Shopify vs. Stripe Payments

Overview
ProductRatingMost Used ByProduct SummaryStarting Price
Shopify
Score 9.1 out of 10
N/A
Shopify is a commerce platform designed for both online stores and retail locations. Shopify offers a professional online storefront, a payment solution to accept credit cards, and the Shopify POS application to power retail sales.
$39
per month
Stripe Payments
Score 8.5 out of 10
N/A
Stripe is a payment gateway software solution which supports a range of payment related needs such as subscription management and recurrent billing via Stripe Billing, integration with third party payment services via the Stripe Connect API, assistance starting an Internet business which accepts payements via Stripe Atlas, fraud prevention via Stripe Radar, and payment analytics via Stripe Sigma. Additional features and modules include Stripe Issuing, which allows users to create,…
$0.02
per charge
Pricing
ShopifyStripe Payments
Editions & Modules
Basic Shopify
$39
per month
Grow
$105
per month
Advanced
$399
per month
Shopify Plus
2,000
per month
Shopify Plus
2,300
per month
Sigma
$0.02
per charge
Radar
$0.05
per screened transaction
Issuing
$0.10
per virtual card
Terminal
2.7% + 0.05
per successful charge
Integrated
2.9% + 0.30
per successful charge
Atlass
$500
one-time fee
Premium Support
1,800
per month
Customized
Contact sales team
Offerings
Pricing Offerings
ShopifyStripe Payments
Free Trial
YesNo
Free/Freemium Version
NoNo
Premium Consulting/Integration Services
NoNo
Entry-level Setup FeeNo setup feeNo setup fee
Additional DetailsA 25% discount is offered for annual billing.
More Pricing Information
Community Pulse
ShopifyStripe Payments
Considered Both Products
Shopify
Chose Shopify
Shopify out of the box had more features and did what we were looking to do that BigCommerce could not do without extensive customizations using a third-party vendor. That made it a very easy choice to switch to Shopify. Most of the customizations needed in Shopify we were able …
Chose Shopify
I havent had a very detailed look at the others. But for us, to migrate the whole infrastructure to something else doesnt make sense. We are happy with Shopify.
Chose Shopify
Shopify is the best tool in the ecosystem because with all the apps in its sphere, you can do almost anything. It also has the best checkout experience one can ask for in the Ecommerce / website space. I think when it comes to shipping inventory and theme management it’s the …
Chose Shopify
Shopify allows for companies to quickly and easily get online and selling. However, the more you want to customize the platform, the more you'll realize that other platforms (such as Wordpress + WooCommerce) end up being better because you have access to all of the core code …
Chose Shopify
Initially we built our website on Godaddy. There was not much SEO functionality and website user experience wasn`t great either. Hence, we migrated to Shopify and everything changed for the better.
Chose Shopify
WooCommerce may be a good option for a developer or simple websites for service based businesses (e.g., electrician/cafe/etc). If you are selling a physical or digital product and require the ability to customize your store with any frequency or to track performance etc then I …
Chose Shopify
Shopify is not as user-friendly or attractive as Squarespace. Also, the interface is much more challenging due to the way the digital download variants system has been designed (requiring third party app). I find Shopify to be slightly superior to Wix for product selling - …
Chose Shopify
We are actually using both. One for wholesale and one for retail
Chose Shopify
I have been in e-commerce for over 15 years now, and Shopify is overall the best website platform that I have used. I have used AmeriCommerce, StoresOnline/Crexendo, BigCommerce, Weebly/Square, Wix, Wordpress, GoDaddy and others - Shopify is the best in most …
Chose Shopify
Big Commerce and SAP Hybris are two other platforms we've investigated and Shopify is by far easiest to use and customize. While it doesn't do everything out of the box, the apps do fill in many gaps. The cost however, is probably the biggest selling point against these other …
Chose Shopify
I am semi familiar with Wix. I prefer the Shopify interface for its ease of functionality and I think the platform is just more realistic in terms of what a business wants to see on the back end.
