Visa Acceptance Solutions (CyberSource) vs. WePay

Overview
ProductRatingMost Used ByProduct SummaryStarting Price
Visa Acceptance Solutions (CyberSource)
Score 9.3 out of 10
N/A
CyberSource, acquired by Visa in 2010 and now part of Visa Acceptance Solutions, is payment technology, and includes offerings with flexible payment solutions that work across the globe.N/A
WePay
Score 7.7 out of 10
N/A
WePay is a payment processing and mobile point-of-sale (mpos) software solution with features such as facilitating payments between buyers & sellers and instantly enabling users to accept donations. WePay was acquired by Chase in 2017.N/A
Pricing
Visa Acceptance Solutions (CyberSource)WePay
Editions & Modules
No answers on this topic
No answers on this topic
Offerings
Pricing Offerings
Visa Acceptance Solutions (CyberSource)WePay
Free Trial
NoNo
Free/Freemium Version
NoNo
Premium Consulting/Integration Services
NoNo
Entry-level Setup FeeNo setup feeNo setup fee
Additional Details
More Pricing Information
Community Pulse
Visa Acceptance Solutions (CyberSource)WePay
Considered Both Products
Visa Acceptance Solutions (CyberSource)
Chose Visa Acceptance Solutions (CyberSource)
Cybersource is a decent product but 2 things are driving us to look at others options. First is the lack of customer service. Every issue that requires help is dreaded as you know if will not be an easy process. This tags into the communication access with them. Multiple …
Chose Visa Acceptance Solutions (CyberSource)
For low cost high volume credit card processing, CyberSource stacks up well. However you will need to do more integration work than the other solutions.
Chose Visa Acceptance Solutions (CyberSource)
They are the leader and the only one we wanted to use.
Chose Visa Acceptance Solutions (CyberSource)
Payeezy does not provide fraud check facility and they provide JS based integration. Since client wants server side integration due to security and fraud check as well in place of using another third party for fraud. We went ahead with Cybersource
WePay
Chose WePay
These are linked to each other. There are multiple systems you have to use. One takes the credit card info and runs it and one puts the money into your account. It would be better to have one that does it all, if it exists. WePay seems to be one of the most commonly used …
Chose WePay
WePay directly integrates with Classy and that was our sole reason for switching from iATS. iATS has several features but is also fairly complex. iATS has a great customer support team to help though. If we were not required to switch payment processors by Classy, I don't know …
Chose WePay
There are many other services that provide similar things, such as Stripe. However, when I evaluate these marketplace payment providers, I look at who their current users are and in this case, WePay has provided services to many other high-volume payment customers.
Chose WePay
PayPal has it's own niche, and have more stand alone options, but they are confusing to navigate unless you are in their system a lot. Integration can take a lot more time to do and test out. Plus WePay charges less than PayPal does which in this case is an advantage.
Chose WePay
  • Wepay had shown to be easier to use for the customer to use, set up, and get rolling accepting payments/donations quickly.
  • WePay has also been easy to develop our software into their API.
  • Wepay has a better user flow for our customers. The dashboard is easy to use and set up.
Chose WePay
WePay is friendlier to the customer than Stripe or PayPal - so much easier to sign up for and use. Standard gateways are more flexible - they provide many more options on pricing, and the ability to choose the underlying processor - which is great, but also significantly more …
Chose WePay
Wepay is easier to use, and fees are less, however, authorize.net processed payments quickly and deducted fees before payments were made to our account.
Best Alternatives
Visa Acceptance Solutions (CyberSource)WePay
Small Businesses
Checkout.com
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Score 8.5 out of 10
Apple Pay
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Score 9.3 out of 10
Medium-sized Companies
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Score 8.5 out of 10
Apple Pay
Apple Pay
Score 9.3 out of 10
Enterprises
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Score 8.5 out of 10
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User Ratings
Visa Acceptance Solutions (CyberSource)WePay
Likelihood to Recommend
6.9
(0 ratings)
7.0
(0 ratings)
User Testimonials
Visa Acceptance Solutions (CyberSource)WePay
Likelihood to Recommend
This is the market leader for this service and a mid-sized organisation is unlikely to find a provider that can provide the same value for money. Once it is all set up, the process runs in the background with little involvement from our organisation. It means no customer card details are ever collected or stored on-site, reducing our compliance headache. A very large organisation or one with a very complex website may find it inadequate.
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If you need a basic payment processor for credit card transactions with low fees/rates, WePay will work just fine. We wish it had the ability to process multiple transactions through the use of a credit card swiper or at least an easier/faster solution than having to re-fill out the transaction page on the website over and over. This could be a limitation due to our integration with Classy
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Pros
  • Very reliable. Meets strict SLAs. Had quite a few problems in production.
  • PCI compliant payment provider.
  • Provides sandbox environments for engineers.
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  • Quick Setup and Approval of an Account
  • Allows 30 days for to finish a Wepay account but during the interim you can store transactions with them
  • Quick customer service
  • User friendly
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Cons
  • Cybersource should think to go for restfull api call. I am not sure if it exists because with DW it is Soap call.
  • Cybersource should have some alerting mechanism where if certain auth declined in few mins, people get a notification to look.
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  • I'd like to see some advances in their customer service process - it's good, but occasionally my customers want just a bit more hand-holding.
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Alternatives Considered
Cybersource is a decent product but 2 things are driving us to look at others options. First is the lack of customer service. Every issue that requires help is dreaded as you know if will not be an easy process. This tags into the communication access with them. Multiple emails are generally required to get any response. There have been times when we requested information about PCI compliance that they never responded. Second is the cost savings with others processors. Currently we are leaning towards Elavon as their replacement.
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These are linked to each other. There are multiple systems you have to use. One takes the credit card info and runs it and one puts the money into your account. It would be better to have one that does it all, if it exists. WePay seems to be one of the most commonly used websites of its type.
Read full review
Return on Investment
  • E-commerce could not function without being able to take a credit card, they provide this ability
  • Fraud protection can stop a loss of many thousands of dollars a month.
  • Ease of connecting to PayPal
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  • WePay has allowed us to focus on our core competency as opposed to spending time and money creating our own financial transaction system.
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ScreenShots