BILL Spend & Expense vs. Emburse Nexonia

Overview
ProductRatingMost Used ByProduct SummaryStarting Price
BILL Spend & Expense
Score 8.9 out of 10
N/A
BILL Spend and Expense (formerly Divvy) is an all-in-one expense management solution that combines free software with corporate cards to provide you with real-time visibility and customizable control over your business finances.N/A
Emburse Nexonia
Score 7.0 out of 10
N/A
Nexonia, by Emburse, is a tool designed to streamline employee expense reporting. It is designed to increase visibility into spendings and make the expense tracking, approval, and reporting process paperless. Nexonia was part of a merger with Certify in 2017 and is now part of the larger company formed from it and Chrome River, Emburse.N/A
Pricing
BILL Spend & ExpenseEmburse Nexonia
Editions & Modules
No answers on this topic
No answers on this topic
Offerings
Pricing Offerings
BILL Spend & ExpenseEmburse Nexonia
Free Trial
YesYes
Free/Freemium Version
YesNo
Premium Consulting/Integration Services
NoNo
Entry-level Setup FeeNo setup feeNo setup fee
Additional DetailsBILL Spend & Expense is free for all users
More Pricing Information
Community Pulse
BILL Spend & ExpenseEmburse Nexonia
Considered Both Products
BILL Spend & Expense
Chose BILL Spend & Expense
BILL Spend & Expense was one of the more affordable options, very user friendly and very good for creating easy ways to pay through BILL Spend & Expense or to assign budgets through BILL Spend & Expense. Some of the other options did offer more features but we did not normally …
Chose BILL Spend & Expense
Bill Spend & Expense and Ramp are pretty comparable, but we ended up making the change to Ramp based on three factors:
1. The actual receipt or invoice uploads into Sage Intacct, so when reviewing financials, everything is in one place.
2. The cashback program was much simpler …
Chose BILL Spend & Expense
We also used other credit cards for employee to use, such as bank issued credit card or Capital One issued credit card, so far Divvy Card is the best one. Users have very positive using experience. Accounting is also happy with this card since it is easy to manage and control …
Chose BILL Spend & Expense
Have not compared or used other systems.
Chose BILL Spend & Expense
We used Expensify previously and strongly prefer BILL. Expensify had no fraud protection, it was almost impossible to speak with a customer service rep, and the reconciliation process was tedious and clunky.
Chose BILL Spend & Expense
I haven't used anything like Divvy before.
Chose BILL Spend & Expense
Divvy was much more affordable (free) compared to Concur. It has all the functionally as Concur with a free, alternative solution. We selected Divvy because it helped us achieve three things; capture receipts, allow users to spend within their budgets, and set budgets to …
Chose BILL Spend & Expense
Chase One Card Program

This program is like Divvy's program but it is not user-friendly and is not easy-to-use software. It is very easy to make mistakes and break the system. Divvy is a much more superior product, and I would highly recommend it to anyone especially to advise …
Chose BILL Spend & Expense
We haven't evaluated any other products.
Chose BILL Spend & Expense
We have used American Express and BOA and while they both give you the standard use of a credit card, neither one allows you to do all the things that Divvy does. Virtual cards, budget increases, categorization, receipt maintenance. Divvy is the only one we have tried of this …
Chose BILL Spend & Expense
We also researched other paid products (e.g. SAP Concur) and Divvy is far and beyond a better UI with all necessary features while they continue to improve and build out other fancy features.
Chose BILL Spend & Expense
Divvy is the provider of the credit cards. Expensify and Concur only connects your outside cards to their system.
Chose BILL Spend & Expense
There is no comparison to how easy Divvy is vs any other way of expense reporting because Divvy is real-time.
Chose BILL Spend & Expense
Nothing out there compares to the agility and ease of use of Divvy. Adoption by those most resistant to any expense reporting tool has always been the #1 painpoint to all other such software.

