Gusto vs. QuickBooks Online

Overview
ProductRatingMost Used ByProduct SummaryStarting Price
Gusto
Score 8.9 out of 10
N/A
Gusto offers payroll, benefits and compliance capabilities. Gusto is scaled for small to mid-sized businesses, and emphasizes an easy to use interface.
$496
per month
QuickBooks Online
Score 8.3 out of 10
N/A
QuickBooks Online is a SaaS version of the QuickBooks product. It contains all of the features found in the local version. Higher-priced plans include greater automation, payment management, inventory and time tracking, and analytics features.
$38
per month
Pricing
GustoQuickBooks Online
Editions & Modules
Simple: A streamlined set of automatic payroll features and benefits integrations
$49/month + $6/mo per person
per month
Plus: Comprehensive payroll, benefits, and HR tools for employers building a great place to work
$80/month + $12/mo per person
per month
Premium: Scalable payroll and benefits, expert HR, and dedicated support for the complex needs of growing teams
$180/month + $22/mo per person
per month
Simple Start
$38
per month
Essentials
$75
per month
Plus
$115
per month
Advanced
$275
per month
Offerings
Pricing Offerings
GustoQuickBooks Online
Free Trial
YesYes
Free/Freemium Version
NoNo
Premium Consulting/Integration Services
NoNo
Entry-level Setup FeeNo setup feeNo setup fee
Additional DetailsGusto offers three pricing plans for payroll, benefits, and HR.
More Pricing Information
Community Pulse
GustoQuickBooks Online
Considered Both Products
Gusto
Chose Gusto
I selected Gusto due to pricing and my accountant's recommendation
Chose Gusto
Gusto is so much more user friendly and the customer service is excellent. Waiting on hold for ADP and Quickbooks was very frustrating and I almost never got my issue resolved. When I did get a call back, there was often a “hard sell” attached to the call.
Chose Gusto
It's been a while since I used QuickBooks for payroll, but it doesn't even come close to it. Gusto is infinitely easier, allowing for employee time tracking, handling calculations and payments of payroll and payroll taxes, managing regulatory compliance in the background, and …
Chose Gusto
We went from running payroll manually as ACH transactions through our bank straight to Gusto. We didn't look at other systems. Gusto checked all the boxes.
Chose Gusto
Gusto is more approachable with a less corporate, more personalized feel. When we started, it was helpful for Paychex to be a one-stop shop where they offered a ton of add on services we hadn't thought of but found useful. Now that we are better able to navigate our needs, …
Chose Gusto
Neither service I've used before has been so informative and had so much to offer. I think Gusto leaves other companies in the dust.
Chose Gusto
We found Gusto to be a better fit for our size and needs. Gusto is much more user-friendly and transparent with pricing. It’s easier to set up, and we liked that everything, from payroll to benefits to time tracking, is in one place without feeling overly complex. ADP felt …
Chose Gusto
We used ADP previously. But I don’t know the specific platform. We left when we were acquired.
Chose Gusto
Gusto is incredibly user friendly and leaves you with a step by step guide of what you need to do, what you're missing and helps catches everything you might have missed.
Chose Gusto
Workful was a budget-conscious choice last year. However, it couldn't handle the nuances of a non-profit and was also not available to automate payroll tax filing in every state. They abruptly stopped offering payroll service, leaving me to switch clients immediately. …
Chose Gusto
Gusto is way easier to use and understand than other platforms. They just focus on what they're really good at without cluttering up the experience with other offers. The customer service is much better as well. Support is very responsive and helpful.
Chose Gusto
Too complicated for some users, frustration for some users on constantly having to change password too frequently. Not easily accessabile to all employees.
Chose Gusto
ADP was a pain to use. Gusto is easier and I don't feel overwhelmed. I've also saved some money with Gusto in comparison, though not a large amount.
Chose Gusto
I think Quickbooks is hard to navigate and it has too many outages/down times. In my experience, you have to jump through hoops to get your information updated. I think it is slow and ugly
Chose Gusto
Gusto is much easier to use than Quickbooks payroll. Gusto HR is better sutied for our needs compared to Bambee HR.
