Sage Accounting vs. Xero

Overview
ProductRatingMost Used ByProduct SummaryStarting Price
Sage Accounting
Score 9.1 out of 10
N/A
Sage Accounting is online accounting software made to simplify life for small business owners, entrepreneurs, and freelancers by providing the functions needed to take care of daily business to-dos. Users can create and send professional quotes and invoices, track income and expenses and know where the business' financials stand. Every Sage Business Cloud Accounting subscription includes unlimited access to support as well as automatic backups and product updates.N/A
Xero
Score 7.8 out of 10
N/A
Xero is an online accounting software product for small businesses and personal finance. Its features beyond general ledger and double-bookkeeping include quotable invoicing, bank reconciliation, purchase order and expense management, and tax management. Third party apps can extend its features further.
$13
per month
Pricing
Sage AccountingXero
Editions & Modules
No answers on this topic
Early
$13
per month
Growing
$37
per month
Established
$70
per month
Offerings
Pricing Offerings
Sage AccountingXero
Free Trial
YesYes
Free/Freemium Version
NoNo
Premium Consulting/Integration Services
NoNo
Entry-level Setup FeeNo setup feeNo setup fee
Additional DetailsVersions and pricing listed are for CA products. Versions available and pricing may vary by country. * 2 months free to start, or free for 1 month to try, then $19/$43/$62 +tax/mo (tier depending). Offer valid for new customers only on monthly subscriptions of Sage Business Cloud Accounting. After the promotional period, the monthly subscription rate will renew at the then current rate. May not be combined with any other offers or discounts. To ensure continuous service the subscription plan is an automatically renewing plan. Subsequent months will automatically be billed to the same credit card each month on the anniversary date of purchase. Plans can be terminated at any time prior to the renewal data and not charged for renewal.Prices in table are in USD and just apply to the US - other markets & prices are listed below: Canada - Starter $18 CAD/month, Standard $45 CAD/month, Premium 5 $58 CAD/month UK - Starter £14/month, Standard £28/month, Premium £36/month AU - Starter $29 AUD/month, Standard $59 AUD/month, Premium 5 $76 AUD/month NZ - Starter $31 NZD/month, Standard $66 NZD/month, Premium $84 NZD/month
More Pricing Information
Community Pulse
Sage AccountingXero
Considered Both Products
Sage Accounting
Chose Sage Accounting
used Xero and myob after Sage Accounting. Sage Accounting was used because we had Sage Payroll and it integrated with Sage Accounting . if you are using Sage Payroll and Accounting than importing journal is very easy and quick job
Chose Sage Accounting
Sage Accounting allows for better customization and setup
Chose Sage Accounting
All Sage products work together, and the systems are set up in similar ways, making training/learning easier. Sage is used by many companies locally and internationally, making managing accounts for both providers and clients/customers easier. It is a complete package for macro …
Chose Sage Accounting
I've no comparison. It's all new. But I have quite a bit of computer experience over the years with various careers.
Chose Sage Accounting
Xero we had multiple issues with where that bank transactions would be lost or doubled up, the system would assume that employees only work monday to friday on the same hours each day. Quickbooks is more user friendly for those in self employment whereas Sage is more user …
Chose Sage Accounting
It's a very good system which is reliable and provides all the basics, I believe it is less flexible in making corrections to mistakes. There is no fixed asset module in the lower levels and therefore depreciation has to be worked out in a separate system which really is a …
Chose Sage Accounting
Sage Accounting is easy to use, the website is easy to navigate and looks cleaner. The bank feed is much simpler, and the matching systems seem better.
Chose Sage Accounting
Xero is probably more user friendly, but from an accounting perspective Sage Accounting is up there.
Chose Sage Accounting
I think Sage Accounting is much better than their competitors; Clients have found the 24/7 support invaluable for when our office is closed, including the Help videos on the Sage website and YouTube
Chose Sage Accounting
I used a commercial version of QuickBooks in the past and it suited my needs then. I have not used QuickBooks as intensively as I use Sage. I just preferred Sage at the time because, after evaluating demo versions of both solutions, it simply suited my and the entity's needs …
Chose Sage Accounting
Sage is much easier to use and does not have confusing language for income and expenses i.e. Bills on both Quickbooks and Xero. Using journals is also much easier as these other two programs making it hard to find.
Chose Sage Accounting
Sage Accounting VAT processing is easy and reports are easy to read and close off od VAT periods are simple and straight forward where I found some other software it is not as simple. When you add bank transactions manually and they have VAT, some other software would be out …
Chose Sage Accounting
Sage Accounting produces better-quality reports and is more user-friendly.
