Use Cases and Deployment Scope
Credit card processing at a brick and mortar store and online processing for monthly reoccurring billing.
In my experience, ever since Global Payment bought TSYS Payment Gateway, they nickle and dime you every chance they get. Now they are charging a monthly fee of $179 and I get charged twice for both my online account and my store.
My credit card processing used to cost me around 3.5%, now with Global Payments, they take 7%. I think it is outrageous. In my opinion, if you are a small business, stay far away from any company owned by global payments.
In my experience, the other unethical thing they do is when they periodically update your software, they eliminate your ability to take debit payments.
Then you have to call customer service for them to reprogram your machine to allow debit. In my experience, it will take an hour if you are lucky. Pretty soon you give up.
THey make less money on debit transactions. THey don't tell you when you are not PCI compliant then charge you $125.
So if you don't want to give 7% of every hard earned dollar to this billion dollar company, I say stay far away from TSYS Payment Gateway and any other Global Payment subsidiary.