Overview
ProductRatingMost Used ByProduct SummaryStarting Price
BILL Spend & Expense
Score 8.9 out of 10
N/A
BILL Spend and Expense (formerly Divvy) is an all-in-one expense management solution that combines free software with corporate cards to provide you with real-time visibility and customizable control over your business finances.N/A
Paycom
Score 7.5 out of 10
N/A
Paycom supports HR and payroll with automated, employee-first technology that supports every stage of employment. Its single database enables seamless data management, to reduce errors, endless data entry and time-consuming administrative tasks.N/A
Pricing
BILL Spend & ExpensePaycom
Editions & Modules
No answers on this topic
No answers on this topic
Offerings
Pricing Offerings
BILL Spend & ExpensePaycom
Free Trial
YesNo
Free/Freemium Version
YesNo
Premium Consulting/Integration Services
NoNo
Entry-level Setup FeeNo setup feeNo setup fee
Additional DetailsBILL Spend & Expense is free for all users
More Pricing Information
Community Pulse
BILL Spend & ExpensePaycom
Considered Both Products
BILL Spend & Expense
Chose BILL Spend & Expense
BILL Spend & Expense was one of the more affordable options, very user friendly and very good for creating easy ways to pay through BILL Spend & Expense or to assign budgets through BILL Spend & Expense. Some of the other options did offer more features but we did not normally …
Chose BILL Spend & Expense
Bill Spend & Expense and Ramp are pretty comparable, but we ended up making the change to Ramp based on three factors:
1. The actual receipt or invoice uploads into Sage Intacct, so when reviewing financials, everything is in one place.
2. The cashback program was much simpler …
Chose BILL Spend & Expense
We also used other credit cards for employee to use, such as bank issued credit card or Capital One issued credit card, so far Divvy Card is the best one. Users have very positive using experience. Accounting is also happy with this card since it is easy to manage and control …
Chose BILL Spend & Expense
Have not compared or used other systems.
Chose BILL Spend & Expense
We used Expensify previously and strongly prefer BILL. Expensify had no fraud protection, it was almost impossible to speak with a customer service rep, and the reconciliation process was tedious and clunky.
Chose BILL Spend & Expense
I haven't used anything like Divvy before.
Chose BILL Spend & Expense
Divvy was much more affordable (free) compared to Concur. It has all the functionally as Concur with a free, alternative solution. We selected Divvy because it helped us achieve three things; capture receipts, allow users to spend within their budgets, and set budgets to …
Chose BILL Spend & Expense
Chase One Card Program

This program is like Divvy's program but it is not user-friendly and is not easy-to-use software. It is very easy to make mistakes and break the system. Divvy is a much more superior product, and I would highly recommend it to anyone especially to advise …
Chose BILL Spend & Expense
We haven't evaluated any other products.
Chose BILL Spend & Expense
We have used American Express and BOA and while they both give you the standard use of a credit card, neither one allows you to do all the things that Divvy does. Virtual cards, budget increases, categorization, receipt maintenance. Divvy is the only one we have tried of this …
Chose BILL Spend & Expense
We also researched other paid products (e.g. SAP Concur) and Divvy is far and beyond a better UI with all necessary features while they continue to improve and build out other fancy features.
Chose BILL Spend & Expense
Divvy is the provider of the credit cards. Expensify and Concur only connects your outside cards to their system.
Chose BILL Spend & Expense
There is no comparison to how easy Divvy is vs any other way of expense reporting because Divvy is real-time.
Chose BILL Spend & Expense
Nothing out there compares to the agility and ease of use of Divvy. Adoption by those most resistant to any expense reporting tool has always been the #1 painpoint to all other such software.

Divvy takes the pain away even for creatives and salespeople!
Chose BILL Spend & Expense
We have really only used PNC's business credit cards. Their system was strange and they were not very helpful when we had issues.
Chose BILL Spend & Expense
We used to use our bank corporate cards which are antiquated compared to Bill S&E.
Paycom
Chose Paycom
Paycom has many more features and is far superior to these.
Chose Paycom
Paycom is what was in place when I started this job.
Chose Paycom
Paycor was our previous provider, and we had an incredible amount of issues. There was so much manual work to keep information correct, and the flow of information was tedious. Paycom had all of the features we were looking for.