Chose Sage Accounting
Probably the biggest reason I selected Sage Accounting is the number of years I have been using it. My training was all manual, and with Sage Accounting I can see and understand how it works. I did use Pegasus successfully for a number of years with a different employer, but …
Chose Sage Accounting
I recommend using the AutoEntry with Sage. Very easy to use. Sage Payroll is also excellent.
Chose Sage Accounting
Sage Line 50 and TasBooks2 were not available in the listings. These now seem very cumbersome compared to Sage Accounting in the Cloud.
Chose Sage Accounting
Used both Sage Accounting 50 and Sage 200, both equally as effective. Find Xero, childish, they have tabs who you owe money to. I think it's really designed for those with little or no accounting knowledge.
Chose Sage Accounting
Sage was just easier for me to use and more familiar for my staff, who had some experience with enterprise versions of Sage in the past. It became a no-brainer when I made the final decision about which package to go with.
Chose Sage Accounting
Sage Accounting is a simpler, more streamlined version of the more complex Sage 50cloud Accounting. For a small, simpler company Sage Accounting is a much more cost-effective option. There are a few features that Sage 50cloud Accounting has that Sage Accounting does not have …
Chose Sage Accounting
Having first used Sage Payroll and found the software amazingly quick and easy to use, having great telephone support, I decided to try the other Sage products and have not been disappointed.
Xero
Chose Xero
Expensify was more than we needed. The free version is fine, but we were getting close to needing the fee paying version, which isn't inexpensive
Chose Xero
I prefer to just say I'm a Xero only practice. U cannot sign up if u do not want to use Xero.
Chose Xero
Pricing was better and quickbook was not recommended by some people we know with business.
Chose Xero
MYOB has always seemed well behind in the functionality. We recently discontinued our DEAR subscription due to astronomical increase in subscription fees. While Xero doesn't do as much in terms of inventory management we can manage without that function for the lower price.
Chose Xero
We selected Xero specifically for accessibility.
Chose Xero
Xero is far ahead in terms of innovations and cost looking at what you get out of Xero.
Chose Xero
Much prefer Xero for user-friendliness and easy to navigate.
Chose Xero
Each of the products I listed had their own list of drawbacks, but the one thing they all had in common, which was right on top of that list of drawbacks, was ease of use. I struggled to get myself accustomed to each system and struggled, but when it came to getting a client to …
Chose Xero
Xero is just as infuriating as Quickbooks. We only use it because the last CFO set it up and it's taking us a while to establish a new accounting platform that will allow us to migrate away from this dumpster fire.
Chose Xero
In my opinion, the main competitor to Xero is QuickBooks but I migrated from QuickBooks to Xero because I was looking for an accounting software with an interface easier to use.
Chose Xero
Xero lacks the AR invoice payment processing capability of all the titles listed above. I view Xero as an application for Mom and Pop grocery stores where sophisticated, business critical software isn't a requirement. As a small manufacturing business, in my opinion, the lack …
Chose Xero
Xero is much more user friendly and easier to use.
Chose Xero
SAP Concur is very heavyweight, and is appropriate for a large enterprise Expensify scales to whatever size the business is. In my opinion, Xero is only appropriate for a very small company
Chose Xero
Xero is easily to use than other accounting software.
Chose Xero
Just much easier to use than any other
Chose Xero
Wow, I have used so many accounting systems over the last 30 years! Your above options don't even list them. I've used systems like AccPac, TurboCash, WaveApps, and more. The answer to the first question explains why I prefer Xero.
