which carry higher costs, (2) single payment solution for 12+ countries via direct debit at no fees for customers, and (3) better customer integration potential for … Incentivized Helpful? PM Piyush Mittal Senior Client Relations Manager Chose GoCardless We didn't research a lot of platforms as GoCardless offered pretty much everything we were looking for, i.e low cost, easy to use & implement. Incentivized Helpful? NL Nathan Littleton Director Chose GoCardless It stacks up well against Stripe but I think they serve different purposes. Stripe is better when it comes to integrations, GoCardless is great for recurring payments, particularly for service-based businesses. Incentivized Helpful? Duncan McMillan Director Chose GoCardless GoCardless provides a simple way to take one-off card payments or set up direct debits for customers. Payment links can be included on electronic invoices, and certainly, from a UK perspective, it provides a more professional appearance than using, say, PayPal for … Incentivized Helpful? FM Frank Mair Technical Specialist Chose GoCardless For direct debit it is superb. Integration is much easier, and it supports the different strands of our company's UK and European payments landscape. Incentivized Helpful? Garreth Collard Managing Director Chose GoCardless Gocardless had no integration or monthly fees. You only pay for what you use. Windcave has monthly fees (and a setup fee). Incentivized Helpful? Verified User Anonymous Chose GoCardless [GoCardless has] lower fees and is easier to use. Incentivized Helpful?	PhonePe Aishwarya Varshney Infrastructure Engineer Chose PhonePe The only thing that I find as a reason to use phonePe is the ease, comfort and convenience in doing what you want from a payment app. You get multiple competitors but you need to select for the best UX Incentivized Helpful? Pankaj Choudhary Freelancer Android Developer Chose PhonePe In case of payment failed we check the payment on the our app its showing on our app then it will definitely come other wise it will be refund to the customer, Its a unique feature. None of the other app has this feature. Its very simple to use as compare to the other … Incentivized Helpful?

Features

GoCardless

PhonePe

Payment Gateways

Comparison of Payment Gateways features of Product A and Product B
	GoCardless 9.2 Ratings 24% above category average	PhonePe 5.2 Ratings 33% below category average
Fraud Detection	10.00 Ratings	3.00 Ratings
API or SDK	5.00 Ratings	3.00 Ratings
Recurring Payment Support	10.00 Ratings	7.50 Ratings
Billing and Invoicing Support	10.00 Ratings	7.50 Ratings
Global Support	10.00 Ratings	6.50 Ratings
Payment Form Acceptance	10.00 Ratings	4.00 Ratings

Best Alternatives
	GoCardless	PhonePe
Small Businesses	Apple Pay Score 9.3 out of 10	Apple Pay Score 9.3 out of 10
Medium-sized Companies	Apple Pay Score 9.3 out of 10	Apple Pay Score 9.3 out of 10
Enterprises	Checkout.com Score 8.5 out of 10	Checkout.com Score 8.5 out of 10
All Alternatives	View all alternatives	View all alternatives

User Ratings
	GoCardless	PhonePe
Likelihood to Recommend	9.0 (0 ratings)	6.0 (0 ratings)
Usability	9.0 (0 ratings)	- (0 ratings)
Support Rating	2.0 (0 ratings)	- (0 ratings)

User Testimonials
	GoCardless	PhonePe
Likelihood to Recommend	I think it's a great payment gateway for small businesses which are new to the business and looking for something low budget & an easy-to-use platform to begin accepting the payments. It does streamline the cash flow & gives good visibility to payment status but sometimes it takes 3-4 days in the reconciliation of balances which might not be suitable for businesses looking to have a quick turn-around-time of balances. Incentivized PM Piyush Mittal Senior Client Relations Manager Read full review	If i have to pay the amount via UPI then i will prefer PhonePe this is my prefered platform, But if i have to pay on the Paytm then i have the Paytm postpaid limits so i will pay the payment via Paytm postpaid. I think maximum users has Postpaid limits on the different platforms like Amazon, Paytm etc. Incentivized Pankaj Choudhary Freelancer Android Developer Read full review
Pros	Reliably takes recurring payments Makes it easy and secure for customers to set up their direct debits with us Informs us when payments have failed at the customer's end Makes it easy to see upcoming payments that will be collected Incentivized NL Nathan Littleton Director Read full review	Payment status confirmation User details before the payment start Bills and Payment Reminders of the bills Incentivized Pankaj Choudhary Freelancer Android Developer Read full review
Cons	Reduction in fees for customers who use it for large volumes of clients Easier for clients to review their payment plans Payment sooner to our bank account Incentivized Verified User Anonymous Read full review	Like GPay, you dont have the option for secure login using PIN or password. Sometimes your transaction gets stuck in between for long duration, so that's a technical bug with this app. if you are booking your travel tickets with PhonePe and in case you cancelled it. Then you wont get any refunds for that. Incentivized Aishwarya Varshney Infrastructure Engineer Read full review
Usability	It has a good web dashboard, you can see who has paid, who hasn’t, when payments will be taken from client and when they will arrive in the bank account Incentivized Garreth Collard Managing Director Read full review	No answers on this topic
Support Rating	There is no phone support, email only, and the support is slow coming. The support staff often don't read your support query properly, so you waste time having to re-explain yourself. That is the only downside of this product. Incentivized Garreth Collard Managing Director Read full review	No answers on this topic
Alternatives Considered	GoCardless better fit Kanopy's needs for the following reasons: (1) desire to decrease credit card payments which carry higher costs, (2) single payment solution for 12+ countries via direct debit at no fees for customers, and (3) better customer integration potential for company website portal and A/R 3rd party tool. Incentivized Cody Murley Controller Read full review	The only thing that I find as a reason to use phonePe is the ease, comfort and convenience in doing what you want from a payment app. You get multiple competitors but you need to select for the best UX Incentivized Aishwarya Varshney Infrastructure Engineer Read full review
Return on Investment	Customers appreciate using a bank account for payments to eliminate any credit card fees that may be implemented in the future. Incentivized Verified User Anonymous Read full review	PhonePe instantly fetches the complete bank information based on your verified number. You can even buy gold and invest in mutual funds via same app. There are lots of fake accounts on PhonePe so the company should allow legitimate account users only. Incentivized Aishwarya Varshney Infrastructure Engineer Read full review
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