TrustRadius: an HG Insights company

What is Orbipay Payments Hub?

Alacriti’s Orbipay Payments Hub helps financial institutions modernize payments. Orbipay’s ISO 20022-native, microservices-based architecture enables intelligent routing, real-time orchestration, and integration with existing systems that support both legacy and progressive rails. The solution is designed to create a unified, cross-rail visibility, integrated fraud and risk controls, and a consistent experience for employees and end users alike. For institutions ranging from large banks to fast-growing credit unions, Orbipay aims to empower clients to offer 24/7 real-time services, launch new payment experiences faster, and adapt confidently to future demands while maintaining low attrition rates. By consolidating ACH, the RTP® network, the FedNow® Service, wires, and Visa Direct through a single, cloud-native platform, Orbipay helps institutions to reduce processing costs and streamline operations.

Categories & Use Cases

Media

Payments Hub - Transactions Processed
Payments Hub - Dashboard
Payments Hub - Transaction Queue

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The best payments hub banks and credit unions should select

Use Cases and Deployment Scope

The payments hub is used to unify all of our payment rails including both instant payment rails (FedNow, RTP), and wires

Pros

  • Cross-rails reporting and dashboard
  • Smart routing
  • Payment and rails orchestration
  • Integration with our core and OLB

Cons

  • So far everything we asked they had or was added in a short period

Return on Investment

  • Due to automation we saved about 40% of our wires cost
  • Exception management has not only reduce handling time but also increase employees satisfaction
  • Our customers love having the instant payment options (both our consumer and commercial customers)

Usability

Other Software Used

Sardine, Socure