Chose Paycom
Paycom has a much wider range of functionality and the site is user friendly. The app is also better organized and easier to use with the self service portal and manager access in one place. The reviews and goal tracking is much more efficient than the other competitors I’ve …
Chose Paycom
Over all it came down to functionality and price. ADP didn't come well reviewed by other [...]'s and Paylocity didn't seem as intuitive as Paycom. Our Paycom rep also took a lot of time with us, explaining things and showing us how the system would help us. We felt like she …
Chose Paycom
Paycom has a great user environment and mobile app.. It is very easy to administer and follow the data flow.
Chose Paycom
The level of support is not comparable. It's been great with Paycom.
Chose Paycom
In my opinion, Paycom is leaps and bounds ahead of Paylocity. Paycom is a much more sophisticated piece of software that has made the entire employee experience so much more palatable.
Chose Paycom
Paycom is much better as it allows us to assign training and recruit. Whereas ADP had to download a third party application to use these.
Chose Paycom
ADP Workflow, Paylocity, BambooHR, Worklio - Paycom has a superior feature set and reporting tools. Rippling, Gusto, PlanSource - Paycom is less preferred due to its overly complex feature set.
Chose Paycom
Paycom works well with our employee population and size. They are customizable and able to fit our unique needs. Benefit administration and open enrollment can be done in a breeze. Paycom has lived up to their sales and marketing promises.
Chose Paycom
Paycom was able to provide better customer service support as well as the data being a single database of information allowed for greater flexibility in report writing function. Additionally, being able to have different modalities of recording time worked, via the computer, …
Chose Paycom
We had a lot of technical issues with Paycor due to the fact that they purchased separate software platforms and cobbled them into one system that did not flow as seamlessly as we would have liked. Our staff were constantly complaining that the app would glitch or that punches …
Chose Paycom
Paycom stacks up well overall against other providers in the same realm. There are areas of improvement that other companies are handling better, but overall, they are very similar. Paycom could improve on two major components: intersystem communication and ATS. Betti, however, …
Chose Paycom
Much more user friendly.
Easier and more responsive web time clock.
If I had a problem with Paychex I waited days for a response and was rerouted through 6 different departments, now with Paycom I wait minutes for a helpful answer to my questions.
Chose Paycom
Paycom is my first choice from working with other services like Peoplesoft, Paychex and ADP.
Chose Paycom
All of the HCMs are pretty much the same, they all just have different modes of applications. The only negative about Paycom is their reporting structures (somewhat) but that is based upon how your organization sets things up. It was already set up when I arrived. I would also …
Chose Paycom
We are presently using UKG. I have to say that Paycom is more user friendly to use.
Chose Paycom
I honestly believe I chose Paycom because of the relationship I had with our sales rep. I felt comfortable discussing issues with him and I trusted that he was going to be a man of his word. Blain was wonderful to work with and if I had any issues, I called him and he took …
Chose Paycom
Paycom is very user-friendly. Managers can review and approve employee timecards easily. The entire HRIS system allows information to flow together seamlessly. Your general ledger is tailored to your payroll and reporting needs. You no longer need multiple systems, you can do …
Chose Paycom
The customer service for starters. I used ADP for years and the customer service was awful. Their software is not user friendly either. When they upgrade something, they do not train you. The last straw I had with ADP was when they made complete chaos out of our open enrollment …
Chose Paycom
Paycom is amazing in the customer service piece where ADP was severely lacking
Features
BILL Spend & ExpensePaycom
Expense Management
Comparison of Expense Management features of Product A and Product B
BILL Spend & Expense
9.2
Ratings
7% above category average
Paycom
-
Ratings
Employee Expense Reporting8.70 Ratings00 Ratings
Corporate Card Reconciliation9.70 Ratings00 Ratings
Payment Management
Comparison of Payment Management features of Product A and Product B
BILL Spend & Expense
8.7
Ratings
6% above category average
Paycom
-
Ratings
Customizable Approval Policies8.90 Ratings00 Ratings
Financial Document Management8.80 Ratings00 Ratings
