Apple Pay vs. PhonePe

Overview
ProductRatingMost Used ByProduct SummaryStarting Price
Apple Pay
Score 9.3 out of 10
N/A
Apple Pay is a payment gateway the vendor states gives customers an easy, secure, and private way to pay in stores, within apps, on the web, and in Business Chat.N/A
PhonePe
Score 6.0 out of 10
N/A
PhonePe is a mobile payments app that allows you to transfer money instantly to anyone, by using just their mobile number.N/A
Pricing
Apple PayPhonePe
Editions & Modules
No answers on this topic
No answers on this topic
Offerings
Pricing Offerings
Apple PayPhonePe
Free Trial
NoNo
Free/Freemium Version
NoNo
Premium Consulting/Integration Services
NoNo
Entry-level Setup FeeNo setup feeNo setup fee
Additional DetailsPhone app is free. Transaction fees will vary according to businesses.
More Pricing Information
Community Pulse
Apple PayPhonePe
Features
Apple PayPhonePe
Payment Gateways
Comparison of Payment Gateways features of Product A and Product B
Apple Pay
8.3
Ratings
13% above category average
PhonePe
5.2
Ratings
33% below category average
Fraud Detection8.50 Ratings3.00 Ratings
API or SDK7.00 Ratings3.00 Ratings
Recurring Payment Support9.10 Ratings7.50 Ratings
Billing and Invoicing Support8.90 Ratings7.50 Ratings
Global Support7.70 Ratings6.50 Ratings
Payment Form Acceptance9.00 Ratings4.00 Ratings
User Ratings
Apple PayPhonePe
Likelihood to Recommend
9.5
(0 ratings)
6.0
(0 ratings)
Likelihood to Renew
7.3
(0 ratings)
-
(0 ratings)
Usability
9.5
(0 ratings)
-
(0 ratings)
User Testimonials
Apple PayPhonePe
Likelihood to Recommend
If you accept payments while selling goods and services, Apple Pay can help you speed up the payment process while securely accepting payments. Since there is no need to stick a card into a machine, users won't have to fumble looking for a card when they can put their whole wallet on Apple Pay and check out easily.
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If i have to pay the amount via UPI then i will prefer PhonePe this is my prefered platform, But if i have to pay on the Paytm then i have the Paytm postpaid limits so i will pay the payment via Paytm postpaid. I think maximum users has Postpaid limits on the different platforms like Amazon, Paytm etc.
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Pros
  • The double click which launches it couldn't be easier; you don't even have to open your phone and find the app.
  • It's pretty much fool proof from there, as just holding your phone near the reader is sufficient for success.
  • Haptic feedback ensures that I know the payment registered.
  • I have full faith and confidence that the transaction was executed securely.
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  • Payment status confirmation
  • User details before the payment start
  • Bills and Payment
  • Reminders of the bills
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Cons
  • At times, my Apple Pay will pop up unintentionally. Perhaps there can be more safeguards around that.
  • Apple Pay is not super great if I need to make a return. For any return, I've found that paper receipts are superior.
  • Apple Pay sometimes requires very specific positioning when scanning the phone, which is frustrating.
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  • Like GPay, you dont have the option for secure login using PIN or password.
  • Sometimes your transaction gets stuck in between for long duration, so that's a technical bug with this app.
  • if you are booking your travel tickets with PhonePe and in case you cancelled it. Then you wont get any refunds for that.
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Likelihood to Renew
It's now a standard.
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No answers on this topic
Usability
Love the simplicity, i think it's a good way of getting apple-lovers to purchase things from the palm of their hand
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No answers on this topic
Alternatives Considered
When I had my Android/Samsung phone, I tried Samsung's version of Apple Pay and it was terrible. It was very glitchy, and sometimes I would get a notification that I paid for something when I wasn't even in a checkout screen, like I was just browsing the internet or something and I'd get a notification! It was alarming and I quickly uninstalled the app and never used it again.
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The only thing that I find as a reason to use phonePe is the ease, comfort and convenience in doing what you want from a payment app. You get multiple competitors but you need to select for the best UX
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Return on Investment
  • Able to provide employees with digital company cards.
  • Convenient tracking of money spent.
  • Caring for others in our workplace and community through gifts and purchases.
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  • PhonePe instantly fetches the complete bank information based on your verified number.
  • You can even buy gold and invest in mutual funds via same app.
  • There are lots of fake accounts on PhonePe so the company should allow legitimate account users only.
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ScreenShots