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SAP Card Management

Score9.1 out of 10

5 Reviews and Ratings

What is SAP Card Management?

SAP Card Management is a solution that enables users to manage credit, debit, loyalty, and all other kind of cards and related processes – including authorization, clearing and settling, and integration – as a card management application from SAP. The vendor states the user can accomplish these tasks with the flexibility needed to design the right products for customers and provide outcome-focused services.

  • On-premise and cloud deployment
  • One application for all card types and scenarios
  • Centralized card data and real-time information
  • Support for campaigns, offers, and cross-selling

Categories & Use Cases

SAP Card Management is a great Investment

Use Cases and Deployment Scope

We use SAP Card Management in conjunction with Concur. Our employees use the cards to book travel and training, and then create expense reports for said expenses.

Pros

  • Tracks Expenses
  • Ease of use
  • Requires approved request

Cons

  • Not everything that can be done on computer is reflective in the phone App.
  • Alerts are not up to date with new User Interface layout which is misleading to users.
  • When have issues it would be easier to call than put in ticket and wait for response.

Most Important Features

  • Travel
  • Approved Request
  • Expense Reports

Return on Investment

  • Positive ROI because we can track travel expenses
  • Maintains budgeting with approved request prior to travel
  • Report to track where we can decrease spend

Alternatives Considered

Concur Travel and Expense

Other Software Used

Concur Travel and Expense, WEX Virtual Payments, Solver

If you seek automation and integration, SAP Card Management is for your company

Use Cases and Deployment Scope

Travel is common in my company and having a system that accurately consolidates all the information regarding expenses is key. Also, it being integrated with SAP makes it even easier, because it automatically accrues expenses, the expense is charged to the correct cost coding, consolidating information and financial system is made very easy

Pros

  • User friendly platform
  • Connection to financial system
  • Easy to find cost coding
  • Mobile app and web platform interface

Cons

  • Modify approval flow can be hard
  • Speed between card company and the app. Bank app is immediate, it can take up to a few days to have expenses reflected in SAP Card Management apps

Most Important Features

  • Connection to financial systems
  • Process automation
  • Keeping a track record of receipts

Return on Investment

  • Time reduction of reconciliation of expenses vs. manual process in excel
  • Avoids loosing records of expenses and receipts
  • Manager reports can help identify high spenders or late reporters (impacting in late fees)

Other Software Used

WeTransfer, Apple iCloud, Google Drive