Chose Gusto
I honestly don't remember any others besides Paychex.. I don't recall having the ability (as an employee) to split my own direct deposits, or even remember a nice portal to log into. Perhaps they do have it and it wasn't communicated well to me. Gusto has always been super easy …
Chose Gusto
Gusto is very easy to use and navigate around their site. It offers individual care and concern when I run into a situation Where they speak English! They are easy to understand.
Chose Gusto
Overall, Gusto was the easiest human resources platform to use. Its UI is very intuitive and no complex at all. It is very simple to find anything you want, update information when needed and much more. Its price is fair and it is less expensive than other HR platforms. …
Chose Gusto
Gusto has many more features than this other program has to offer.
Chose Gusto
Gusto seems to offer everything that ADP Payroll does, but at a much more affordable cost. Gusto's prices are much more reasonable for very small businesses and startup businesses. Most of my clients fall into that category. I would say ADP is more for larger small …
Chose Gusto
Almost the same price BUT Gusto actually could run the payroll I needed (in multiple states for one employee) and that was ultimately why I switched. Square also didn't make me feel confident about their customer service and I often needed to call a few times about the same …
QuickBooks Online
Chose QuickBooks Online
I think of the two products this has less hassle as it is pretty straight forward and streamlined. Unfortunately, as much as we use the payroll version I cannot give that product the same raving reviews as QuickBooks Online. I really wish Payroll was not as complicated as it …
Chose QuickBooks Online
We use QuickBooks Online since it is user friendly and it has the ability to accommodate small businesses with more complex accounting needs. Price is not that expensive although the users that you can add are limited, if we need to add a user we need to remove the other users.
Chose QuickBooks Online
QBO works much better for our needs and our business. Netsuite had a few too many layers for our business, it was a little harder to use. QBO makes everything simple you don't need to be an accountant to use it. We are happy with the product and will most likely continue to …
Chose QuickBooks Online
None. The only other accounting software I used was a proprietary MSDOS system 20 years ago; this is much better.
Chose QuickBooks Online
We did not look at any other products as QB online is typically considered best in class.
Chose QuickBooks Online
Desktop is way cheaper, but QuickBooks Online stays more upto date and is way better at integrating with other software.
Chose QuickBooks Online
We went with Quickbooks because it was recommended to us by our accountant, as they too use Quickbooks.
Chose QuickBooks Online
Melio was a little easier to use, but could be clunky while syncing to QB, and also got expensive as they added charges for every transaction as well as syncing.
Chose QuickBooks Online
As an accountant, QuickBooks Online uses the language I learned in school and throughout my career. Xero tries to simplify it, while actually making it more difficult to understand.
Chose QuickBooks Online
I truly hated Sage as a bookkeeper. I know that accountants don't have the same experience, but from a day to day perspective, it was not user friendly.
Chose QuickBooks Online
Easier to use and setup. More accountants are familiar with it so that also made the selection easier. Other software was also more expensive and had features that we weren't going to utilize at our current growth stage.
Chose QuickBooks Online
I have to use SAP for billing with some clients, and I think Ariba is much less intuitive, and the interface/GUI is much less modern and appealing. The fact that the client needs to send a PDF "user guide" says a lot to me about how counter-intuitive a lot of the features in …
Chose QuickBooks Online
Sage Timeslips and Avaza
Chose QuickBooks Online
Reporting is more diverse and ability to add multiple dimensions
Chose QuickBooks Online
I think QuickBooks Online is better than Xero. However I think is is lower then NetSuite and Sage Intacct. The system isself is great because it's cloud based so it can be accessed readily. However, in my opinion, it's not built for companies that are growing or expect to grow. …
Chose QuickBooks Online
QuickBooks Online has better options for sending invoices and receiving electronic payments.
Chose QuickBooks Online
QuickBooks Online is by far the easiest and fastest accounting management platform that I have used, especially compared to any industry specific tools like Sage, Foundation, Northstar, etc. I like how user friendly it is, the visual is great, and it can fit for a wise array of …
Chose QuickBooks Online
They are expensive and always have freezing issues and duplicating entries and no one available to address issues. To change the way you use the sites it takes time to update and its too jumpy and makes annoying issues. These effect the whole company and can take a lot of time …
Chose QuickBooks Online
User friendly for smaller communities.
