Chime Online Banking vs. Plaid

Chime Online Banking

Plaid

Overview
Product	Rating	Most Used By	Product Summary	Starting Price
Chime	Score 1.8 out of 10	N/A	Chime is an online banking solution from the company of the same name in San Francisco, allowing users to track account balances, daily transactions, and savings from anywhere with the Chime mobile app, and get daily balance notifications and instant transaction alerts any time for use of the included Chime Visa Debit Card.	N/A
Plaid	Score 9.0 out of 10	N/A	Plaid in San Francisco offers a suite of applications supporting banks with risk management and customer account management features. Plaid is used by digital financial apps and services like Betterment, Expensify, Microsoft and Venmo, and by banks to make it easier for consumers to connect their financial accounts with the apps and services they want to use. Plaid connects with over 11,000 financial institutions across the U.S, Canada and Europe.	$500 per month

Pricing

Chime Online Banking

Plaid

Editions & Modules

No answers on this topic

Scale: 500+
per month
Test: Free
Launch: Pay as you go

Offerings

Pricing Offerings
Chime	Plaid
Free Trial
No	No
Free/Freemium Version
No	Yes
Premium Consulting/Integration Services
No	No

Entry-level Setup Fee

No setup fee

Additional Details

—

Contact sales team for additional pricing. There may be one-time fees, subscription fees, per-request flat fees, or payment initiation fees depending on your needs.

More Pricing Information

Community Pulse
	Chime Online Banking	Plaid
Considered Both Products	Chime KS Kelly Sleger General Manager Chose Chime There is nothing good to say. Some people get paid faster. Sone don't. But the most important thing is that if your money isn't secure, who cares when it arrives. Anyone can go in and steal your money and you won't get it back. They don't care about their customers. Incentivized Helpful? Avinash Saklani Frontend Developer Chose Chime First of all, Chime Online Banking is really the best option for new users. The User Interface and User Experience of the Chime app are really great. There are comparatively faster money transactions with Chime Online Banking and it has no fees at all. It is more reliable. It … Incentivized Helpful?	Plaid No answer on this topic

Best Alternatives
	Chime Online Banking	Plaid
Small Businesses	No answers on this topic	Square Invoices Score 9.2 out of 10
Medium-sized Companies	No answers on this topic	Apple Pay Score 9.3 out of 10
Enterprises	No answers on this topic	Checkout.com Score 8.5 out of 10
All Alternatives	View all alternatives	View all alternatives

User Ratings
	Chime Online Banking	Plaid
Likelihood to Recommend	1.7 (0 ratings)	10.0 (0 ratings)
Support Rating	1.0 (0 ratings)	- (0 ratings)

User Testimonials
	Chime Online Banking	Plaid
Likelihood to Recommend	I feel a 9 grade is appropriate as we were very satisfied with the product however there is always room for improvement. It was also encouraging knowing that when we did have minor issues with logging in on several occasions, the support staff was able to help rectify the problem very quickly. Thank you for this opportunity to present our feedback. Incentivized Verified User Anonymous Read full review	Plaid is extremely well suited to be your payment API if you're a start-up looking to scale your banking connections fast and securely. Their API is fully functional upon integration. Most end-users have encountered Plaid before so it's a trusted platform for many consumers so even if you're a new app, users feel comfortable connecting their bank through Plaid. Incentivized Sura Hart Program Manager Read full review
Pros	Avoiding Overdraft Fees Free Mobile Banking system Pear to Pear payment system Incentivized Avinash Saklani Frontend Developer Read full review	Plaid connects with 100s of US consumer banks. Plaid continuously updates its software to meet the requirements of individual banks. Plaid can get your company's payment processing up and running faster than traditional methods. Incentivized Sura Hart Program Manager Read full review
Cons	No areas for improvement as we were fully satisfied with the product. Incentivized Verified User Anonymous Read full review	Consumer feedback or troubleshooting typically comes back to us because Plaid doesn't have an easy way of re-routing support once a user encounters a problem. Update timelines could be clearer when they are working on updating a connection with a certain bank. The search functionality for the user to find their bank could be a little more robust. Incentivized Sura Hart Program Manager Read full review
Support Rating	When my money was stolen from my account I was told there would be an investigation between 15-45 days. They didn't investigate at all. The next day I was denied my claim after being robbed for $850. KS Kelly Sleger General Manager Read full review	No answers on this topic
Alternatives Considered	First of all, Chime Online Banking is really the best option for new users. The User Interface and User Experience of the Chime app are really great. There are comparatively faster money transactions with Chime Online Banking and it has no fees at all. It is more reliable. It also allows you to lock your card if it is stolen or lost which is a great feature. At last, it is more rewarding than other online banking services with a great team of customer grievances. Incentivized Avinash Saklani Frontend Developer Read full review	No answers on this topic
Return on Investment	It saves us a ton of money each money in fees. Incentivized Brian Keary Owner and CEO Read full review	Plaid got us up and running with most US-based and even some international banks with minimal engineering effort. Incentivized Sura Hart Program Manager Read full review
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