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    Overview
    ProductRatingMost Used ByProduct SummaryStarting Price

    Gusto

    Score8.9 out of 10
    N/AGusto offers payroll, benefits and compliance capabilities. Gusto is scaled for small to mid-sized businesses, and emphasizes an easy to use interface.

    $49

    per month

    Human Interest

    Score9.2 out of 10
    N/AHuman Interest headquartered in San Francisco offers their cloud-based 401k administation platform for employers featuring flexible plan design and a dedicated account manager.

    $125

    per month

    Pricing
    GustoHuman Interest
    Editions & Modules
    Simple: A streamlined set of automatic payroll features and benefits integrations
    $49/month + $6/mo per person
    per month
    Plus: Comprehensive payroll, benefits, and HR tools for employers building a great place to work
    $80/month + $12/mo per person
    per month
    Premium: Scalable payroll and benefits, expert HR, and dedicated support for the complex needs of growing teams
    $180/month + $22/mo per person
    per month
    Essentials
    $120 + $5 per eligible employee
    per month
    Complete
    $160 + $7 per eligible employee
    per month
    Concierge
    $200 + $9 per eligible employee
    per month
    Offerings
    Pricing Offerings
    GustoHuman Interest
    Free Trial
    YesNo
    Free/Freemium Version
    NoNo
    Premium Consulting/Integration Services
    YesNo
    Entry-level Setup FeeNo setup fee$499 one-time fee
    Additional DetailsGusto offers three pricing plans for payroll, benefits, and HR.Human Interest offers three products, for a choice of 401(k) or 403(b) that fits an organization's needs. All plans offer an all-in-one, no touch 401(k) to make it easy for employers to run and for employees to save. All plans have a setup fee of $499. *Human Interest's average employee expense is 0.57%, compared to a 1.64% average for small 401(k) plans. Source: 401(k) Averages Book, 18th Edition.
    More Pricing Information
    Community Pulse
    GustoHuman Interest
    Considered Both Products
    Gusto
    No answer on this topic
    Human Interest
    Chose Human Interest
    Similar
    Incentivized
    Chose Human Interest
    Setting up Vestwell took months and there was no integration into my previous payroll system .
    Incentivized
    Chose Human Interest
    It's not even close. Paychex Flex is expensive, confusing, and the customer service is abominable. Human Interest is better across every front, at least so far.
    Incentivized
    Chose Human Interest
    The cost for the service was better and we felt more understood as a company and felt that Human Interest took the time to explain the 401k program and options
    Incentivized
    Chose Human Interest
    Insperity was horrible. Expensive, hidden fees at every corner, not communicative. They messed up my plan and didn't include the requested Safe Harbor provision and I had to pay the piper for their mistake.

    Nothing Insperity did was customer first, fiduciary, or even compliant.
    Incentivized
    Chose Human Interest
    I chose Human Interest based on cost, features, and the personality and responsiveness of the sales team member.
    Incentivized
    Chose Human Interest
    Cost structure was the most affordable for a small organization
    Incentivized
    Chose Human Interest
    I have only dealt with one other retirement investment company in my career, however I find that Human Interest is very transparent and supportive of small business owners. The low cost of using their services was attractive to me and made the most sense for my company. I …
    Incentivized
    Chose Human Interest
    Answered this in the previous question! Ui UX is better at the guideline, and the guideline does a better job of educating customers on how to use their product for basic financial wealth and retirement planning education. Human interest does better with their customer …
    Incentivized
    Chose Human Interest
    We solely looked at Human Interest.
    Incentivized
    Chose Human Interest
    We made a mistake, we strongly advise you not to use Human Interest. They do not know much about 401k & profit sharing.
    Incentivized
    Key User Insights
    Would buy again
    No answers on this topic
    No answers on this topic
    Delivers good value for the price
    No answers on this topic
    No answers on this topic
    Happy with the feature set
    No answers on this topic
    No answers on this topic
    Lived up to sales and marketing promises
    No answers on this topic
    No answers on this topic
    Implementation went as expected
    No answers on this topic
    No answers on this topic
    Features
    GustoHuman Interest
    Payroll Management
    Comparison of Payroll Management features of Gusto and Human Interest
    Feature
    Gusto
    9.2
    514 Ratings
    Human Interest
    -
    Ratings
    Pay calculation9.6493 Ratings00 Ratings
    Support for external payroll vendors8.58 Ratings00 Ratings
    Benefit plan administration8.9358 Ratings00 Ratings
    Direct deposit files9.5497 Ratings00 Ratings
    Salary revision and increment management9.4383 Ratings00 Ratings
    Reimbursement management9.5127 Ratings00 Ratings
    401(k)
    Comparison of 401(k) features of Gusto and Human Interest
    Feature
    Gusto
    -
    Ratings
    Human Interest
    9.5
    70 Ratings
    Payroll Integration00 Ratings9.560 Ratings
    Compliance Maintenance00 Ratings9.465 Ratings
    Plan Flexibility00 Ratings9.665 Ratings
    Filings and Disclosures00 Ratings9.265 Ratings
    Ease of Enrollment00 Ratings9.868 Ratings
    User Ratings
    GustoHuman Interest
    Likelihood to Recommend
    9.2
    (538 ratings)
    9.5
    (157 ratings)
    Likelihood to Renew
    10.0
    (12 ratings)
    8.3
    (8 ratings)
    Usability
    9.6
    (362 ratings)
    9.6
    (150 ratings)
    Availability
    -
    (0 ratings)
    10.0
    (2 ratings)
    Performance
    -
    (0 ratings)
    9.4
    (2 ratings)
    Support Rating
    1.3
    (25 ratings)
    7.8
    (7 ratings)
    Implementation Rating
    8.2
    (1 ratings)
    9.0
    (4 ratings)
    Contract Terms and Pricing Model
    -
    (0 ratings)
    9.4
    (2 ratings)
    Ease of integration
    -
    (0 ratings)
    10.0
    (1 ratings)
    Product Scalability
    -
    (0 ratings)
    10.0
    (2 ratings)
    Professional Services
    -
    (0 ratings)
    10.0
    (2 ratings)
    Vendor post-sale
    -
    (0 ratings)
    10.0
    (2 ratings)
    Vendor pre-sale
    -
    (0 ratings)
    9.4
    (2 ratings)