Google Pay vs. Wise

Google Pay

Google Pay

83 Reviews and Ratings

Wise

Wise

43 Reviews and Ratings

Overview
Product	Rating	Most Used By	Product Summary	Starting Price
Google Pay	Score 5.7 out of 10	N/A	Google Pay (including Google Pay Send, formerly Google Wallet) is a payment processing solution from Google.	N/A
Wise	Score 9.4 out of 10	N/A	Wise, formerly TransferWise, from the company of the same name headquartered in London, provides international accounts and payment solutions for businesses. Wise helps businesses pay international invoices, vendors, and employees with the real exchange rate, in 80 countries, boasting cheaper rates than traditional banking options. It also helps to make faster, lower-cost payouts to all business customers, freelancers, employees, investors, and suppliers around the world.	$0.02 One time/%

Pricing

Google Pay

Wise

Editions & Modules

No answers on this topic

ATM Fees over 100 USD per month: 2%
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Accounting Funding transactions: 2%
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Receiving USD wire payments: 4.14 USD
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Getting the Wise Debit card: 5 USD
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Getting account details in 10 currencies: 31 USD
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Sending money: From 0.41%
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Converting money: From 0.41%
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Offerings

Pricing Offerings
Google Pay	Wise
Free Trial
No	No
Free/Freemium Version
No	No
Premium Consulting/Integration Services
No	No