Chose Shopify
Shopify is so much easier to use, and much more user-friendly than both BigCommerce and Magento. The reporting, product management, and app marketplace are much better as well. Shopify also integrates with other systems very easily with apps and sales channels, so it saves a …
Chose Shopify
For e-commerce, Shopify provides a greater range of capabilities and integrations, including inventory management, shipping, and payment choices, and marketing tools. It offers more apps and customization possibilities accessible to businesses. Shopify helps you better organize …
Chose Shopify
We did not evaluate other products because of Shopifys name recognition and overall great reviews. I had heard of Wix as another option for website creation and building, but Shopify is a lot more complex for our business needs and fulfills our need for a platform where we can …
Chose Shopify
The old platform that I used could not help us to meet our requirements. It was not helping us properly, then I got to know about Shopify and started using it. After 1 month [of] usage of Shopify we could understand that this is the best platform [for E-commerce] to make …
Chose Shopify
Shopify is easy to use. You do not need to install many plugins for it, and if you are using Woocommerce, you will have to install some plugins. With Shopify, you get a high speed hosting and CDN (content delivery network) which will make your website fast. The checkout is also …
Chose Shopify
Shopify is easy to navigate and export shipping data to other shipping management tools. We have multiple clients (70+) using Shopify and rarely have issues. With others, we seem to have trouble daily with export to our shipping management tools. In addition to export issues, …
Chose Shopify
Shopify is the full-fledged complete package. It is equipped with all the superb features. Shopify is one of the most used cloud-based e-commerce store creation platforms available in the market for medium and small businesses. Shopify is the best store creation tool with …
Chose Shopify
There is no real comparison to Shopify it is definitely the best platform for ecommerce by far.
Chose Shopify
Adobe Business Catalyst was used before Shopify but we ended moving away from the platform and we constantly ran into issues. The support wasn't like Shopify, nor was the platform as reliable. Shopify handles alot more, alot better but we found the constant need to add add-ons …
Chose Shopify
Shopify is the best platform for selling online and nothing really compares to it.
Chose Shopify
I have used WooCommerce and it definitely works well, but it does not seem to work as smooth as Shopify.
Stripe Payments
Chose Stripe Payments
Stripe saves us money on fees and doesn't require a paid subscription to use for transactions. It's also easier for customers to complete transactions without logging in to something.
Chose Stripe Payments
QuickBooks & PayPal have done a good job actually getting me the cards & bank transfers I run through them!
Chose Stripe Payments
Stripe is easier to use and offers better support and rates. My favorite part with Stripe is probably their ready-to-use plug-in that's offered for me. We have multiple eCommerce stores and we rely on our payment process going smoothly. The plug-in from Stripe is free, …
Chose Stripe Payments
We found that Stripe was much easier to have integrated with our site, as well as easier on the users when it comes to inputting payments. On our end, the dashboard and reporting are very easy to utilize and make it very easy to understand how our business is doing.
Chose Stripe Payments
The Stripe API provides a great deal more functionality, is better documented, and is usually perceived by our clients as a more ‘professional’ solution. It also provides a more extensive feature set in the account dashboard.
Chose Stripe Payments
We selected Stripe largely because it was already integrated into Planning Center Online Giving - we had the option of choosing other payment processors, but it would have added work and complicated the information flow. Stripe made their services easy to adapt to, and the …
Chose Stripe Payments
We also use Your Pay from First Data to process credit card payments for some of our legacy customers. The functionality is fairly similar, although the user interface in First Data is a bit more clunky than Stripe, and it doesn't allow for customers to enter their own credit …
Chose Stripe Payments
First of all Mollie doesn't have as much development libraries as Stripe and the API is not that good as it is in Stripe because I had an return value which was not really documented in the time I searched for it (fixed as of now). Stripe is in my opinion also more flexible as …
Chose Stripe Payments
Stripe is much easier to set up and use and it just works! When it comes to credit card processing, we wanted an system that was easy to integrate into our sales process and for us, Stripe was it. If you are selling online and need to process payments, I would highly recommend …
Chose Stripe Payments
Stripe provides far better tools for reporting and tracking of revenue. It also enabled the feature to checkout on our website without requiring a redirect or having to complete a site audit as is required with some card processors. The website installation was completed within …
Chose Stripe Payments
I had a customer who was going to use Heartland for payments. Their integration with woocommerce didn't seem as good, it took forever to get an account with a ton of information needed. Though Heartland had cheaper per charge fees they do have a monthly fee also. I have used …
Chose Stripe Payments
I didn’t use Square for very long. I was charging customers for a direct sales company and that was fine. But now that I have my own website and many products to manage, I needed a company that could help me manage my customers and collect payments from out of the country. I …
Chose Stripe Payments
Heartland is not even a comparison. I used Heartland for about five years. Customer service was non-existent, the technology was terrible. Stripe is in a league of its own when it comes to credit card processing and its abilities to assist you in just about anything you need …
Chose Stripe Payments
I have used square. I found this more helpful for in-person payment processing vs. stripe seems better for online or remote processing.
