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    Overview
    ProductRatingMost Used ByProduct SummaryStarting Price

    Xero

    Score7.8 out of 10
    N/AXero is an online accounting software product for small businesses and personal finance. Its features beyond general ledger and double-bookkeeping include quotable invoicing, bank reconciliation, purchase order and expense management, and tax management. Third party apps can extend its features further.

    $13

    per month

    Zoho Books

    Score8.9 out of 10
    N/AZoho Books is an accounting solution that is designed to help small businesses manage their finances. This solution includes dashboards and a wide variety of reports. Business users can automate tasks and set up custom workflows. Zoho offers a 14 day free trial.

    $20

    per month

    Pricing
    XeroZoho Books
    Editions & Modules
    Early
    $13
    per month
    Growing
    $37
    per month
    Established
    $70
    per month
    Free
    $0
    For businesses with turnover <50K USD per annum
    Standard
    $20
    per month per org
    Professional
    $50
    per month per org
    Premium
    $70
    per month per org
    Offerings
    Pricing Offerings
    XeroZoho Books
    Free Trial
    YesYes
    Free/Freemium Version
    NoYes
    Premium Consulting/Integration Services
    NoNo
    Entry-level Setup FeeNo setup feeNo setup fee
    Additional DetailsPrices in table are in USD and just apply to the US - other markets & prices are listed below: Canada - Starter $18 CAD/month, Standard $45 CAD/month, Premium 5 $58 CAD/month UK - Starter £14/month, Standard £28/month, Premium £36/month AU - Starter $29 AUD/month, Standard $59 AUD/month, Premium 5 $76 AUD/month NZ - Starter $31 NZD/month, Standard $66 NZD/month, Premium $84 NZD/monthZoho Books is available for both monthly and yearly plans. Users who sign up for the annual plan get a discount.
    More Pricing Information
    Community Pulse
    XeroZoho Books
    Considered Both Products
    Xero
    Chose Xero
    Zoho Books - fairly easy to use in terms of expenses and invoices. However, reporting is basic. The Sales tax report itself isn't user friendly are requires you to work out the different taxes in order to do the return. Pastel (desktop) - there is little integration and …
    Incentivized
    Chose Xero
    Used FreshBooks when the business was first starting out because they had a free plan. Quickly needed more features, and switched to QBO.

