PayPal Payments Pro vs. Stripe Payments

PayPal Payments Pro

225 Reviews and Ratings

Stripe Payments

335 Reviews and Ratings

Overview
Product	Rating	Most Used By	Product Summary	Starting Price
PayPal Payments Pro	Score7.9 out of 10	N/A	PayPal Payments Pro is an enterprise-class ecommerce payment solution, that provides payment processing security to build a professional-grade ecommerce site. It can be configured to meet business needs and works across devices. Users can tap into over 390 million active customer accounts around the globe.	$0.02 per transaction
Stripe Payments	Score8.5 out of 10	N/A	Stripe is a payment gateway software solution which supports a range of payment related needs such as subscription management and recurrent billing via Stripe Billing, integration with third party payment services via the Stripe Connect API, assistance starting an Internet business which accepts payements via Stripe Atlas, fraud prevention via Stripe Radar, and payment analytics via Stripe Sigma. Additional features and modules include Stripe Issuing, which allows users to create,…	$0.02 per charge

Pricing

PayPal Payments Pro

Stripe Payments

QR code Transactions: 1.90% + fixed fee
per transaction
Charity Transactions: 2.20% + fixed fee
per transaction
Commercial Transactions - In-Store: 2.70% + fixed fee
per transaction
Commercial Transactions - Online: 2.90% + fixed fee
per transaction
PayPal's pay later offers: 2.90% + fixed fee
per transaction
Venmo: 2.90% + fixed fee
per transaction

Sigma: $0.02
per charge
Radar: $0.05
per screened transaction
Issuing: $0.10
per virtual card
Terminal: 2.7% + 0.05
per successful charge
Integrated: 2.9% + 0.30
per successful charge
Atlass: $500
one-time fee
Premium Support: 1,800
per month
Customized: Contact sales team

Pricing Offerings
PayPal Payments Pro	Stripe Payments
Free Trial
No	No
Free/Freemium Version
No	No
Premium Consulting/Integration Services
No	No