Entry-level Setup Fee

No setup fee

No setup fee

Additional Details

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More Pricing Information

Community Pulse
	Google Pay	Wise
Considered Both Products	Google Pay Verified User Anonymous Chose Google Pay Convenience. But also Google Pay just automatically linked everything together without consent. Incentivized Helpful? Verified User Anonymous Chose Google Pay GooglePay appears similar but the seller charges no commission. On the downside, there is also no payment protection. So if a transaction goes wrong and it is paid directly from a bank account or via a debit card then you have no buyer protection. This is a significant risk … Incentivized Helpful? Verified User Anonymous Chose Google Pay There are other options out there but you can use both and do not have to necessarily use it as a replacement so it is a fine tool to use. Incentivized Helpful? Courtney Birnbaum Publications & Marketing Specialist Chose Google Pay I was not a part of the discussion to implement Google Pay into our store, but I am definitely an advocate. Amazon Pay was used sparingly but still a helpful option; I believe that Google Pay is more widespread and simpler to use. I would be interested to see how payment … Incentivized Helpful? Verified User Anonymous Chose Google Pay We have used PayPal Payments as well. Google Pay is pretty on par with PayPal Payments but opens up payments to additional users since many people have a google account. Incentivized Helpful? SY Sara Yaseen Special Assistant & Operations Associate Chose Google Pay We've used PayPal for business in the past and it can sometimes be a little problematic locating where everything is. Google Pay (formerly known as Google Wallet)'s interface is so smooth that we only need to look in a tab or two to glean important information or catalog an … Incentivized Helpful? Arush Soel DevOps Engineer Chose Google Pay Google Pay is almost supported with every shopping website whereas Amazon pay only supports Amazon and you need to first add funds to your Amazon Pay wallet. With Google Pay, you just need to input your UPI in and the rest of the gateway handles it for you by redirecting you to … Incentivized Helpful? Verified User Anonymous Chose Google Pay This is somewhat better than Paytm because in their case when payment remains incomplete and money gets deducted, you sometimes have to wait for a long time for the refund. But in Google Pay, you don’t have to worry as the deducted amount gets refunded without any hassle. Also, … Incentivized Helpful? Verified User Anonymous Chose Google Pay We have used PayPal Payments, Amazon Pay, etc. They all seem to be pretty similar so I would recommend adding any one of these to your website. Incentivized Helpful? Verified User Anonymous Chose Google Pay There are many alternative products on the market that function similarly to Google Pay. I think the closest competitor I've used would be Apple Pay, but there are other products like Venmo and Zelle that are somewhat similar. I think Google Pay is at least as good, if not … Incentivized Helpful? Verified User Anonymous Chose Google Pay I think Google Pay is roughly comparable to the above products. That said, Google Pay came onto the market much later than things like PayPal, Apple Pay, Venmo, and other peer to peer wallet apps, so it is easy to see why people already have preferences for other apps. My … Incentivized Helpful? Jon Walka Senior Sales Account Executive Chose Google Pay Gave Google Wallet a chance when it launched and have been using it since. There were no other evaluations that took place. I have always been happy to try out new Google products and watch them grow as they develop and add features. The timeline has been a little slow but it's … Incentivized Helpful? Verified User Anonymous Chose Google Pay Currently I'm using all of these apps including Phone Pe. But mostly using Google Pay its just because of its performance. Comparing to these other apps, Google Pay have the best user interface and user experience, it is the main reason that I'm using Google Pay more than other … Incentivized Helpful? Ajay S Insan Web Developer Chose Google Pay Paytm and Amazon pay are also good application but you know everyone have blind trust on Google services because of their free and secure services. Just tap and pay direct from your bank accounts making these app so easy and beautiful. No doubt Google apps UI's are always … Incentivized Helpful? Heidi M. Garrido Engineering Technician Chose Google Pay I like PayPal because I can use the money instantly with my debit card, something I don't see Google Wallet offering. I like Google Wallet because everything I do online somehow seamlessly work with Google and it would be great if I could use this exclusively. Incentivized Helpful?	Wise Arpad Szucs Brand Designer \| UI, UX & Visual Designer Chose Wise Wise has great transfer fees, while Stripe has online payment options. We are using both services since Stripe can be connected to our invoicing platform, and our clients can pay us with a few clicks. Wise, as far as I know, does not offer such integration, and all transfers … Incentivized Helpful? Faisal Ahmed Frontend Web Developer Chose Wise I used all of them and some more like Skrill, Neteller. Wise just worked better for me in most cases. Also, I use Payoneer a lot. When I started freelancing I was only using Payoneer, so it's been with me forever. But Wise worked pretty well for me, at least better than Remitly. Incentivized Helpful? Jenson Teo (赵俊杰） Business Development Director Chose Wise Apple Pay has high fees and hidden charges, not easy to use and it does not really support enterprises. It is also not regulated by MAS so we don't feel safe using it. Transferwise account was easy to set up (within minutes), the admin fee is low and the pricing is very … Incentivized Helpful? Verified User Anonymous Chose Wise Stripe is good and convenient as well. However to setup something more in-depth as an invoicing platform, Stripe definitely is more flexible. The only downside to Stripe is.. It takes a higher transfer fee as compared to TransferWise. Incentivized Helpful? CL Connie Lovato Controller Chose Wise Transferwise is less expensive. Incentivized Helpful? Verified User Anonymous Chose Wise With Revolut, taxes are lower (even for free) for small number of transfers and small amounts. It all depends on the individual needs. However, Revolut is worse with regards to user experience and interface, what is something to consider (specially when dealing with the upload … Incentivized Helpful? ES Elaine Smith Producing Artistic Director Chose Wise We considered PayPal payment, ACH bank transfer, and simply mailing a check. TransferWise's fees were much lower than PayPal and our bank. Postage might have been less than TransferWise's fee, but payment could have taken more than a week rather than hours (or days in the case … Incentivized Helpful? Bhabishya Bhatt Content Writer Chose Wise Payoneer Incentivized Helpful? Jason Rutel Creative Director & Owner Chose Wise TransferWise beats all the competition on transaction rates, and it's easy to use. I literally have found no drawbacks in using TransferWise to pay my overseas contractors, and they prefer it too. I found it because my contractor recommended it to me, and it's better AND … Incentivized Helpful? Verified User Anonymous Chose Wise We have used Xoom and PayPal Payments, but TransferWise works for additional countries and has more transparent fees. Incentivized Helpful? Verified User Anonymous Chose Wise We cannot send to certain locations that we need to, but with TransferWise we can. Incentivized Helpful? Dr Olivier Becherel - Leadership and Executive Coaching Mentor & Coach Chose Wise TransferWise has lower transaction fees A better user interface--much cleaner, and simple to use Very simple and smooth process to transfer and receive money Incentivized Helpful? Verified User Anonymous Chose Wise TransferWise was the only solution that we've found that will allow us to facilitate ACH payments that result in an overseas deposit. The fact that you can transfer money to TransferWise and that they can then make a local transfer is awesome. The fees are totally worth it with … Incentivized Helpful? Marcelo de Vasconcellos Senior Visual Designer Chose Wise We had used bank transfers for several years, but TransferWise outdoes them in almost all aspects. It leaves out most of the bureaucracy, and it is agile and much cheaper. Also, TransferWise reliably sends messages as each step of the transaction is completed. Perhaps … Incentivized Helpful?

