CGI HotScan360 vs. Kount, an Equifax company

Overview
ProductRatingMost Used ByProduct SummaryStarting Price
CGI HotScan360
Score 9.0 out of 10
N/A
CGI offers HotScan360, a fraud detection and financial risk management application for financial institutions, with included reporting and analytics.N/A
Kount, an Equifax company
Score 8.6 out of 10
N/A
Kount Fraud Detection Software is an option from the company of the same name in Boise, Idaho.N/A
Pricing
CGI HotScan360Kount, an Equifax company
Editions & Modules
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Offerings
Pricing Offerings
CGI HotScan360Kount, an Equifax company
Free Trial
NoNo
Free/Freemium Version
NoNo
Premium Consulting/Integration Services
NoNo
Entry-level Setup FeeNo setup feeNo setup fee
Additional Details
More Pricing Information
Community Pulse
CGI HotScan360Kount, an Equifax company
Considered Both Products
CGI HotScan360
Chose CGI HotScan360
It's easy to set up and easy to use. Requires minimal training for the staff.
Chose CGI HotScan360
The company I was working on used and started with Alessa, but they had some issues in relation [to] some additional fees, and the company decided to migrate everything to CGI HotScan360. Alessa was not so intuitive, it was slow, and the security wasn't as capable and precise …
Kount, an Equifax company
Chose Kount, an Equifax company
We have used RDR with our processing company. There was defiantly a lack of knowledge with the processing company when we had questions. Midigator has been very responsive to our needs.
Chose Kount, an Equifax company
We currently have personnel to care for chargebacks. An administrator to keep track of all chargebacks and even retrieve a couple ones that Midigator misses to let us know about. The administrator also helps by notifying the company ahead of time when chargebacks are …
Chose Kount, an Equifax company
Midigator is good because it combines different types of alerts in one place instead of having to subscribe to multiple SOSs' for fraud prevention.
Chose Kount, an Equifax company
Similar offerings, however, during the set-up process, Chargebacks 911 asked for detailed personal information on the principal owner of our organization. We were not comfortable with assigning corporate liability to an individual person.
Chose Kount, an Equifax company
We utilized Kount and Midigator concurrently for a short period of time. I have zero negatives to share about Kount, but we did not continue with them because we found Midigator to fill all of our current needs. In all truth, Kount and Midigator paired well together to cast a …
Chose Kount, an Equifax company
We didn't use other products when we were first evaluating different options in the space. We actually asked several people who they used and they pretty much all recommended Midigator, so we used them. They've been great to work with and I haven't even thought of switching or …
Chose Kount, an Equifax company
Midigator provides high level professional support any time we have had an issue. The fact that we were able to speak directly to the CEO in the early days of decision making was absolutely a factor. We loved that we could reach directly out to him any time, if needed. Their …
Chose Kount, an Equifax company
Other choices are more expensive and difficult to incorporate, but Kount provides the best value. However, this convenience comes at a price. As a result of this decision, we've opted for a more difficult integration solution, but one that provides far superior fraud detection …
Chose Kount, an Equifax company
Kount is cheaper and less complex to integrate than other options. However, that ease comes with reduced accuracy. The other option we have chosen was much more complex to integrate, but also has way more accuracy in determining actual fraudulent transactions. This can be …
Chose Kount, an Equifax company
Kount is one of the leaders in the industry in fraud prevention, when we analyzed, we stacked it up vs Fraud.net and Amazon Fraud Detector. Kount was the laser focused solution that we were looking for, it brought speed and efficiency to our payment verification method. It was …
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User Ratings
CGI HotScan360Kount, an Equifax company
Likelihood to Recommend
9.0
(0 ratings)
8.9
(0 ratings)
Likelihood to Renew
-
(0 ratings)
10.0
(0 ratings)
Usability
10.0
(0 ratings)
8.5
(0 ratings)
Online Training
10.0
(0 ratings)
-
(0 ratings)
User Testimonials
CGI HotScan360Kount, an Equifax company
Likelihood to Recommend
If I had the time to go deeper, I would put a 10, but as far as I have worked with CGI HotScan360 I think it's a [smooth] platform. I was trained really quickly (they pushed me in order to learn everything from CGI HotScan360 because my company needed me to be trained in this software/platform) but although the [training] was a bit rushed, the platform is really intuitive, really well designed and the architects behind [it] are geniuses. I really like how it works and the results. My boss was very happy with the results and with the discoveries we made with CGI HotScan360. Training others was super easy and they learned really quickly. Totally worth it.
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A scenario where Midigator is well suited is in the efficient response time. I like how fast Midigator always replies to my emails in a timely manner. I also appreciate how they are willing to go above and beyond always to help me and make sure I have all questions answered always.
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Pros
  • Fraud detection technology, fraud detection innovation, fraud detection training
  • Secure payments
  • Real time software who is looking for risk in every transaction
  • Everything (all the services are in only one place)
  • Cost savings
  • Having all the requirement i.e. documents, ready, available and secure
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  • Business to Client Interaction - Midigator employees respond quickly to client requests
  • Empowers their employees to make decisions in the best interest of the client they are serving
  • Helps prevent chargebacks/disputes
  • Saves their clients time and money
  • Ease of use
  • Consolidates multiple MIDs under one room for easy management and monitoring
  • Prices their products and services competitively
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Cons
  • Could be price effective
  • Can be multilingual
  • Can improve support experience
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  • RDR alerts are often categorized as chargebacks instead which takes some work on our side to get the numbers just right.
  • While upper management is very responsive and incredibly helpful when an emergency arises, we do not feel like the account managers are very knowledgeable or proactive.
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Likelihood to Renew
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Midigator does what we need and doesn't try to add a bunch of confusing extra functionality we don't need.
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Usability
It is very intuitive, easy to use, easy to navigate, and easy to teach to anyone! The pathways are very clear and they were designed [in] a very clear way! The security methods I have used in the past are not so innovative and very "manual", [with] nothing to do with CGI HotScan360.
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No system is perfect, but Midigator is always in pursuit of perfection. I give them high marks for always trying their best to continue adding value.
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Online Training
I have been trained during the pandemic in very specific thing and CGI HotScan360 is one of the bets platfomrs that trained me in a very professinal way
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Alternatives Considered
It's easy to set up and easy to use. Requires minimal training for the staff.
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We utilized Kount and Midigator concurrently for a short period of time. I have zero negatives to share about Kount, but we did not continue with them because we found Midigator to fill all of our current needs. In all truth, Kount and Midigator paired well together to cast a wide net on potential chargebacks/disputes, and it helped us gain an edge in preventing them. We moved on from Kount because it did not yield as many prevention notices as Midigator, but should the need arise and our budget increase, we'd likely team up to include them to compliment Midigator in having the best chargeback midigator system ever.
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Return on Investment
  • Secure payments
  • Real time analytics
  • Easy to use
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  • Before using Midigator, members would call to cancel their membership and customer service would cancel them and provide a refund. However, the member would also call their bank to dispute the original charge. So, they end up getting double the amount that they paid. Using Midigator, we are able to avoid losing revenue.
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