Divvy takes the pain away even for creatives and salespeople!
Chose BILL Spend & Expense
We have really only used PNC's business credit cards. Their system was strange and they were not very helpful when we had issues.
Chose BILL Spend & Expense
We used to use our bank corporate cards which are antiquated compared to Bill S&E.
Emburse Nexonia
Chose Emburse Nexonia
As mentioned earlier in the several questions, Emburse Nexonia is easy to use compared to all the above applications. Integration is easy and plenty of automation opportunities in Emburse Nexonia. Capturing a time sheet is an additional option that no other application has this …
Chose Emburse Nexonia
I just used it for a client so not much experience into that to compare with nexonia which I have used extensively.

So my tendency is more towards nexonia which is satisfying the needs and hence not going to search for any other options.
Chose Emburse Nexonia
It captures receipts through the mobile app and is more convenient Easy to code time sheets and User-friendly and It will sync with Intacct and BILL for payments it greatly Improves suppliers and partner relationships it si very much Cost management it has good Product …
Chose Emburse Nexonia
The price point was right for us with enough critical features to meet our main business goals.
Chose Emburse Nexonia
Concur was significantly higher in price than Nexonia Expenses which is why we chose Nexonia Expenses instead.
Chose Emburse Nexonia
I used in the past Nexonia Expenses in my previous company and in my current company, we use SAP Concur. I think that Nexonia is clearly a good alternative and very affordable. Again, it seems like it has problems of scalability so when your company get to a certain size, it …
Chose Emburse Nexonia
Nexonia's price point is hard to beat, and their integration with NetSuite is the best I have seen out there.
Chose Emburse Nexonia
Nexonia was inexpensive and had all the features that we needed when we implemented it.
Chose Emburse Nexonia
Nexonia is probably more expensive than Expensify but has been around longer and has more features (accounts payable, time entry, etc). We decided on Nexonia for their customization features and amazing customer support.
Features
BILL Spend & ExpenseEmburse Nexonia
Expense Management
Comparison of Expense Management features of Product A and Product B
BILL Spend & Expense
9.2
Ratings
7% above category average
Emburse Nexonia
9.3
Ratings
8% above category average
Employee Expense Reporting8.70 Ratings9.30 Ratings
Corporate Card Reconciliation9.70 Ratings9.30 Ratings
Payment Management
Comparison of Payment Management features of Product A and Product B
BILL Spend & Expense
8.7
Ratings
6% above category average
Emburse Nexonia
9.0
Ratings
9% above category average
Customizable Approval Policies8.90 Ratings9.40 Ratings
Financial Document Management8.80 Ratings10.00 Ratings
Payment Status Tracking9.00 Ratings9.70 Ratings
Payment Audit Trail9.50 Ratings9.50 Ratings
Duplicate Bill Detection7.40 Ratings9.50 Ratings
Advanced OCR8.70 Ratings9.00 Ratings
Electronic Funds Transfer8.70 Ratings6.10 Ratings
Best Alternatives
BILL Spend & ExpenseEmburse Nexonia
Small Businesses
Dext
Dext
Score 9.8 out of 10
Dext
Dext
Score 9.8 out of 10
Medium-sized Companies
Precoro
Precoro
Score 2.8 out of 10
Precoro
Precoro
Score 2.8 out of 10
Enterprises
Emburse Chrome River
Emburse Chrome River
Score 9.2 out of 10
Emburse Chrome River
Emburse Chrome River
Score 9.2 out of 10
All AlternativesView all alternativesView all alternatives
User Ratings
BILL Spend & ExpenseEmburse Nexonia
Likelihood to Recommend
8.8
(0 ratings)
9.0
(0 ratings)
Usability
9.4
(0 ratings)
-
(0 ratings)
Support Rating
8.6
(0 ratings)
6.6
(0 ratings)
User Testimonials
BILL Spend & ExpenseEmburse Nexonia
Likelihood to Recommend
Divvy is well suited for almost any organization/business I can think of. If you need to spend money from a specific predetermined budget, Divvy works great. If you have a high volume of transactions and you're fairly decent with excel, you can create an upload file to move transactions into your general ledger (currently only QB is supported for plug ins). If I'm really trying to find a less appropriate example, maybe if you have employees who can have a large credit limit and need to travel a lot, an Amex card might have better benefits.
Read full review
Well suited for businesses where the billing goes based on time and expenses. Easy tracking and integration helps to solve the accounting entry flow in the accounting system. Less appropriate where there is only fixed fee billing and time tracking metrics are not much required.
Read full review
Pros
  • BILL is a really user friendly system - very easy to onboard people into.
  • We love BILL's rewards system and the ability to redeem for travel or gift cards.