Best Alternatives
	Google Pay	Wise
Small Businesses	Apple Pay Score 9.3 out of 10	Square Invoices Score 9.2 out of 10
Medium-sized Companies	Apple Pay Score 9.3 out of 10	Apple Pay Score 9.3 out of 10
Enterprises	Checkout.com Score 8.5 out of 10	Checkout.com Score 8.5 out of 10
All Alternatives	View all alternatives	View all alternatives

User Ratings
	Google Pay	Wise
Likelihood to Recommend	2.0 (0 ratings)	9.0 (0 ratings)
Usability	1.0 (0 ratings)	- (0 ratings)
Support Rating	6.9 (0 ratings)	10.0 (0 ratings)

User Testimonials
	Google Pay	Wise
Likelihood to Recommend	The most fitting scenarios for use of Google Pay generally include times in which people go out to eat or grab coffee or drinks. Other times are for planned parties where one person needs to put down a credit card to pay vendors, buy products/food/etc, and needs to be reimbursed by others who may not have cash/are not in the same office space as the payor/and other similar circumstances Incentivized Verified User Anonymous Read full review	Transferwise it is great for transferring money across countries (never for transfers within the same country) and when the countries in question use different currencies. It is very quick, especially if the amount is not big. For larger amounts, it would take longer so it would be good only if you are not time-constraint. Incentivized Verified User Anonymous Read full review
Pros	They provide good rewards like cash back offers and gift vouchers. Easy to pay by scanning the QR code. Help us to find best recharges for our mobile. Easy to pay electricity bill. Will notify us if our validity expires on recharges. Self money transfer, we can transfer money to other account if both the accounts are linked with Google Pay. We can check balance by enter the UPI Pin. Verified User Anonymous Read full review	Quick - because funds are transferred domestically, even when going international, you don't have to wait long. Easy - the printout of what information I needed to give the sending bank was complete and easy to understand. Affordable - the fees on both ends were minimal. Incentivized Sarah Daggett Systems Manager Read full review
Cons	Google Wallet had a few glitches I was unhappy with, but Google Pay seems to have corrected them. Who knows if the changes were related to the name change or if they just happened to coincide with the timing for the most part, but either way I really don't have any big complaints. Incentivized Jennifer Larson Project Coordinator Read full review	TransferWise (at the time of this review) does not allow one to transfer money to all kinds of business accounts. This can be a limitation for people who want to use it as a way to pay directly for goods and services. Sometimes it has problems with some credit cards. But the most popular types are accepted without problems. TransferWise accepts fewer currencies than other services. But it seems like this is a temporary problem, and the company is making efforts to support transferences to all of the currencies. Incentivized Marcelo de Vasconcellos Senior Visual Designer Read full review
Usability	I feel that this system not safe. Google keep charging my credit card but they say they cannot trace the payment because there is no transaction record! I cannot stop the payment. Verified User Anonymous Read full review	No answers on this topic
Support Rating	I have had no direct experience with the Customer Support team for google pay. I never faced any issues or problems. I heard from other friends and colleagues that the customer service is great. This method of payment is now more and more being used as it is more secure and also at the same time fast and easy. Incentivized Verified User Anonymous Read full review	We haven't really had to engage with TransferWise support. The platform is simple and easy to use. Incentivized Verified User Anonymous Read full review
Alternatives Considered	I was not a part of the discussion to implement Google Pay into our store, but I am definitely an advocate. Amazon Pay was used sparingly but still a helpful option; I believe that Google Pay is more widespread and simpler to use. I would be interested to see how payment disputes are handled between these different payment platforms; so far, we have only had to handle disputes through PayPal, which can be complicated but have typically been resolved quickly. Incentivized Courtney Birnbaum Publications & Marketing Specialist Read full review	Apple Pay has high fees and hidden charges, not easy to use and it does not really support enterprises. It is also not regulated by MAS so we don't feel safe using it. Transferwise account was easy to set up (within minutes), the admin fee is low and the pricing is very transparent (no hidden fee). Lastly, we needed a platform which is safe to use and we are happy to know that Transferwise is regulated by the MAS of Singapore. Incentivized Jenson Teo (赵俊杰） Business Development Director Read full review
Return on Investment	Google Pay (formerly known as Google Wallet) organizes spending and makes recommendations--all around grouped conversations Improves risk mitigation and ensures safety and account health of our vendors Increased efficiency and pushes payments through at a faster rate Provides work-life balance when fiscal deadlines slowly approach Incentivized SY Sara Yaseen Special Assistant & Operations Associate Read full review	We can save around 5% on our transfer fees The online account management is easier than going into banks personally There's no negative impact... Arpad Szucs Brand Designer \| UI, UX & Visual Designer Read full review
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