TrustRadius: an HG Insights company

D&B Finance Analytics

Score9.3 out of 10

449 Reviews and Ratings

What is D&B Finance Analytics?

D&B Finance Analytics is a global credit-to-cash solution that provides Dun & Bradstreet data, analytics, and technology to help improve cash flow, increase operational efficiency, and mitigate risk. This AI-driven solution comprises two platforms – D&B Credit Intelligence and D&B Receivables Intelligence powered by GETPAID – that together help finance teams transform their operations and reduce cost through insight, automation, and enhanced customer experience.

Media

Screenshot of where to manage credit customers
Screenshot of the interface to manage an overall risk portfolio
Screenshot of where to manage collections and AR
Screenshot of where to accept online payments with a customer portal

1 / 4

Screenshot of where to manage credit customers

Who Buys & Uses D&B Finance Analytics

Powerful DB software that helps with risk management and credit decisions

Use Cases and Deployment Scope

Cloud software that helps understand financial and credit risks. The credit intelligence is used to assess the credit and potential risks of customers. It helps to create insights and provide risk scores and forecasts. Ultimately it is used to support automated credit decisioning by assessing the creditworthiness of customers or vendors by using a range of data and models.

Pros

  • Automated credit scoring
  • Automated credit decisioning
  • Monitor risks and portfolios

Cons

  • Matching customer names with profiles to ensure the right customer has been identified
  • Data can be unavailable or missing for smaller companies or certain geographies
  • Data updates are not realtime and can be outdated

Return on Investment

  • Faster credit decisioning by automating it as much as possible
  • Reduce manual investigations by using API's to connect data
  • Helps with regulatory requirements on data and customers

Finance Analytics Room For Improvement

Use Cases and Deployment Scope

D&B Finance Analytics is used to review company financials in our labor organization. It addresses various problems we have with finding specific or high level quantifies to determine a companies financial well-being. For example, Credit reports & risk scores allow us to see the value in organizing a company from a labor perspective. If they are not financially viable they may not have a long term future.

Pros

  • Credit reports & risk scores
  • Portfolio analysis / risk breakdowns
  • Corporate family tree

Cons

  • Easier to manage alert set ups
  • Data is not always the most current, needs to be reviewed carefully
  • Filtering could be better

Return on Investment

  • Positive: easy of access to challenging to find private company information
  • Negative: having to check sources further to determine timeline vs other platforms
  • Positive: Useful high level summaries of company interests

Alternatives Considered

Nexis Diligence+

Other Software Used

Nexis Diligence+, Thomson Reuters Westlaw, Nexis Dossier

10.7.25 D&B Finance Analytics review

Use Cases and Deployment Scope

I use D&B Finance Analytics to verify industry, location, risk potential, news items

Pros

  • obtaining fair data
  • industry classification
  • how is the company doing financially

Cons

  • more solid review of industries for 100% accuracy
  • expensive, simple google search - for free can get the same level of information

Return on Investment

  • I am able to access industries accurately when the information is correct
  • able to determine the value of a group/business, if it is solid, will be in business for the foreseeable future

Other Software Used

Attribution in Google Analytics, IBM Manta Data Lineage

D&B Finance Analytics offers a lot of data but there's a cost

Use Cases and Deployment Scope

D&B Finance Analytics is used as a primary source for making credit decisions and monitoring the health of our clients.

Pros

  • Compiles a large pool of data from multiple industries
  • Provides a nice format for reading the data
  • Customer support is relatively responsive

Cons

  • Reliability of Data is suspect with multiple records for the same company and missing or contradictory information within.
  • Pursuing and incentivizing both self reporting and creditor reporting - data is often outdated or missing
  • Consistency between tools often charts and details do not match

Return on Investment

  • D&B Finance Analytics provides us with a standard on which to base our decisions which reduces processing time.
  • Erroneous information has caused delays or inaccurate decisions and as a result lost business. The lack or reliability has caused us to add new secondary verification steps and look for supplemental report providers (additional costs)

Alternatives Considered

Experian Credit Risk, Creditsafe, Experian DataShare and PassFort a Moody's Analytics solution

Other Software Used

Creditsafe, Experian Credit Risk

More data than any other domestic commercial credit reporting agency

Use Cases and Deployment Scope

We were transferred to the D&B Finance Analytics product after using D&B Credit for years. The implementation did not go well primarily because our rep was not forthcoming as to the new pricing, but they have tried to work through that for us and the reports themselves are quite comprehensive and helpful.

Pros

  • Provides industry specific payment experiences
  • Provide insight into recent and predicted delinquency
  • In some cases, can provide info regarding suits, liens and judgments
  • Appreciate getting DBT for last 24, 12 and 3 months plus the most recent 3 months. This helps me evaluated trends and ebbs/flows in the prospect's business.

Cons

  • I would like them to return to charging us only for the reports we pull each year. This RUM thing in not fair pricing
  • Do not like any data included in the report that is not submitted by verified credit sources that submit their whole files. Do not want customer provided references included unless D&B identifies them as such.
  • Need to work on getting more financials from the companies in your database. Having only the public ones, does not assist as we can pull them very easily from other sources.

Return on Investment

  • Reduced DSO
  • Allows us tp service our clients quickly
  • Alert are helpful to see changes in our customer immediately

Other Software Used

Experian Credit Risk, Creditsafe, Equifax Credit Risk