  • BILL offers a sync option with QuickBooks that has been invaluable for our finance processes.
Read full review
  • The integration with NetSuite is well executed.
  • The system is intuitive for both users and approvers.
  • Ability to feed credit card data into the system is super helpful.
Read full review
Cons
  • Logging into more than one company or ease of logging into more than one company at a time.
  • Instant messaging system to work with employees on particular transactions.
  • Being able to collect rewards on a monthly basis and having the option to get it in the form of a statement credit.
Read full review
  • The design interface isn't intuitive or attractive. Because I use it irregularly (less than once a month), I spend a lot of wasted time trying to remember how to use it.
  • If you have complicated submissions, it's challenging to figure out how to submit it correctly. I have to break each submission down into individual charges, although there's supposed to be a way to use a "split" feature or other features that would allow you to add multiple receipts to 1 day. After a year, I still haven't figured out how to use anything beyond one receipt = 1 submission.
Read full review
Usability
The Divvy card provides convenience and flexibility for Finance to manage and monitor each user's transactions at any time. User can issue many virtual cards for different purposes. Transactions can be easily approved. Since we can monitor transaction closely, fraud can be prevented effectively. Mobile app is user friendly and safe.
Read full review
No answers on this topic
Support Rating
We have enjoyed using Divvy and its functions. The Divvy team has been great, and their support team is outstanding. They have a chatbox on the platform, and they only seem to be someone on call. I have found its benefits to be outstanding, that I recommend it to my clients. I also feel that Divvy rolling out new features only makes it more compelling to stay on as a user.
Read full review
I was not talking directly with the customer support. My understanding was that, there was some maintenance on the platform but it was never inconvenient for employee or during pick time when employee would put their expenses in the tool. To that extent, I think the support for Nexonia is correct
Read full review
Alternatives Considered
Bill Spend & Expense and Ramp are pretty comparable, but we ended up making the change to Ramp based on three factors: 1. The actual receipt or invoice uploads into Sage Intacct, so when reviewing financials, everything is in one place. 2. The cashback program was much simpler and a higher rate than what we were getting. 3. We were bringing our A/P processing into a cloud solution, and wanted to be able to have them on the same one as our credit cards. This fact, combined with point 1, and just a slightly different payment flexibility, made the difference for us. Leaving out those points, which might not matter as much to someone else in a different situation, Bill Spend and Expense is a solid solution for anyone.
Read full review
It captures receipts through the mobile app and is more convenient Easy to code time sheets and User-friendly and It will sync with Intacct and BILL for payments it greatly Improves suppliers and partner relationships it si very much Cost management it has good Product functionality and performance it helped in Overall cost reductions for small firms
Read full review
Return on Investment
  • Immediate ROI for any company who wants their teams to focus on driving new revenues, creating great products or over delivering to customers - instead of chasing receipts 30 days behind.
  • Ease of use and a great sales and tech support team at Divvy ensure successful onboarding with each and every employee.
  • Immediate ROI from being able to have an agile budgeting process - cashflows improve immediately when budget spend is captured in real-time, and new opportunities are captured when approvals are that easy.
Read full review
  • Nexonia Expenses has provided a positive impact on ROI because it saves time for employees who are submitting expenses for reimbursement.
  • Nexonia Expenses provides a positive impact on ROI because it saves time for employees who are issuing and managing POs.
Read full review
ScreenShots

BILL Spend & Expense Screenshots

Screenshot of Company Dashboard - High level overview of a business's available credit and current spending.Screenshot of Mobile Wallet - Spend Smarter™ - To manage budgets and expenses on the goScreenshot of Budget Detail - For monitoring business budgetsScreenshot of Insights - Real-time visibilityScreenshot of Transactions - Displays a complete list of all transactions and their current status on a business's physical and virtual cards.

Emburse Nexonia Screenshots

Screenshot of Nexonia Mobile App