TrustRadius: an HG Insights company

Kount, an Equifax company

Score8.6 out of 10

28 Reviews and Ratings

What is Kount, an Equifax company?

Kount Fraud Detection Software is an option from the company of the same name in Boise, Idaho.

Helped us reduce chargebacks signficantly

Use Cases and Deployment Scope

We primarily use Midigator for chargeback prevention. We're planning to start using it for disputes as well.

Pros

  • Alerts for disputes that have been filed
  • Easy to use interface for addressing disputes in Preventflow

Cons

  • Offer professional services for setting up Dispute Flow responses.
  • Try to get the person's name in the disputes. This is likely because that's all the data the processors provide, but if we could have the name, we could process these in about half the time.

Most Important Features

  • Prevent Flow

Return on Investment

  • This has helped to decrease the number of chargebacks reported to our merchant processor as we're using a combination of PreventFlow and Rapid Dispute Resolution through Midigator.

Usability

Other Software Used

Keap, Iterable, WordPress, Slack

Save Time/Money and Simplify your Merchant Responses with Midigator!

Use Cases and Deployment Scope

We utilize Midigator with a multi-faceted approach.

1) We use Midigator, most importantly as a chargeback mitigation tool. We receive alerts via email directly from the Midigator dashboard, and we have 24 hours to respond to the Prevention Alert. We approach these alerts quickly and efficiently, and it helps our company prevent numerous chargebacks as well as save significant dollars each month. The system essentially pays for itself over time.

2) We use the Midigator Dashboard as a hub to respond to chargebacks (when unable to be prevented) across our multiple Merchant IDs (MIDs). We have had up to 4 MIDS at one time, and each of them had its own gateway, and it became difficult to manage (numerous logins, sign-ins). By consolidating all of those gateways onto Midigator's Dashboard, we save hours per week, tens of hours per month, and prevent headaches by not having to navigate several sites to execute one simple task.

Pros

  • Business to Client Interaction - Midigator employees respond quickly to client requests
  • Empowers their employees to make decisions in the best interest of the client they are serving
  • Helps prevent chargebacks/disputes
  • Saves their clients time and money
  • Ease of use
  • Consolidates multiple MIDs under one room for easy management and monitoring
  • Prices their products and services competitively

Cons

  • Instead of using a real-time google sheet to manage MIDs being monitored, perhaps an online form that's easy to access and revisit.
  • Perhaps have an algorithm that scans merchant descriptors in the wild and proposes the best descriptors to include for future alerts - a scientific way to widen the net.
  • Have one account manager that is more of a concierge-style for the lifespan of the client - but I'm just really trying hard to find something.

Most Important Features

  • Chargeback Prevent Alerts
  • Chargeback Response Alerts
  • Daily Chargeback Report
  • Midigator Dashboard (a hub for where we conduct nearly all merchant processing response action)

Return on Investment

  • Positive - we've saved a lot of money with prevention alerts that would have gone into a dispute status costing tens to hundreds of dollars per dispute. The prevention alerts allow us the ability to take care of the client and avoid going down the dispute road.
  • We have not really seen any negative ROI. This has helped us manage a health chargeback rate well below industry guidelines and increase consumer confidence along the way.
  • We have been able to move forward in confidence, knowing that our merchant processing status is in good shape by being able to prevent disputes and take good care of our clients. We recommend Midigator to our colleagues.

Usability

Alternatives Considered

Kount

Other Software Used

Keap, Slack, NMI Payment Gateway

Helpful but could improve a little

Use Cases and Deployment Scope

I use Midigator to help me save a couple of chargeback alerts from becoming actual chargebacks, we often have cardholders trying to take away the money that belongs to us, without trying to communicate directly with the company, they just call their banks and try to start disputes. That's where Midigator comes in and sends us alerts regarding these issues, which is where we take the initiative to call the client and resolve it directly with them before these alerts become actual chargebacks.

Pros

  • Alerts
  • Uploads
  • Organization

Cons

  • Invoice billing could be more specific , add more details
  • Uploading chargeback documents could be missed less
  • Sending accurate alerts to us and not mistaken ones could save us some time too

Most Important Features

  • Alerts
  • Chargeback uploads
  • Efficient responses

Return on Investment

  • We have had more time to prevent chargebacks
  • Easier way to keep track of chargebacks
  • Helps save time

Other Software Used

Merchant e-Solutions, Authorize.Net, Electronic Form Solutions

Overall good experience with Midigator

Use Cases and Deployment Scope

It's good, but the delivery of alerts is a bit clunky, and I need to pay staff to advocate for us to get credits back in certain instances. If not for this, I could use Midigator completely passively, and it would be more valuable, but it is still a good tool for us here. We do find the early alerts valuable to prevent chargebacks.

Pros

  • Has access to early alerts
  • Has good customer service
  • Cool concept

Cons

  • The delivery method of the alerts could be more efficient
  • Overlapping alerts could be identified and removed
  • The interface could use some improvements

Most Important Features

  • Alerts accuracy
  • Alerts timeliness
  • Constant customer support as needed

Return on Investment

  • It's been a positive ROI overall
  • It took an investment of time to fully understand how to work with Midigator
  • The product seems to have been improved over time with feedback, and the experience and ROI are improving

Alternatives Considered

Ethoca and Verifi Global Payment Gateway

Other Software Used

Ethoca, Stripe, Shopify

Midigator is key to our company's growth :)

Use Cases and Deployment Scope

Midigator has been very impactful for our company. We were able to curb our chargeback rates to as much as 75%. I truly love working with the Midigator staff they are friendly, super helpful, and get the job done in a snap. We will continue to grow and Flourish with Midigator as our partner!

Pros

  • Dispute Prevention is excellent
  • Amazing Support Staff
  • Timely delivery of Services

Cons

  • We'd love for Midigator to be able to expand their catch capacity

Most Important Features

  • Prevent Flow
  • Broad reach
  • Timely Services

Return on Investment

  • Dispute rate is at an all time low :)
  • We're able to communicate with our customers before a dispute lands on Stripe
  • We can confidently implement our subscription service

Other Software Used

Stripe, Shopify