Chose Xero
MYOB was tricky to navigate and got out of control really quickly compared to Xero. Xero has much cleaner interface and just works much better in my opinion
Features
Sage AccountingXero
Payroll Management
Comparison of Payroll Management features of Product A and Product B
Sage Accounting
9.3
Ratings
19% above category average
Xero
7.5
Ratings
3% below category average
Pay calculation10.00 Ratings8.00 Ratings
Benefit plan administration9.30 Ratings8.00 Ratings
Direct deposit files8.80 Ratings7.20 Ratings
Salary revision and increment management9.40 Ratings7.10 Ratings
Reimbursement management9.10 Ratings7.00 Ratings
Customization
Comparison of Customization features of Product A and Product B
Sage Accounting
8.6
Ratings
12% above category average
Xero
8.4
Ratings
10% above category average
API for custom integration9.10 Ratings7.90 Ratings
Plug-ins8.00 Ratings8.90 Ratings
Security
Comparison of Security features of Product A and Product B
Sage Accounting
9.7
Ratings
15% above category average
Xero
7.1
Ratings
16% below category average
Single sign-on capability9.90 Ratings5.50 Ratings
Role-based user permissions9.50 Ratings8.70 Ratings
Reporting & Analytics
Comparison of Reporting & Analytics features of Product A and Product B
Sage Accounting
9.3
Ratings
16% above category average
Xero
8.7
Ratings
10% above category average
Dashboards8.30 Ratings8.60 Ratings
Standard reports9.80 Ratings9.00 Ratings
Custom reports9.70 Ratings8.40 Ratings
General Ledger and Configurable Accounting
Comparison of General Ledger and Configurable Accounting features of Product A and Product B
Sage Accounting
9.1
Ratings
16% above category average
Xero
7.3
Ratings
6% below category average
Accounts payable9.80 Ratings8.80 Ratings
Accounts receivable9.90 Ratings8.80 Ratings
Cash management9.80 Ratings8.40 Ratings
Bank reconciliation9.50 Ratings8.70 Ratings
Expense management9.90 Ratings8.20 Ratings
Time tracking6.60 Ratings7.90 Ratings
Fixed asset management8.40 Ratings8.80 Ratings
Multi-currency support10.00 Ratings7.70 Ratings
Multi-division support9.90 Ratings8.30 Ratings
Regulations compliance9.50 Ratings8.70 Ratings
Electronic tax filing9.70 Ratings9.80 Ratings
Self-service portal10.00 Ratings8.40 Ratings
Global Financial Support9.30 Ratings7.10 Ratings
Primary and Secondary Ledgers9.50 Ratings9.00 Ratings
Intercompany Accounting8.10 Ratings4.40 Ratings
Localizations8.30 Ratings8.00 Ratings
Journals and Reconciliations9.00 Ratings9.80 Ratings
Enterprise Accounting6.90 Ratings2.40 Ratings
Configurable Accounting9.30 Ratings2.80 Ratings
Centralized Rules Framework8.90 Ratings3.30 Ratings
Standardized Processes9.50 Ratings3.60 Ratings
Inventory Management
Comparison of Inventory Management features of Product A and Product B
Sage Accounting
6.9
Ratings
6% below category average
Xero
6.7
Ratings
9% below category average
Inventory tracking6.70 Ratings9.00 Ratings
Automatic reordering8.30 Ratings6.20 Ratings
Location management5.70 Ratings6.20 Ratings
Manufacturing module7.00 Ratings6.00 Ratings
Order Management
Comparison of Order Management features of Product A and Product B
Sage Accounting
8.2
Ratings
6% above category average
Xero
6.2
Ratings
22% below category average
Pricing9.90 Ratings6.20 Ratings
Order entry7.60 Ratings6.20 Ratings
Credit card processing8.10 Ratings6.30 Ratings
Cost of goods sold7.60 Ratings6.30 Ratings
Order Orchestration7.60 Ratings6.10 Ratings
End-to-end order visibility7.50 Ratings6.10 Ratings
Order exception Resolution8.90 Ratings6.10 Ratings
Best Alternatives
Sage AccountingXero
Small Businesses
QuickBooks Self-Employed (discontinued)
QuickBooks Self-Employed (discontinued)
Score 8.9 out of 10
QuickBooks Self-Employed (discontinued)
QuickBooks Self-Employed (discontinued)
Score 8.9 out of 10
Medium-sized Companies
Zoho Books
Zoho Books
Score 9.0 out of 10
Zoho Books
Zoho Books
Score 9.0 out of 10
Enterprises
Oracle Fusion Cloud Enterprise Performance Management
Oracle Fusion Cloud Enterprise Performance Management
Score 10.0 out of 10
Oracle Fusion Cloud Enterprise Performance Management
Oracle Fusion Cloud Enterprise Performance Management
Score 10.0 out of 10
All AlternativesView all alternativesView all alternatives
User Ratings
Sage AccountingXero
Likelihood to Recommend
9.9
(0 ratings)
7.9
(0 ratings)
Likelihood to Renew
8.5
(0 ratings)
7.1
(0 ratings)
Usability
9.9
(0 ratings)
8.3
(0 ratings)
Availability
8.7
(0 ratings)
9.0
(0 ratings)
Performance
9.2
(0 ratings)
10.0
(0 ratings)
Support Rating
9.9
(0 ratings)
9.2
(0 ratings)
In-Person Training
9.1
(0 ratings)
9.1
(0 ratings)
Online Training
9.1
(0 ratings)
10.0
(0 ratings)
Implementation Rating
9.5
(0 ratings)
7.3
(0 ratings)
Configurability
9.2
(0 ratings)
9.0
(0 ratings)
Ease of integration
9.3
(0 ratings)
7.2
(0 ratings)
Product Scalability
8.8
(0 ratings)
10.0
(0 ratings)
Vendor post-sale
9.3
(0 ratings)
9.0
(0 ratings)
Vendor pre-sale
9.3
(0 ratings)
10.0
(0 ratings)
User Testimonials
Sage AccountingXero
Likelihood to Recommend
Pastel also helps users to save time when it comes to bank and supplier reconciliations. Capturing into pastel is also easy. The merit of pastel is that it is very efficient and simplifies most of the financial accounting and human resource management tasks. I have discovered that some long batches (more than 2000), if posted during peak hours, tend to fail during posting and resume later, but at this point, doubling, trebling, or even quadrupling transactions.