The cost seems to be reasonable for smaller communities.
Support is helpful, and trainings provided online are helpful.
Chose QuickBooks Online
Unfortunately, in my opinion, QuickBooks Online is not anywhere cloase to coupa or Blackline in terms of functionality. Both platforms are head and shoulders above where i understand QuickBooks Online to be currently. Specifically in relation to task automation and more …
Chose QuickBooks Online
As I've mentioned, there aren't a lot of similar products, and certainly not with all the capability of QuickBooks Online. In my opinion, they nickel and dime for everything but they also do work pretty well across the board. I think the reconciliation process is also by far …
Features
GustoQuickBooks Online
Payroll Management
Comparison of Payroll Management features of Product A and Product B
Gusto
9.2
Ratings
11% above category average
QuickBooks Online
8.4
Ratings
8% above category average
Pay calculation9.60 Ratings7.70 Ratings
Support for external payroll vendors8.50 Ratings00 Ratings
Benefit plan administration8.90 Ratings7.00 Ratings
Direct deposit files9.50 Ratings9.00 Ratings
Salary revision and increment management9.30 Ratings9.00 Ratings
Reimbursement management9.50 Ratings9.50 Ratings
Customization
Comparison of Customization features of Product A and Product B
Gusto
-
Ratings
QuickBooks Online
8.3
Ratings
8% above category average
API for custom integration00 Ratings8.70 Ratings
Plug-ins00 Ratings8.00 Ratings
Security
Comparison of Security features of Product A and Product B
Gusto
-
Ratings
QuickBooks Online
9.7
Ratings
15% above category average
Single sign-on capability00 Ratings9.60 Ratings
Role-based user permissions00 Ratings9.70 Ratings
Reporting & Analytics
Comparison of Reporting & Analytics features of Product A and Product B
Gusto
-
Ratings
QuickBooks Online
8.1
Ratings
3% above category average
Dashboards00 Ratings8.60 Ratings
Standard reports00 Ratings8.20 Ratings
Custom reports00 Ratings7.60 Ratings
General Ledger and Configurable Accounting
Comparison of General Ledger and Configurable Accounting features of Product A and Product B
Gusto
-
Ratings
QuickBooks Online
8.6
Ratings
10% above category average
Accounts payable00 Ratings9.20 Ratings
Accounts receivable00 Ratings9.40 Ratings
Cash management00 Ratings8.80 Ratings
Bank reconciliation00 Ratings9.10 Ratings
Expense management00 Ratings8.70 Ratings
Time tracking00 Ratings6.90 Ratings
Fixed asset management00 Ratings8.10 Ratings
Multi-currency support00 Ratings7.00 Ratings
Multi-division support00 Ratings9.20 Ratings
Regulations compliance00 Ratings9.30 Ratings
Electronic tax filing00 Ratings9.30 Ratings
Self-service portal00 Ratings8.80 Ratings
Global Financial Support00 Ratings8.10 Ratings
Primary and Secondary Ledgers00 Ratings8.70 Ratings
Intercompany Accounting00 Ratings8.80 Ratings
Localizations00 Ratings8.10 Ratings
Journals and Reconciliations00 Ratings9.30 Ratings
Enterprise Accounting00 Ratings8.10 Ratings
Configurable Accounting00 Ratings7.80 Ratings
Centralized Rules Framework00 Ratings8.40 Ratings
Standardized Processes00 Ratings8.50 Ratings
Inventory Management
Comparison of Inventory Management features of Product A and Product B
Gusto
-
Ratings
QuickBooks Online
7.5
Ratings
2% above category average
Inventory tracking00 Ratings8.00 Ratings
Automatic reordering00 Ratings7.00 Ratings
Location management00 Ratings8.10 Ratings
Manufacturing module00 Ratings7.00 Ratings
Order Management
Comparison of Order Management features of Product A and Product B
Gusto
-
Ratings
QuickBooks Online
8.4
Ratings
8% above category average
Pricing00 Ratings8.00 Ratings
Order entry00 Ratings8.00 Ratings
Credit card processing00 Ratings8.60 Ratings
Cost of goods sold00 Ratings9.30 Ratings
Order Orchestration00 Ratings8.00 Ratings
End-to-end order visibility00 Ratings9.00 Ratings
Order exception Resolution00 Ratings8.00 Ratings
Best Alternatives
GustoQuickBooks Online
Small Businesses
Dayforce Powerpay
Dayforce Powerpay
Score 9.5 out of 10
QuickBooks Self-Employed (discontinued)
