Affirm vs. Kabbage by American Express

Overview
ProductRatingMost Used ByProduct SummaryStarting Price
Affirm
Score 8.4 out of 10
N/A
Affirm, headquartered in San Francisco, offers their dynamic payment system for ecommerce, supporting payments broken out into installments to accommodate shopper preference.N/A
Kabbage by American Express
Score 9.0 out of 10
N/A
Kabbage from American Express offers a data and technology platform to provide small businesses automated cash flow solutions, including business checking accounts, online payments, business insights and flexible lines of credit up to $250,000. Kabbage uses real-time data and automation to provide an integrated suite of financial tools empowering small businesses to spend less time on their books and more time on building thriving businesses.N/A
Pricing
AffirmKabbage by American Express
Editions & Modules
No answers on this topic
No answers on this topic
Offerings
Pricing Offerings
AffirmKabbage by American Express
Free Trial
NoYes
Free/Freemium Version
NoNo
Premium Consulting/Integration Services
NoNo
Entry-level Setup FeeNo setup feeNo setup fee
Additional Details
More Pricing Information
Community Pulse
AffirmKabbage by American Express
Considered Both Products
Affirm
Chose Affirm
Shop Pay uses affirm but it's more integrated with Shopify. I recommend Shop Pay more if you are interested in using pay as you go. There's better integration at the checkout and they treat customers really well. I highly recommend moving over to Shop Pay if you already use …
Chose Affirm
We didn't see anything else out there that was as simple to use as Affirm. I don't know if there are other options out there, I bet there are, but we have had no need to look elsewhere because we are pleased with what we have. The whole process of implementation to getting …
Chose Affirm
We have not used any payment plans before, this was the first for the company.
Kabbage by American Express
Chose Kabbage by American Express
Powerful features and effective features which allows any user to adjust its functions to enable quality services generation and easy on multiple financial operations reporting and to track any transaction history is excellent. Easy on feedback collection and the accounting …
Chose Kabbage by American Express
Compared to some of the competitor list intelligence vendors, Radius at the moment has the best SFDC integration.
Best Alternatives
AffirmKabbage by American Express
Small Businesses
Square Invoices
Square Invoices
Score 9.2 out of 10
Square Invoices
Square Invoices
Score 9.2 out of 10
Medium-sized Companies
Apple Pay
Apple Pay
Score 9.3 out of 10
Apple Pay
Apple Pay
Score 9.3 out of 10
Enterprises
Checkout.com
Checkout.com
Score 8.5 out of 10
Checkout.com
Checkout.com
Score 8.5 out of 10
All AlternativesView all alternativesView all alternatives
User Ratings
AffirmKabbage by American Express
Likelihood to Recommend
8.5
(0 ratings)
9.0
(0 ratings)
Usability
10.0
(0 ratings)
-
(0 ratings)
User Testimonials
AffirmKabbage by American Express
Likelihood to Recommend
We use Affirm with a Woocommerce/Wordpress website and there is a plugin that integrates Affirm for us. We also use a payment method plugin that limits Affirms availability only to products that they support. Generally, we have had a good experience with integration and payments from Affirm to us are consistent and timely. People finance guitars, pedals, and amplifiers and it offers us a way to reach a customer base that may not otherwise purchase from us.
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Radius supports our inbound lead gen and also is supporting our outbound teams equally well
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Pros
  • Customer support is always quick to respond.
  • The dashboard is very easy to navigate and has useful information.
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  • Radius connects with our salesforce and allows marketing to source lookalike prospects based on our historical close rates.
  • Radius helps us do market sizing for new potential verticals and research key signals for our current closed won records.
  • Radius Connect has been a very valuable tool for the sales team, providing more information on inbound leads that are not collected on the lead capture form.
  • Radius Connect also provides nearby similar businesses, helping sales source additional leads from the initial inbound.
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Cons
  • Fees could be lower.
  • Today there are a lot of other alternatives.
  • Needed some coding help.
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  • Just the advance customizatiin.
  • Big documents management
  • Multiple reports gathering is not easy.
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Usability
Easy to use, simple to integrate, especially if you are using Shopify Plus. Putting everything live and active was easy. We did have to do some simple HTML/CSS to make everything look the way that we wanted it to, but that was very easy and something that we did in house. If you can do some simple style work, you won't have any issues at all.
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No answers on this topic
Alternatives Considered
Shop Pay uses affirm but it's more integrated with Shopify. I recommend Shop Pay more if you are interested in using pay as you go. There's better integration at the checkout and they treat customers really well. I highly recommend moving over to Shop Pay if you already use Affirm.
Read full review
Powerful features and effective features which allows any user to adjust its functions to enable quality services generation and easy on multiple financial operations reporting and to track any transaction history is excellent. Easy on feedback collection and the accounting functionalities are effective and the ability to integrate with other Accounting platforms.
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Return on Investment
  • Well, since it cost us nothing to implement, and we did the customization to the look and felt in-house, we saw an immediate positive ROI. Orders starting happening within the first week of implementation and haven't stopped since. We don't get tons of orders from Affirm, but it is steady, and they are typically for several thousand dollars.
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  • Great solution to provide quality financial data management services and the best estimates production.
  • Powerful to analyze multiple projects transactions data and the collaboration across various teams.
  • Easy to track all the expenses and transactions.
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