Affirm vs. Utorg

Overview
ProductRatingMost Used ByProduct SummaryStarting Price
Affirm
Score 8.4 out of 10
N/A
Affirm, headquartered in San Francisco, offers their dynamic payment system for ecommerce, supporting payments broken out into installments to accommodate shopper preference.N/A
Utorg
Score 0.0 out of 10
N/A
UTORG is a FinTech company that offers а modern fiat to crypto exchange infrastructure to deliver а top-notch user experience. The company is EU-based and holds a license for providing a virtual currency service, in particular exchanging a virtual currency against a fiat currency, virtual currency wallet service, exchanging a virtual currency against a virtual currency. UTORG OÜ has PCI DSS Level 2 certification.N/A
Pricing
AffirmUtorg
Editions & Modules
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Offerings
Pricing Offerings
AffirmUtorg
Free Trial
NoNo
Free/Freemium Version
NoNo
Premium Consulting/Integration Services
NoNo
Entry-level Setup FeeNo setup feeNo setup fee
Additional Details
More Pricing Information
Community Pulse
AffirmUtorg
Considered Both Products
Affirm
Chose Affirm
Shop Pay uses affirm but it's more integrated with Shopify. I recommend Shop Pay more if you are interested in using pay as you go. There's better integration at the checkout and they treat customers really well. I highly recommend moving over to Shop Pay if you already use …
Chose Affirm
We didn't see anything else out there that was as simple to use as Affirm. I don't know if there are other options out there, I bet there are, but we have had no need to look elsewhere because we are pleased with what we have. The whole process of implementation to getting …
Chose Affirm
We have not used any payment plans before, this was the first for the company.
Utorg

No answer on this topic

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AffirmUtorg
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User Ratings
AffirmUtorg
Likelihood to Recommend
8.5
(0 ratings)
-
(0 ratings)
Usability
10.0
(0 ratings)
-
(0 ratings)
User Testimonials
AffirmUtorg
Likelihood to Recommend
We use Affirm with a Woocommerce/Wordpress website and there is a plugin that integrates Affirm for us. We also use a payment method plugin that limits Affirms availability only to products that they support. Generally, we have had a good experience with integration and payments from Affirm to us are consistent and timely. People finance guitars, pedals, and amplifiers and it offers us a way to reach a customer base that may not otherwise purchase from us.
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Pros
  • Customer support is always quick to respond.
  • The dashboard is very easy to navigate and has useful information.
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Cons
  • Fees could be lower.
  • Today there are a lot of other alternatives.
  • Needed some coding help.
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Usability
Easy to use, simple to integrate, especially if you are using Shopify Plus. Putting everything live and active was easy. We did have to do some simple HTML/CSS to make everything look the way that we wanted it to, but that was very easy and something that we did in house. If you can do some simple style work, you won't have any issues at all.
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Alternatives Considered
Shop Pay uses affirm but it's more integrated with Shopify. I recommend Shop Pay more if you are interested in using pay as you go. There's better integration at the checkout and they treat customers really well. I highly recommend moving over to Shop Pay if you already use Affirm.
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Return on Investment
  • Well, since it cost us nothing to implement, and we did the customization to the look and felt in-house, we saw an immediate positive ROI. Orders starting happening within the first week of implementation and haven't stopped since. We don't get tons of orders from Affirm, but it is steady, and they are typically for several thousand dollars.
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ScreenShots