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I am a massage and physical therapist. We are not a fancy business but business admin can take a lot of time and effort. Xero came recommended to me by colleagues in the sector. You raise invoices, you get paid. and you pay your bills. These are all daily scenarios for most businesses and Xero does this particularly well. Since my accountant can query my records directly, this greatly saves on bookkeeping time when it is time to do the company returns.
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Pros
  • Bank integration - being able to extract banking transaction into Sage Accounting.
  • Allocation rules - transactions are auto-allocated once allocation rules have been set up. This is a great time-saver.
  • Flexibility - the ability to view transactions, click on them to the allocation point and rectifying if required saves having to create journals, and therefore time. General ledgers therefore stay cleaner and more user-friendly.
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  • Repeating invoices (most of my business is monthly recurring invoices) - it does these very well.
  • Reporting - particularly being able to dig into the different lines of the P&L statement.
  • Tracking categories - I assign a category to every line of every invoice so it's easy to see how much has been sold of each type of service every month and year, and compare them to previous periods.
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Cons
  • I find it difficult to record journals in cloud accounting. Maybe I just don’t have the knowledge.
  • It’s important to export all unrecorded sync bank transactions to Excel to send to clients to explain the payment receipts before being posted. This function is not available on the cloud and makes life harder, having to call out the transactions to clients over the phone.
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  • Multiple addresses for singular contacts.
  • Limit unit price decimals to 2 digits, currently shows 3 or more after the decimal on invoices.
  • Discounted rates for multiple entities within the same group e.g. if you have a group of 3 or more companies looking to move to Xero, incentivize those clients with discounted monthly rates.
  • Easier way to reconcile loan accounts across multiple entities.
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Likelihood to Renew
I could not live without Sage Accounting, it has become an integral part of my everyday. The more I have used Sage Accounting the more I have fallen in love with it. I am excited to be part of this ever-evolving accounting system that has grown from strength to strength, making life easier is something Sage does so well.
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In addition to the matters covered in this review, my reason for renewing this product is that Xero's functionality and the constant updates that the company provides, makes the software even more business friendly. The software therefore builds a brand loyalty among customers.
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Usability
Sage Accounting is built for the business owner/user and not the accountant, it therefore guides the user and thus detailed accounting knowledge and experience is not a necessarily a prerequisite . It offers a monthly price and therefore no significant up front spend and it tailorable to your business with useful dashboards that again you can tailor to instantly see what's important to you.
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As a standalone software, it allows users to fulfill most of the basic functions (e.g. transaction input and report generation) simply and conveniently. It also allows for multiple APIs to help augment various tasks that accounting-adjacent (e.g. claims processing). The cloud based model and portability to mobile devices allows tasks to be carried out in a more convenient way.
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Reliability and Availability
Sage has been always available when I want it. If there is any maintenance work to be done by the Sage team, you are told well in advance. Maintenance is generally carried out late at night or before the day begins for most of us. It continues to be the most reliable software I use.
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We have been actively using and 100% Xero based for our ecommerce accounting practice for over 4 years. There has on been one real outage for more than 5 minutes. Xero was open and transparent about the outage, what they were doing to resolve the issue, and provided 15 minute updates. Showing how they care about their customers and partners. Plus, showing that their customers care too, were understanding, and went surfing or in our case took a nap. Couldn't run our business without Xero as a partner.
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Performance
Performance is top notch, if it is not, it is probably your wi-fi connection. It has happened that pages load slowly because of an error on Sage side but almost never. Overall reports load fine, the site is fast, navigation is fine. I have a client that has so many invoices, it is slow or gets stuck when you try to load a report for a whole year but it is just too many invoices, it makes sense. Just take 2 report for 6 months and combine them, its not an issue for me. I am happy with Sage Accounting's performance.