    QBO worked well for many years, but they continually increased their fees and the interface got more and more difficult to use. Also, it had …
    Incentivized
    Chose Xero
    QuickBooks was my grandmother's bookkeeping software. Nothing was automated and it forced me to know good accounting practices. That's what I pay my accountant for. Xero is intuitive and also limited on what you can do on each screen. If I'm ever confused, I send a support …
    Incentivized
    Chose Xero
    Each of the products I listed had their own list of drawbacks, but the one thing they all had in common, which was right on top of that list of drawbacks, was ease of use. I struggled to get myself accustomed to each system and struggled, but when it came to getting a client to …
    Incentivized
    Chose Xero
    In my opinion, the main competitor to Xero is QuickBooks but I migrated from QuickBooks to Xero because I was looking for an accounting software with an interface easier to use.
    Incentivized
    Chose Xero
    Ignoring pricing, Xero is among the best options available. It has the most complete feature set along with Quickbooks. It is more user-friendly compared to most of its competitors. It has well-designed mobile apps that can actually do something in contrast with most …
    Incentivized
    Zoho
    Chose Zoho Books
    I believe it is way easier to use, has more robust features, seamless integration with other Zoho apps like CRM, Projects, etc. is super useful and has saved a lot of time. Streamlining this process has been easy, and the end result is better reporting, improved decision making …
    Incentivized
    Key User Insights
    Would buy again
    No answers on this topic
    No answers on this topic
    Delivers good value for the price
    No answers on this topic
    No answers on this topic
    Happy with the feature set
    No answers on this topic
    No answers on this topic
    Lived up to sales and marketing promises
    No answers on this topic
    No answers on this topic
    Implementation went as expected
    No answers on this topic
    No answers on this topic
    Features
    XeroZoho Books
    Payroll Management
    Comparison of Payroll Management features of Xero and Zoho Books
    Feature
    Xero
    7.5
    73 Ratings
    Zoho Books
    -
    Ratings
    Pay calculation8.065 Ratings00 Ratings
    Benefit plan administration8.023 Ratings00 Ratings
    Direct deposit files7.249 Ratings00 Ratings
    Salary revision and increment management7.141 Ratings00 Ratings
    Reimbursement management7.054 Ratings00 Ratings
    Customization
    Comparison of Customization features of Xero and Zoho Books
    Feature
    Xero
    8.4
    151 Ratings
    Zoho Books
    7.8
    16 Ratings
    API for custom integration7.979 Ratings7.816 Ratings
    Plug-ins9.0138 Ratings00 Ratings
    Security
    Comparison of Security features of Xero and Zoho Books
    Feature
    Xero
    7.1
    189 Ratings
    Zoho Books
    9.2
    25 Ratings
    Single sign-on capability5.572 Ratings8.320 Ratings
    Role-based user permissions8.7187 Ratings10.023 Ratings
    Reporting & Analytics
    Comparison of Reporting & Analytics features of Xero and Zoho Books
    Feature
    Xero
    8.7
    213 Ratings
    Zoho Books
    8.7
    24 Ratings
    Dashboards8.6209 Ratings8.224 Ratings
    Standard reports9.0211 Ratings9.022 Ratings
    Custom reports8.4187 Ratings9.01 Ratings
    General Ledger and Configurable Accounting
    Comparison of General Ledger and Configurable Accounting features of Xero and Zoho Books
    Feature
    Xero
    7.3
    223 Ratings
    Zoho Books
    8.4
    25 Ratings
    Accounts payable8.8203 Ratings8.223 Ratings
    Accounts receivable8.8209 Ratings8.224 Ratings
    Cash management8.4191 Ratings7.022 Ratings
    Bank reconciliation8.7216 Ratings8.022 Ratings
    Expense management8.2197 Ratings8.823 Ratings
    Time tracking7.973 Ratings8.815 Ratings
    Fixed asset management8.8137 Ratings00 Ratings
    Multi-currency support7.6130 Ratings9.214 Ratings
    Multi-division support8.2112 Ratings00 Ratings
    Regulations compliance8.7112 Ratings8.012 Ratings
    Electronic tax filing9.8116 Ratings00 Ratings
    Self-service portal8.4130 Ratings9.016 Ratings
    Global Financial Support7.167 Ratings00 Ratings
    Primary and Secondary Ledgers9.065 Ratings00 Ratings
    Intercompany Accounting4.440 Ratings00 Ratings
    Localizations8.039 Ratings00 Ratings
    Journals and Reconciliations9.890 Ratings00 Ratings
    Enterprise Accounting2.433 Ratings00 Ratings
    Configurable Accounting2.859 Ratings00 Ratings
    Centralized Rules Framework3.333 Ratings00 Ratings
    Standardized Processes3.659 Ratings00 Ratings
    Inventory Management
    Comparison of Inventory Management features of Xero and Zoho Books
    Feature
    Xero
    6.7
    101 Ratings
    Zoho Books
    7.0
    14 Ratings
    Inventory tracking9.097 Ratings9.014 Ratings
    Automatic reordering6.224 Ratings5.08 Ratings
    Location management6.229 Ratings00 Ratings
    Manufacturing module6.016 Ratings00 Ratings
    Order Management
    Comparison of Order Management features of Xero and Zoho Books
    Feature
    Xero
    6.2
    89 Ratings
    Zoho Books
    8.7
    22 Ratings
    Pricing6.262 Ratings9.018 Ratings
    Order entry6.256 Ratings9.017 Ratings
    Credit card processing6.358 Ratings6.619 Ratings
    Cost of goods sold6.366 Ratings10.017 Ratings
    Order Orchestration6.121 Ratings00 Ratings
    End-to-end order visibility6.124 Ratings00 Ratings
    Order exception Resolution6.117 Ratings00 Ratings
    User Ratings
    XeroZoho Books
    Likelihood to Recommend
    7.8
    (238 ratings)
    8.2
    (26 ratings)
    Likelihood to Renew
    7.1
    (35 ratings)
    -
    (0 ratings)
    Usability
    8.3
    (163 ratings)
    8.3
    (8 ratings)
    Availability
    9.0
    (10 ratings)
    -
    (0 ratings)
    Performance
    10.0
    (8 ratings)
    -
    (0 ratings)
    Support Rating
    9.2
    (36 ratings)
    5.3
    (5 ratings)
    In-Person Training
    9.1
    (1 ratings)
    -
    (0 ratings)
    Online Training
    10.0
    (5 ratings)
    -
    (0 ratings)
    Implementation Rating
    7.3
    (10 ratings)
    -
    (0 ratings)
    Configurability
    9.0
    (1 ratings)
    -
    (0 ratings)
    CPA Rating
    9.1
    (10 ratings)
    -
    (0 ratings)
    Ease of integration
    7.1
    (122 ratings)
    -
    (0 ratings)
    Product Scalability
    10.0
    (6 ratings)
    -
    (0 ratings)
    Vendor post-sale
    9.0
    (2 ratings)
    -
    (0 ratings)
    Vendor pre-sale
    10.0
    (2 ratings)
    -
    (0 ratings)