QuickBooks Self-Employed (discontinued)
Score 8.9 out of 10
Medium-sized Companies
Paypro Workforce Management
Paypro Workforce Management
Score 9.7 out of 10
Zoho Books
Zoho Books
Score 9.0 out of 10
Enterprises
Infor Human Resources
Infor Human Resources
Score 7.1 out of 10
Oracle Fusion Cloud Enterprise Performance Management
Oracle Fusion Cloud Enterprise Performance Management
Score 10.0 out of 10
All AlternativesView all alternativesView all alternatives
User Ratings
GustoQuickBooks Online
Likelihood to Recommend
9.2
(0 ratings)
8.8
(0 ratings)
Likelihood to Renew
10.0
(0 ratings)
1.9
(0 ratings)
Usability
9.5
(0 ratings)
8.8
(0 ratings)
Availability
-
(0 ratings)
2.0
(0 ratings)
Performance
-
(0 ratings)
1.0
(0 ratings)
Support Rating
1.2
(0 ratings)
1.1
(0 ratings)
Implementation Rating
8.2
(0 ratings)
3.0
(0 ratings)
Configurability
-
(0 ratings)
10.0
(0 ratings)
Ease of integration
-
(0 ratings)
1.3
(0 ratings)
Product Scalability
-
(0 ratings)
1.0
(0 ratings)
Vendor post-sale
-
(0 ratings)
1.0
(0 ratings)
Vendor pre-sale
-
(0 ratings)
1.0
(0 ratings)
User Testimonials
GustoQuickBooks Online
Likelihood to Recommend
Gusto is a great fit for small teams and startups that want a simple, reliable way to run payroll, manage tax filings, and give CPAs access without constant micromanagement. It’s especially useful for founders who need something that “just works.” The human support has been excellent—especially when forwarding confusing IRS mail.
That said, it’s a bit less intuitive when it comes to benefits and compliance for fully remote companies. For example, labor law poster distribution isn’t streamlined for digital teams, and setting up benefits felt more complex than it needed to be. Still, I’d recommend Gusto to any startup looking to get payroll right from day one.
Read full review
I appreciate the ability to auto-generate invoices for recurring transactions, which saves time, as well as the option to set up auto-generated transactions. The report option is super helpful when reviewing information, as you can click to view the details in the report without having to go back and forth.
Read full review
Pros
  • Gusto makes onboarding employees and ensuring their documents are signed very easy.
  • The way you can integrate things like Google Workspace makes both onboarding new employees into the apps you use a breeze, as well as when you need to offboard them.
  • Managing benefits is simple, because they take care of all the heavy lifting. I just have to review the options, make a selection, and they take it from there.
Read full review
  • It enables me to do a P&L for each specific program as requested by the county for the grant money that they give us.
  • It enables me to do [an] organizational budget as well as a budget for each specific program
  • It enables the accountant and the auditor access at any time for transparency
Read full review
Cons
  • Adding in previous time manually could be more accessible.
  • Notifications for when employees manually change hours.
  • We should allow 1099 users to use the mobile app instead of restricting them to the website, especially since they can just log into the full website on their mobile device.
Read full review
  • Purchase Orders cannot be linked to multiple bill payments which makes tracking purchase orders in QuickBooks Online obsolete. Without the function we have to track this within a different more manual spreadsheet.
  • Would be helpful if you could "split" bank transactions directly from the "review" downloads from the bank. Currently, to split transactions to multiple accounts we need to first categorize, then review after assigning to 1 account.
Read full review
Likelihood to Renew
Unless they break it, I'm never leaving. It's just too easy. Gusto is also really affordable, and for what I pay, it's worth having the historical record within the system. I like that I can go back and pull up W2's for year's past. This sort of easy access reporting, has been helpful especially when getting reports for PPP loans.