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The product is pretty stable in performance. However, sometimes the links to bank feeds are not available which can be frustrating if you need to update the application for important transactions. I currently have to manually upload credit card transactions so that is not ideal and makes for manual errors or duplication.
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Support Rating
The support is world class - never ever during 30 plus years in business I have received such helpful, knowledgeable and genuine support as I have from Sage. At Sage people matter and i can chat to someone safe in the knowledge that they will actually listen and assist. This also backed up by huge online portfolio of help and resources
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Always respond and keep issues open until you are satisfied with the result. Generally good responses, in the past, I had some support responses that were really basic and really annoying. They type where "have your tried restarting your computer" style of answers. Well, of course, I went through all the basics before contacting them. Duh, but I suppose not everyone does. Otherwise, it would be a 10. The last year has shown a marked improvement in the support responses however.
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In-Person Training
Staff are always friendly, and patient, always work at a speed that suits you. You are never rushed, and In only a short time they seem to be able to help you make great strides. It has been a pleasure not a chore, learning how SAGE Accounting works and benefits me and the company.
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The format was great; someone was there to ask questions or help if you were stuck.
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Online Training
I find the online training was very informative and they answered all my questions. I am also certified in Sage One and provided online training in the program which I have set up several people on and they love how it keeps them organized.
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All of Xero's training is online and available for anyone (business owner or accountants) to learn and become experts in their system. There is a range of content from product training to real world webinars from their partners. Xero is beautiful accounting software and their training is the same.
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Implementation Rating
The clients' business owner worked with Sage on implementation before I began working for them. After consultation with them it is clear the process was quickly performed and without complication. The key takeaway was that Sage is seen as a partner to the business. That said, it was always necessary to engage with an accountant such as myself to extract the best out of the software.
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If it can be done, time the implementation near a new fiscal year so you can start clean. Otherwise, you have to go back and do historical data from the beginning of the fiscal year, which can be brain draining.
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Alternatives Considered
The first integration we had created for our product was with QuickBooks Online. There was a fair amount of work put in to create this solution, and a huge amount of testing to make sure it works properly. Once Sage Accounting had an API available for integration, we included this as well, as a fair number of our customers use Sage products. While there were challenges coming from the difference between product APIs, Sage Accounting was overall easier to implement, and more straightforward with actions and expected outcomes.
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MYOB has always seemed well behind in the functionality. We recently discontinued our DEAR subscription due to astronomical increase in subscription fees. While Xero doesn't do as much in terms of inventory management we can manage without that function for the lower price.
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Scalability
You can use Sage in your company for various aspects/positions such as bookkeepers, invoicing clerks, accountant, purchasing etc. Everyone can have their own user login and permissions can be set that specific people can do specific jobs without being able to access other peoples progress or accounts of the company.
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I have yet to fully stress test the product given the size of the company where I am using it. I am sure as we scale to more customers, more vendors and more reporting requirements, I will have a better understanding of what it is capable of in terms of bandwidth and processing
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Return on Investment
  • Being cloud-based, meaning I can work from anywhere, has had a massive ROI, as I am no longer tied to the office.
  • CoPilot has meant we can spend more hours creating work for our business than chasing for payments.
  • Statement Runs mean we do not have to spend half a day carrying out the tasks individually.
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  • Xero is a basic accounting system that performs basic accounting tasks easily and accurately. For that, it provides a positive impact on our day to day accounting operations.
  • Because of Xero's basic structure, I feel it lacks some of the sophistication that some users want and need. The ability to create unique custom reports would enhance the impact Xero would have on meeting business objectives by providing current and useful accounting information.
  • In my opinion, Xero's lack of focus on their customers - their users - is a real issue with me. In my opinion, those of us that are in the trenches that work with the system on a daily basis have to deal with the shortcomings of the system with the knowledge that Xero support refuses to address the operational issues that make their user's lives difficult. I feel if Xero would focus on truly making their software better from a users point of view, it has the potential to be a great system.
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ScreenShots

Sage Accounting Screenshots

Screenshot of the All-in-One DashboardScreenshot of the Accounting DashboardScreenshot of an Invoicing Quote EstimateScreenshot of the Purchases TrackerScreenshot of Stock InventoryScreenshot of a VAT Returns List

Xero Screenshots

Screenshot of Screenshot of Screenshot of Screenshot of Screenshot of Screenshot of