Payment Status Tracking9.00 Ratings00 Ratings
Payment Audit Trail9.50 Ratings00 Ratings
Duplicate Bill Detection7.40 Ratings00 Ratings
Advanced OCR8.70 Ratings00 Ratings
Electronic Funds Transfer8.70 Ratings00 Ratings
Human Resource Management
Comparison of Human Resource Management features of Product A and Product B
BILL Spend & Expense
-
Ratings
Paycom
7.9
Ratings
1% above category average
Employee demographic data00 Ratings9.00 Ratings
Employment history00 Ratings8.60 Ratings
Job profiles and administration00 Ratings8.20 Ratings
Workflow for transfers, promotions, pay raises, etc.00 Ratings7.20 Ratings
Organizational charting00 Ratings7.40 Ratings
Organization and location management00 Ratings7.60 Ratings
Compliance data (COBRA, OSHA, etc.)00 Ratings7.30 Ratings
Payroll Management
Comparison of Payroll Management features of Product A and Product B
BILL Spend & Expense
-
Ratings
Paycom
8.1
Ratings
2% above category average
Pay calculation00 Ratings9.10 Ratings
Support for external payroll vendors00 Ratings6.40 Ratings
Off-cycle/On-Demand payment00 Ratings8.70 Ratings
Benefit plan administration00 Ratings8.00 Ratings
Direct deposit files00 Ratings9.80 Ratings
Salary revision and increment management00 Ratings7.20 Ratings
Reimbursement management00 Ratings7.30 Ratings
Leave and Attendance Management
Comparison of Leave and Attendance Management features of Product A and Product B
BILL Spend & Expense
-
Ratings
Paycom
7.7
Ratings
4% below category average
Approval workflow00 Ratings7.90 Ratings
Balance details00 Ratings7.50 Ratings
Annual carry-forward and encashment00 Ratings7.80 Ratings
Employee Self Service
Comparison of Employee Self Service features of Product A and Product B
BILL Spend & Expense
-
Ratings
Paycom
8.9
Ratings
10% above category average
View and generate pay and benefit information00 Ratings9.80 Ratings
Update personal information00 Ratings9.60 Ratings
View company policy documentation00 Ratings8.70 Ratings
Employee recognition00 Ratings7.30 Ratings
View job history00 Ratings8.90 Ratings
Asset Management
Comparison of Asset Management features of Product A and Product B
BILL Spend & Expense
-
Ratings
Paycom
4.9
Ratings
49% below category average
Tracking of all physical assets00 Ratings4.90 Ratings
HR Reporting
Comparison of HR Reporting features of Product A and Product B
BILL Spend & Expense
-
Ratings
Paycom
6.7
Ratings
11% below category average
Report builder00 Ratings7.20 Ratings
Pre-built reports00 Ratings7.20 Ratings
Ability to combine HR data with external data00 Ratings5.80 Ratings
Onboarding
Comparison of Onboarding features of Product A and Product B
BILL Spend & Expense
-
Ratings
Paycom
7.8
Ratings
1% below category average
New hire portal00 Ratings8.00 Ratings
Manager tracking tools00 Ratings7.60 Ratings
Performance and Goals
Comparison of Performance and Goals features of Product A and Product B
BILL Spend & Expense
-
Ratings
Paycom
5.6
Ratings
34% below category average
Corporate goal setting00 Ratings4.20 Ratings
Individual goal setting00 Ratings6.90 Ratings
Line-of sight-visibility00 Ratings4.80 Ratings
Performance tracking00 Ratings6.20 Ratings
Performance Management
Comparison of Performance Management features of Product A and Product B
BILL Spend & Expense
-
Ratings
Paycom
7.1
Ratings
10% below category average
Performance plans00 Ratings7.50 Ratings
Performance improvement plans00 Ratings7.10 Ratings
Review status tracking00 Ratings7.60 Ratings
Review reminders00 Ratings7.20 Ratings
Multiple review frequency00 Ratings6.10 Ratings
Succession Planning
Comparison of Succession Planning features of Product A and Product B
BILL Spend & Expense
-
Ratings
Paycom
6.8
Ratings
14% below category average
Create succession plans/pools00 Ratings9.10 Ratings
Candidate ranking00 Ratings6.80 Ratings
Candidate search00 Ratings5.80 Ratings
Candidate development00 Ratings5.40 Ratings
Recruiting / ATS
Comparison of Recruiting / ATS features of Product A and Product B
BILL Spend & Expense
-
Ratings
Paycom
5.8
Ratings
29% below category average
Job Requisition Management00 Ratings5.90 Ratings
Company Website Posting00 Ratings5.30 Ratings
Publish to Social Media00 Ratings4.90 Ratings
Job Search Site Posting00 Ratings5.30 Ratings
Duplicate Candidate Prevention00 Ratings6.30 Ratings
Applicant Tracking00 Ratings5.40 Ratings
Notifications and Alerts00 Ratings7.20 Ratings
Best Alternatives
BILL Spend & ExpensePaycom
Small Businesses
Dext
Dext
Score 9.8 out of 10
Dayforce Powerpay
Dayforce Powerpay
Score 9.5 out of 10
Medium-sized Companies
Precoro
Precoro
Score 2.8 out of 10
Paypro Workforce Management
Paypro Workforce Management
Score 9.7 out of 10
Enterprises
Emburse Chrome River
Emburse Chrome River
Score 9.2 out of 10
PeopleStrong