Read full review
QBO needs better integration with non-Intuit products and developers need to use Intuit's open API to develop better add-ons. Clients are having a great deal of problems with their data importing from the bank and this takes time away from better revenue producing activities. Although the efficiencies are there, they are outweighted by the shortcomings of the product. When we ran a parallel of QBO versus other cloud accounting products, we had more issues with the QBO product than any other
Read full review
Usability
The overall platform and its speed of response are amazing. I would recommend this to any other business owner for ease of use and reliability. Email reminders are great if I’m super busy and have forgotten a few tasks. The price point compared to local payroll service is hands down a huge win.
Read full review
I had very little trouble setting up the program and migrating from our old accounting system. The daily usage is also very intuitive and easy. Anytime we run into minor trouble with the program, there are always tons of help available on YouTube, so we don't even look up the online manual anymore.
Read full review
Reliability and Availability
No answers on this topic
We have rarely had outages in the last 10 years. I can only recall 2 times in the last 10 years where we were not able to access our client files.
Read full review
Performance
No answers on this topic
Everything process has its bugs lately with the new interface. Nothing has worked smoothly since this all began last month.
Read full review
Support Rating
Gusto's customer service has really deteriorated lately and they seem to have really changed their focus. It used to be when you called you were routed to an individual who knew about payroll, benefits, reporting, etc. but now you get someone who seems to have not received the correct training. My last call about a dismissal payroll took me over an hour of my time and the person still could not help me and finally transferred me to someone else.
Read full review
In my experience, most representatives keep me on the phone for hours, literally, for a single issue and then usually cannot resolve it satisfactorily. I have 10 open cases that need resolution and, in my experience, there has been NO follow-up communication on any of them.
Read full review
Implementation Rating
Reach out to support immediately if you are having trouble setting up Gusto. Rather than being confused and trying to figure it out yourself, it's much better to talk to someone who knows what they are doing. Save yourself time and frustration and reach out to support
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The person in charge of QB needs to be very accurate with record keeping and is recommended to stay on top of tasks. The biggest issue we have is reconciliation, and those issues occur only when too much time has occurred between reconciliations
Read full review
Alternatives Considered
It's been a while since I used QuickBooks for payroll, but it doesn't even come close to it. Gusto is infinitely easier, allowing for employee time tracking, handling calculations and payments of payroll and payroll taxes, managing regulatory compliance in the background, and more. I had a lot of moments using QuickBooks Payroll where I thought, "Am I even doing this right?" — it felt like you had to have additional knowledge of HR regulations in your state to do everything correctly. Gusto has it ALL handled so you can focus your time on higher-impact tasks in your business.
Read full review
QuickBooks Online is an accounting software package that allows companies to use a cost-effective and efficient software package. QuickBooks Online allows companies to prepare their balance sheets and income statements. It connects with a variety of other applications, which allows you to be efficient. We are very pleased with QuickBooks Online, and we would highly recommend it.
Read full review
Scalability
No answers on this topic
As we have grown along our professional path, we have also expanded our use of QB. The scalability is easy and features seem to be waiting for you until you need them. We have increased profits by over 10x from our first year in business to the current and have yet to find a reason to look elsewhere
Read full review
Return on Investment
  • I am not involved enough to know well, but I would say that Gusto has saved me about 1-2 hours in my onboarding process with my new company compared to my past experiences trying to onboard with ADP. I have also finished the process and am not frustrated like usual.
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  • I think the help function is cumbersome and hard to use. When I go to refresh myself on a function, say quarterly, I feel like I have to cast about just looking for it.
  • The account reconciliation works, but in this place that could benefit from messaging, there are no easy helping functions flagging things like amounts that fit the discrepancy.
  • Even styling invoices and documents is more cumbersome than it should be.
Read full review
ScreenShots

Gusto Screenshots

Screenshot of Gusto's automated payrollScreenshot of the time-off tracking interfaceScreenshot of the source of truth for HR data

QuickBooks Online Screenshots

Screenshot of the accounting and bank transactions interfaceScreenshot of an overview of the accounting inventoryScreenshot of book marksScreenshot of the business tax overviewScreenshot of the customer hubScreenshot of the dashboard