Chose Stripe Payments
When you compare it to PayPal, Stripe is a no brainer. Better fees, better support.
Chose Stripe Payments
Paypal is much better due mainly to the server hardly ever having outages, just as easy if not easier to install and customers are used to the brand and trust it more than others. Square is very similar to Stripe but obviously integrates with its own system so has very few …
Chose Stripe Payments
We use PayPal to accept PayPal payments but their fee structure is not as advantageous as Stripe so we don't use them for card payments. What Stripe does, they do very well and short of finding another company that offers comparable services with fewer fees, I don't see a …
Chose Stripe Payments
Stripe is already integrated with Shopify so is easier to set up for your eCommerce site without the need for programming.
Chose Stripe Payments
Apple Pay is like a black box for us. We have not been able to accomplish anything that we have accomplished so easily with Stripe. I cannot give my full opinion about how they compare, but I would also add that talking to Apple in my opinion is like preparing for at least 1 …
Chose Stripe Payments
PayPal's support during issues has been abysmal in our experience to say the least. Our software team has reported bugs to PayPal's team, and these bugs were either ignored after years of multiple reports and in some cases simply deleted without response.

If PayPal were not …
Chose Stripe Payments
As mentioned, if you are selling on Shopify, I would go with Shopify Payments instead of Stripe. The main difference between the two are the fees. Stripe currently charges a 2.9% + $0.30 while Shopify Payments can drop to 2.4% + $.30 per order. Another difference is that …
Chose Stripe Payments
Stripe was basically the easiest to install, configure, and use with my set up of WordPress with WooCommerce. Additionally, I was able to expand functionality with paid plugins to get me the setup I needed to sell to my customers. Other processors have the same fee structure, …
Features
ShopifyStripe Payments
Online Storefront
Comparison of Online Storefront features of Product A and Product B
Shopify
8.7
Ratings
10% above category average
Stripe Payments
-
Ratings
Product catalog & listings9.50 Ratings00 Ratings
Product management8.70 Ratings00 Ratings
Bulk product upload8.60 Ratings00 Ratings
Branding8.80 Ratings00 Ratings
Mobile storefront8.80 Ratings00 Ratings
Product variations9.00 Ratings00 Ratings
Website integration8.60 Ratings00 Ratings
Visual customization8.00 Ratings00 Ratings
CMS8.00 Ratings00 Ratings
Online Shopping Cart
Comparison of Online Shopping Cart features of Product A and Product B
Shopify
7.9
Ratings
3% above category average
Stripe Payments
-
Ratings
Abandoned cart recovery7.90 Ratings00 Ratings
Checkout user experience7.80 Ratings00 Ratings
Online Payment System
Comparison of Online Payment System features of Product A and Product B
Shopify
9.6
Ratings
15% above category average
Stripe Payments
-
Ratings
eCommerce security9.60 Ratings00 Ratings
eCommerce Marketing
Comparison of eCommerce Marketing features of Product A and Product B
Shopify
8.4
Ratings
9% above category average
Stripe Payments
-
Ratings
Promotions & discounts9.20 Ratings00 Ratings
Personalized recommendations8.40 Ratings00 Ratings
SEO7.60 Ratings00 Ratings
eCommerce Business Management
Comparison of eCommerce Business Management features of Product A and Product B
Shopify
8.2
Ratings
2% above category average
Stripe Payments
-
Ratings
Multi-site management6.70 Ratings00 Ratings
Order processing9.80 Ratings00 Ratings
Inventory management7.80 Ratings00 Ratings
Shipping7.80 Ratings00 Ratings
Custom functionality8.60 Ratings00 Ratings
Payment Gateways
Comparison of Payment Gateways features of Product A and Product B
Shopify
-
Ratings
Stripe Payments
7.9
Ratings
8% above category average
Fraud Detection00 Ratings7.80 Ratings
API or SDK00 Ratings7.50 Ratings
Recurring Payment Support00 Ratings8.00 Ratings
Billing and Invoicing Support00 Ratings7.60 Ratings
Global Support00 Ratings7.80 Ratings
Payment Form Acceptance00 Ratings8.50 Ratings
Best Alternatives
ShopifyStripe Payments
Small Businesses
Ecwid by Lightspeed
Ecwid by Lightspeed
Score 10.0 out of 10
Apple Pay
Apple Pay
Score 9.3 out of 10
Medium-sized Companies
Shopify Plus
Shopify Plus
Score 9.0 out of 10
Apple Pay
Apple Pay
Score 9.3 out of 10
Enterprises
IBM Digital Commerce
IBM Digital Commerce
Score 9.0 out of 10
Checkout.com
Checkout.com
Score 8.5 out of 10
All AlternativesView all alternativesView all alternatives
User Ratings
ShopifyStripe Payments
Likelihood to Recommend
8.2
(0 ratings)
8.7
(0 ratings)
Likelihood to Renew
9.2
(0 ratings)
10.0
(0 ratings)
Usability
10.0
(0 ratings)
8.7
(0 ratings)
Availability
10.0
(0 ratings)
-
(0 ratings)
Support Rating
10.0
(0 ratings)
10.0
(0 ratings)
Implementation Rating
10.0
(0 ratings)
10.0
(0 ratings)
User Testimonials
ShopifyStripe Payments
Likelihood to Recommend
Shopify is perfect for companies who are looking to run a simple-to-medium base e-commerce system and aren't looking to get too fancy with integrations. Those companies, though, that have more complex integrations (especially with checkout) might be better off using another e-com system out there where you have access to the full core code.