PeopleStrong
Score 9.9 out of 10
All AlternativesView all alternativesView all alternatives
User Ratings
BILL Spend & ExpensePaycom
Likelihood to Recommend
8.8
(0 ratings)
7.9
(0 ratings)
Likelihood to Renew
-
(0 ratings)
8.9
(0 ratings)
Usability
9.4
(0 ratings)
9.1
(0 ratings)
Availability
-
(0 ratings)
9.1
(0 ratings)
Performance
-
(0 ratings)
9.1
(0 ratings)
Support Rating
8.6
(0 ratings)
9.1
(0 ratings)
In-Person Training
-
(0 ratings)
6.4
(0 ratings)
Online Training
-
(0 ratings)
9.1
(0 ratings)
Implementation Rating
-
(0 ratings)
8.2
(0 ratings)
Configurability
-
(0 ratings)
9.1
(0 ratings)
Ease of integration
-
(0 ratings)
5.5
(0 ratings)
Product Scalability
-
(0 ratings)
9.1
(0 ratings)
Vendor post-sale
-
(0 ratings)
9.0
(0 ratings)
Vendor pre-sale
-
(0 ratings)
9.0
(0 ratings)
User Testimonials
BILL Spend & ExpensePaycom
Likelihood to Recommend
Divvy is well suited for almost any organization/business I can think of. If you need to spend money from a specific predetermined budget, Divvy works great. If you have a high volume of transactions and you're fairly decent with excel, you can create an upload file to move transactions into your general ledger (currently only QB is supported for plug ins). If I'm really trying to find a less appropriate example, maybe if you have employees who can have a large credit limit and need to travel a lot, an Amex card might have better benefits.
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It's very mobile friendly, especially for people that aren't tech savvy. We have an aged workforce where we were really concerned about how they would adapt, going from the comfort of using paper to a mobile and online application. But the training was really easy and the adaptation has been simple for us as a company.
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Pros
  • BILL is a really user friendly system - very easy to onboard people into.
  • We love BILL's rewards system and the ability to redeem for travel or gift cards.
  • BILL offers a sync option with QuickBooks that has been invaluable for our finance processes.
Read full review
  • I think that it's just really user friendly on both sides, the employer and the employee side. I think from the employer side, once you get a niche of it and how it works, it's really easy to troubleshoot on your own. At least from my experience, you rarely have to call your contact because it's just so easy to try to figure out on your own. And on the employee side, I feel like the fact that we get to see what employees see, but before we put anything out really helps us help them if they are running into any issues. But typically when we do send something out, we just did our performance reviews, no issues whatsoever. It kind of takes you step by step. I feel like it just does a really good job of seamlessly taking people step by step in every process throughout whatever they're doing in Paycom.
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Cons
  • Logging into more than one company or ease of logging into more than one company at a time.
  • Instant messaging system to work with employees on particular transactions.
  • Being able to collect rewards on a monthly basis and having the option to get it in the form of a statement credit.
Read full review
  • We wish that Paycom would offer more hands-on help. A lot of our specialist is great in helping us to resolve whatever issues that we have. However, it's just a list of steps to get there. It's not necessarily like, "hey, here you go, here's the resolution to your problem." So if we don't already understand how to do something, providing steps doesn't necessarily clear that understanding up or provide any clarification.
  • Additionally, I find that for our organization in particular, we have specific niches within it that Paycom doesn't really address or has any solution on how to address it. It just remains unresolved to this day and we continue to have errors in that area.
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Likelihood to Renew
No answers on this topic
Because it has everything that we need and as we grow, we are learning how robust Paycom can actually be but we need to be willing to spend the money. It's not expensive but we, as a company, are not used to spending that much on a system for HR and payroll.
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Usability
The Divvy card provides convenience and flexibility for Finance to manage and monitor each user's transactions at any time. User can issue many virtual cards for different purposes. Transactions can be easily approved. Since we can monitor transaction closely, fraud can be prevented effectively. Mobile app is user friendly and safe.