No setup fee

No setup fee

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Community Pulse
Key User Insights
	PayPal Payments Pro	Stripe Payments
Considered Both Products	PayPal Andy Ryan Launch Engineer in Marketing at Let's Launch (Marketing and Advertising, 1-10 employees) Chose PayPal Payments Pro Stripe is not as robust as PayPal. PayPal offers way more services and features compared to Stripe. Stripe is a good platform that integrates well with other software. But Stripe doesn't have all the benefits that a giant like PayPal has. Stripe is a bit more difficult to set … Incentivized Helpful? Luke Hall Founder in Corporate at Custom Logo Shop (Graphic Design, 1-10 employees) Chose PayPal Payments Pro Stripe has lower fees which I like better, but money takes longer to reach my bank. I haven't heard of Stripe freezing people's funds either, which is a major concern of mine in continuing to use PayPal. Incentivized Helpful? Verified User Chose PayPal Payments Pro We chose PayPal Payments about 10 years ago because it was easy to get up and running. We had not considered using another provider until recently when we had a less-than-positive experience with PayPal customer service. Stripe is an up-and-coming competitor with PayPal … Incentivized Helpful? Verified User Chose PayPal Payments Pro I advise my customers to pay via Stripe rather than PayPal. Stripe fees are cheaper - 3% for international transfer (PayPay 4,4%), 2% for currency exchange (PayPal 4%) - currency exchange happens more seldom as I can make payouts in PLN and EUR (PayPal PLN only). Stripe has a … Incentivized Helpful? Brandon Zell Web Designer in Professional Services at Self-employed at Zellous Design (Internet, 1-10 employees) Chose PayPal Payments Pro Stripe certainly has it's place in accepting payments online. However, it's more difficult to setup and to my knowledge isn't geared towards accepting invoice payments. Incentivized Helpful? Reagan Baird Nash Life Coach in Professional Services at Garland Independent School District (Professional Training & Coaching, 1-10 employees) Chose PayPal Payments Pro PayPal gets me money quicker than Stripe does, but Stripe integrates with Acuity. Incentivized Helpful? Steven Senft Development Director at Judaism Your Way (Non-Profit Organization Management, 1-10 employees) Chose PayPal Payments Pro It's the most basic way of receiving payments that also allows you to be recognized since it's a household name. The fees all stack up relatively alike so you are not getting a deal by either one. Having the option of a more basic system helps. Incentivized Helpful?	Stripe David Chen CEO (Chief Executive Officer) in Corporate at David Chen CPA LLC (Accounting, 1-10 employees) Chose Stripe Payments QuickBooks & PayPal have done a good job actually getting me the cards & bank transfers I run through them! Incentivized Helpful? Verified User Chose Stripe Payments We found that Stripe was much easier to have integrated with our site, as well as easier on the users when it comes to inputting payments. On our end, the dashboard and reporting are very easy to utilize and make it very easy to understand how our business is doing. Incentivized Helpful? Doug Walker Owner at Website Design by Doug Walker (Internet, 1-10 employees) Chose Stripe Payments Stripe compares to all these with the same amount of fees, but easier to use. Incentivized Helpful? Duncan McMillan Director at Art & Soul Communications Ltd (Internet, 1-10 employees) Chose Stripe Payments The Stripe API provides a great deal more functionality, is better documented, and is usually perceived by our clients as a more ‘professional’ solution. It also provides a more extensive feature set in the account dashboard. Incentivized Helpful? David Calvert Pastor for Creative Arts at Grace Community Church (Religious Institutions, 1-10 employees) Chose Stripe Payments We selected Stripe largely because it was already integrated into Planning Center Online Giving - we had the option of choosing other payment processors, but it would have added work and complicated the information flow. Stripe made their services easy to adapt to, and the … Incentivized Helpful? Mark Doherty Web Developer at The White Hag (Consumer Goods, 11-50 employees) Chose Stripe Payments Stripe provides far better tools for reporting and tracking of revenue. It also enabled the feature to checkout on our website without requiring a redirect or having to complete a site audit as is required with some card processors. The website installation was completed within … Incentivized Helpful? Neus Virgili CEO (Chief Executive Officer) in Professional Services at NeusVirgili.com (Professional Training & Coaching, 1-10 employees) Chose Stripe Payments When you compare it to PayPal, Stripe is a no brainer. Better fees, better support. Incentivized Helpful? Verified User Chose Stripe Payments Paypal is much better due mainly to the server hardly ever having outages, just as easy if not easier to install and customers are used to the brand and trust it more than others. Square is very similar to Stripe but obviously integrates with its own system so has very few … Incentivized Helpful? Verified User Chose Stripe Payments Stripe is already integrated with Shopify so is easier to set up for your eCommerce site without the need for programming. Incentivized Helpful? Bryan McAnulty Owner / Founder in Product Management at Velora Studios (Design, 1-10 employees) Chose Stripe Payments PayPal's support during issues has been abysmal in our experience to say the least. Our software team has reported bugs to PayPal's team, and these bugs were either ignored after years of multiple reports and in some cases simply deleted without response. If PayPal were not … Incentivized Helpful? Verified User Chose Stripe Payments As mentioned, if you are selling on Shopify, I would go with Shopify Payments instead of Stripe. The main difference between the two are the fees. Stripe currently charges a 2.9% + $0.30 while Shopify Payments can drop to 2.4% + $.30 per order. Another difference is that Shopif… Incentivized Helpful? Dr Olivier Becherel - Leadership and Executive Coaching Mentor & Coach in Professional Services at Mastery To Success Pty