Read full review
We had a client who wanted a QR to use in their marketing, which enabled their clients to donate to us. It was so useful to be able to set it up, and we can track the views and donations received using this code. Another client with issues with our website wanted to set up a monthly subscription, so I sent her a payment link, which worked brilliantly. For clients that want to make one-time donations, it also lets the client choose the amount. The only scenario where we haven't been able to help is when clients want to change the card associated with the payment - whilst we understand it is for security/gdpr, it means they have to cancel and set up something new, which poses the danger that we may lose them as a customer.
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Pros
  • Constant support and guidance on global policies that might affect your business
  • Flexible app integrations with an open storefront to allow developers to create helpful services for businesses as they grow
  • Extremely customizable - allowing a business to shine and operate in their own unique way
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  • They are reliable. I can count on everything going smoothly with transactions.
  • They are accurate. I don’t run into problems with collecting the proper amounts or being overcharged for fees.
  • They have good customer service. If I have a question about the customer portal or a problem with a customer, they help me resolve these issues.
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Cons
  • Basic requests for store management are not out of the box. Shopify puts a lot of stock in their apps and app partners to bring some of the features that I expected to be out of the box. I've used Shopify for multiple clients and ran into roadblocks for each when we were unable to do basic things. Sometimes the apps are free and it's no big deal. Other times you have to pay for another service to do something as basic as set up stock out reports and notifications.
  • Their support/team communication is poor. Again, working on multiple stores with license on all their levels and the support was consistently unresponsive or unhelpful.
  • If you're a partner managing multiple stores, the log-in between the partner dashboard and your individual stores is confusing. I'm often found in a loop searching for the right place to log in because you can't access the stores you are a partner on in the same way as the other Shopify stores. Seems minor, but it's a frustrating thing I encounter often.
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  • No automatic tax support. This is the biggest one for us. For customers that need to process complex tax situations like collection VAT or GST, Stripe allows you to create tax rates, but your software team must build out the software to support proper collection. I hope Stripe provides built-in support for taxes better in the future.
  • Processing rates are slightly higher than some more legacy payment gateway/merchant account solutions, but we believe this is worth it for the level of service Stripe provides.
  • As payment worldwide requirements are complex and differ from use case to use case, while the documentation and support is great, sometimes support is needed in order to understand the areas of the API that will be necessary for a specific use case.
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Likelihood to Renew
Nothing we have used in the past or have seen thus far even comes close to offering what we get with Shopify Plus, especially for the price. You cannot even come close to getting what we are getting at the price we pay. We are beyond thrilled and Shopify Plus meets and exceeds all of our needs and expectations. We love it!
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Stripe is the leader in the industry when it comes to any type of industry. All that is needed is a plan and then implementing that plan either with a developer, or through the help of Stripe's customer service team to assist in getting you setup. The ease of use time it takes to get up and running is second to none
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Usability
It is fairly easy to use Shopify regardless of what task you are attempting to perform. Most things are customizable to a degree without requiring coding ability. I have very limited coding experience and have still been able to navigate my way around changing features of the website that require edits to the code with the use of AI and trial-and-error. This previously wasn't possible with the WooCommerce platform.
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Stripe offers a very easy-to-navigate platform with many different functions. From linking it to our website and accounting platform to tracking our payments, being able to issue a refund quickly if required, and setting up QR codes and payment links for subscriptions or one-time donations, it really covers so many aspects that we need and use on a weekly and monthly basis.
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Reliability and Availability
Shopify support is always available when you need them.
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No answers on this topic
Performance
Shopify website speed is quite impressive. Even if we integrate couple apps, it does not hamper the site speed.