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The interface is very intuitive, you can navigate it pretty well. Everything's pretty much spelled out and the features just flow really well. They make it easy for you to go back and forth with the UX/UI type of interface. So I think it was built pretty well.
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Reliability and Availability
No answers on this topic
They are very dependable and I have never experience any outages
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Performance
No answers on this topic
Yes, Paycom's performance is excellent, no issues.
Read full review
Support Rating
We have enjoyed using Divvy and its functions. The Divvy team has been great, and their support team is outstanding. They have a chatbox on the platform, and they only seem to be someone on call. I have found its benefits to be outstanding, that I recommend it to my clients. I also feel that Divvy rolling out new features only makes it more compelling to stay on as a user.
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Our TSR has been wonderful to work with. Every step of the
way he was quick to respond and answer any questions we had. I knew I could
reach him at any time (day or night) and he would be available to assist.
Implementing a new HRIS system is obviously a huge task and I contribute all
our success to our rep Kurt! Of course, with any implementation, there were
bumps along the way and issues. But I always knew we would work as a team to
get those issues figured out. Working in the Paycom system has been smooth and
easy to learn and I enjoy the employee self-service interface. Our managers
have had positive things to say and are all excited about the changes we have
been able to make to our organization due to Paycom being implemented.
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In-Person Training
No answers on this topic
They were a sales person and not really a good trainer.
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Online Training
No answers on this topic
It was good, but hard to know what questions you need to ask until you actually get in there and start working with a live product. But Paycom is also very helpful every time I call and can't figure something out. Nathan has been very friendly and helpful no matter what I call him about. He is always eager to help out.
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Implementation Rating
No answers on this topic
Not at all satisfied it was a nightmare we spent over 8 months with the implementation team having issues after issues all related to the Puerto Rico regulations (half my employees are in Puerto Rico) and at the end we were moved over from the implementation team to the production team without all the issues being resolved
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Alternatives Considered
Bill Spend & Expense and Ramp are pretty comparable, but we ended up making the change to Ramp based on three factors: 1. The actual receipt or invoice uploads into Sage Intacct, so when reviewing financials, everything is in one place. 2. The cashback program was much simpler and a higher rate than what we were getting. 3. We were bringing our A/P processing into a cloud solution, and wanted to be able to have them on the same one as our credit cards. This fact, combined with point 1, and just a slightly different payment flexibility, made the difference for us. Leaving out those points, which might not matter as much to someone else in a different situation, Bill Spend and Expense is a solid solution for anyone.
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We really only had Paychecks and that was our biggest problem is that with several different companies, it was very hard If you had a salary employee and didn't terminate them in the prior company, they get paid twice, so this has really been definitely a big help for us.
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Scalability
No answers on this topic
Paycom is very user friendly
Read full review
Return on Investment
  • Immediate ROI for any company who wants their teams to focus on driving new revenues, creating great products or over delivering to customers - instead of chasing receipts 30 days behind.
  • Ease of use and a great sales and tech support team at Divvy ensure successful onboarding with each and every employee.
  • Immediate ROI from being able to have an agile budgeting process - cashflows improve immediately when budget spend is captured in real-time, and new opportunities are captured when approvals are that easy.
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  • I would think the most time would come from applicant tracking and I don't think that's a Paycom issue necessarily. I think it was a training issue during implementation. I would say that that has improved now that we had onsite training. But initially the applicant tracking piece can be difficult when you're used to just using an ATS. That's specifically for talent acquisition because there's a lot of nuances that goes into the system that Paycom bills.
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ScreenShots

BILL Spend & Expense Screenshots

Screenshot of Company Dashboard - High level overview of a business's available credit and current spending.Screenshot of Mobile Wallet - Spend Smarter™ - To manage budgets and expenses on the goScreenshot of Budget Detail - For monitoring business budgetsScreenshot of Insights - Real-time visibilityScreenshot of Transactions - Displays a complete list of all transactions and their current status on a business's physical and virtual cards.

Paycom Screenshots

Screenshot of a new study that reveals that for a composite organization representative of interviewed clients, unifying HR and payroll in a single-database software with automation and streamlined workflows achieved a three-year 362% ROI and resulted in: $1.4M net present value*; over 45% total time saved by HR; 80% time saved on compliance work.Screenshot of IWant, which is a command-driven AI engine in a single database, for instant access to employee data.Screenshot of Direct Data Exchange®, which takes a detailed pulse of how employees interact with Paycom. It automatically assigns a dollar value of savings based on Ernst & Young research.