Ltd (Professional Training & Coaching, 1-10 employees) Chose Stripe Payments Stripe is much easier to set up and use, has a simpler UI, and lower transaction fees. A no-brainer when it comes to taking credit card payments online. Incentivized Helpful? Verified User Chose Stripe Payments Stripe was basically the easiest to install, configure, and use with my set up of WordPress with WooCommerce. Additionally, I was able to expand functionality with paid plugins to get me the setup I needed to sell to my customers. Other processors have the same fee structure, … Incentivized Helpful? Kevin Miller Owner in Marketing at Visionforce Solutions LLC (Marketing & Advertising, 1-10 employees) Chose Stripe Payments Paypal has a high number of policy changes that are frequent, things are always changing in the back end. I've heard various reports of Paypal holding funds from business owners, pulling out money from business bank accounts and more. They believe fraudulent buyers over trusted … Incentivized Helpful? Verified User Chose Stripe Payments Stripe and Paypal are both excellent options for accepting payments. Paypal is a little more widely accepted for international payments, but domestically within the US we see that most of our customers use the Stripe module for payment processing over Paypal. Both are equally … Incentivized Helpful? John Crumpton Technical Director in Corporate at Doublesided (Design, 1-10 employees) Chose Stripe Payments Stipe vs PayPal: Stripe has a lower rate and a more modern interface. It integrated with the Memberpress membership plugin we use for client sites. Stripe vs Worldpay: Stripe has a much better interface and the user experience for the customer is much better. With Worldpay, … Incentivized Helpful? Holly Snell Controller in Finance and Accounting at Rouxbe Global Food Group Inc (E-Learning, 11-50 employees) Chose Stripe Payments Stripe is heads above Authorize just by its fees and reporting. It is also very inline with PayPal but we like it more for the simplicity and the reporting capabilities. Incentivized Helpful? Verified User Chose Stripe Payments Stripe does subscriptions pretty well, and the API makes it really easy to work with compared with PayPal. And Shopify seemed to have a lot more limitations as to where it could be implemented, when we researched it several years ago. Incentivized Helpful? Anush Ramani Co-Founder, CTO in Engineering at Xola (Internet, 51-200 employees) Chose Stripe Payments Stripe is significantly easier to integrate with than all other payment processors. We have integrations with Authorize.Net & CyberSource, but their support is extremely poor when compared with Stripe. We have an integration with PayPal as well, but have effectively deprecated … Incentivized Helpful? Verified User Chose Stripe Payments As I wrote previously in the review, Stripe has a very clear and pretty intuitive user interface which helps to attract new users. Also Stripe integration process with new software products is quite simple. I would also note that Stripe is more popular that WePay and Amazon Pay,… Incentivized Helpful? Adam Stern CTO in Information Technology at Dittach (Computer Software, 1-10 employees) Chose Stripe Payments When deciding what payment processing platform to implement, we chose between Dwolla, Paypal, Braintree, Google Marketplace, and of course, Stripe. Most of the options had similar offerings. Dwolla had a different pricing structure which requires an enterprise contract. Dwolla … Incentivized Helpful? Christopher Page, MBA Digital Marketing Consultant in Corporate at LaunchGo, LLC (Internet, 1-10 employees) Chose Stripe Payments I've used PayPal in the past and while it's great for trustworthiness, it's not as nice as Stripe. I prefer to use Stripe due to the dashboard, coupon functionality, easy subscription billing, nice invoices, and integration features available. PayPal is still a great platform, … Incentivized Helpful? Brandon Zell Web Designer in Professional Services at Self-employed at Zellous Design (Internet, 1-10 employees) Chose Stripe Payments Compared to using PayPal for recurring monthly fees, Stripe is more professional, better designed, and gives you more control over everything. PayPal is easy to get started, and it's possible to use even on a flat-file website, but Stripe is by far a better experience once … Incentivized Helpful? Andy Ryan Launch Engineer in Marketing at Let's Launch (Marketing and Advertising, 1-10 employees) Chose Stripe Payments They are very similar. PayPal charges you monthly to have the ability to set up monthly payments. I had a problem with PayPal earlier this year where it would let me set up a recurring payment but then would not let me charge my customer the following month. It's actually a … Incentivized Helpful? Lauren Golden The Original Free Mama at The Free Mama (Professional Training & Coaching, 1-10 employees) Chose Stripe Payments I enjoy the ease of use of PayPal, however it does not integrate well with my other software like Stripe does. Incentivized Helpful?
	Would buy again
	No answers on this topic	No answers on this topic
	Delivers good value for the price
	No answers on this topic	No answers on this topic
	Happy with the feature set
	No answers on this topic	No answers on this topic
	Lived up to sales and marketing promises
	No answers on this topic	No answers on this topic
	Implementation went as expected
No answers on this topic	No answers on this topic

Features

PayPal Payments Pro

Stripe Payments

Comparison of Payment Gateways features of PayPal Payments Pro and Stripe Payments
Feature	PayPal Payments Pro - Ratings	Stripe Payments 7.8 6 Ratings
Fraud Detection	00 Ratings	7.76 Ratings
API or SDK	00 Ratings	7.56 Ratings
Recurring Payment Support	00 Ratings	8.16 Ratings
Billing and Invoicing Support	00 Ratings	7.66 Ratings
Global Support	00 Ratings	7.85 Ratings
Payment Form Acceptance	00 Ratings	8.55 Ratings

User Ratings
	PayPal Payments Pro	Stripe Payments
Likelihood to Recommend	8.2 (72 ratings)	8.7 (83 ratings)
Likelihood to Renew	- (0 ratings)	10.0 (3 ratings)
Usability	- (0 ratings)	8.6 (5 ratings)
Support Rating	2.3 (9 ratings)	10.0 (16 ratings)
Implementation Rating	- (0 ratings)	10.0 (1 ratings)