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No answers on this topic
Support Rating
In terms of support I give Shopify a 9 out of 10 because they're always very friendly and thorough, and they personally can't solve my problem for me they always point me in the proper direction with the proper information I need to move forward
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Stripe's support is nearly perfect – great attention to detail, fast response times, and a willingness to really dig into issues and get to the bottom of them. In the five years we've been using Stripe, the only negative thing I can say about their customer support is that it seems like there has been a slight shift to less technical front-line support agents, which means it's more likely your issue will have to be escalated before you get more information. This, however, has happened as Stripe rolled out more real-time support features like call and chat, and that really isn't workable if you're escalating everything right off the bat. It's absolutely an acceptable trade-off.
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Online Training
Shopify offered us several trainings to setup a Shopify store, how to build a brand, SEO, product photography etc. All this content have been super helpful in our journey.
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No answers on this topic
Implementation Rating
Just start now and make the switch, the sooner the better. You will love it and it is really a simple process
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It took less than an hour to have everything setup and running
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Alternatives Considered
Shopify out of the box had more features and did what we were looking to do that BigCommerce could not do without extensive customizations using a third-party vendor. That made it a very easy choice to switch to Shopify. Most of the customizations needed in Shopify we were able to do ourselves.
Read full review
Stripe is easier to use and offers better support and rates. My favorite part with Stripe is probably their ready-to-use plug-in that's offered for me. We have multiple eCommerce stores and we rely on our payment process going smoothly. The plug-in from Stripe is free, constantly updated, secure, and very easy to implement.
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Scalability
Shopify has basic to high-end plans. The plans grow with the brand`s growth and I love that about Shopify.
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No answers on this topic
Return on Investment
  • It got the store up quickly so the client could start selling. She was previously selling products on Etsy and Facebook and wanted to consolidate everything onto one website, so the main thing Shopify solved was to reduce the store owner's time in managing all her products on multiple sites. Also, we had previously built a website on Wix with all the custom functionality and branding she needed - a truly great, high-end website - but it performed so slowly that it was unusable. So the speed at which Shopify can be set up and then works on the page is appreciable.
  • The website was manageable by the client - she could figure the system out herself after a while so she saved money on costs for hiring developers. She did have to hire developers to customize some of the plug-ins but costs are all relative; it wasn't a high investment compared to building a full e-commerce website. With the complexity and size of her product base and the functionality and branding she wanted to have in a website, and the potential of her business, she would have needed to invest well over $10,000 to get to where she really needs to be. In the end she kept the budget under $5000.00.
  • Costs kept climbing with plug-ins having to be added with everything. My client became more involved in building the website and began to try multiple plugins, and she did not have the skill base to evaluate the plugins functionalities so she chose plugins that did not do everything she needed, and then ended up paying the plugin developers to customize the plugins. So on one hand, it's pretty amazing to be able to bring up an e-commerce website as quickly as a week or so, but on the other hand if you need anything customized or deeper functionality in regards to product searching and filtering on the web page, and management on the backend, it quickly goes beyond the skills of the average person to manage, and above their expected budget as well. In the end my client really did not get anything close to the functionality for the website we had originally envisioned.
  • Shopify was the easiest way we could find to bring the client's products to a global market. We evaluated several other platforms and the functionality simple did not seem to be adequate, so Shopify seemed like the only solution that could do enough of what we needed and still stay within this client's budget. Really the problem in this project was not platform per se but that the budget wasn't large enough. Shopify managed to provide a solution for an ecommerce store with thousands of products on a tiny budget, so in the sense of pure functionality it provided the best value of all the platforms we evaluated. The solution still isn't big enough for this client's business though so, without having insights into this client's post-build sales results, my guess is that because her new website did not make her products easier to sort through, and she likely didn't have much more budget left to invest in SEO and other marketing of the website, her sales probably didn't increase substantially as a result of having built the website. So I think this project all in all did not likely have a high ROI.
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  • It makes getting money from your clients really easy
  • It gives your clients the guarantee that their payment information is totally secure and confidentially used and kept
  • It is very easy to integrate with online assets of the company
  • In a couple of occasions, some companies have wanted me to use Stripe for them to pay me, and I have had a couple of hiccups. This was more related to the way that these companies set up the Stripe integration of my account to their platform. In both cases, the integration has not been possible and to this date, I still do not know why with exactitude.
  • As I said before, the commissions kept by Stripe could be lower, and shared with the CC companies, rather than having us clients pay for all of o it.
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ScreenShots